deanmoriarty

7 ms·

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by deanmoriarty 1y ago
A TurboTax-quality tax filing service for American expats with American investments who live abroad (particularly interested in a few European countries) and have to file in their country of residence and declare the income from such invest
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by deanmoriarty 1y ago
For someone like me who is considering quitting their job for an extended period of time, and whose financial situation will not qualify for any subsidy on the ACA, how much is the cost expected to increase? The article doesn't seem to
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Why the Upper Middle Class Isn't Special Anymore(ofdollarsanddata.com)
37 points by deanmoriarty 1y ago|6 comments
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by deanmoriarty 1y ago
I cannot advise but just wanted to say you’re a hero, congratulations for quitting. I am in a similar financial situation and age ($6M liquid, $60k spend, 38, not single), and have been in burnout for a while and haven’t found the courage t
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by deanmoriarty 1y ago
Retire. I lived fairly frugally since when I entered the workforce 15 years ago and saved a bunch, so I like to think I’m financially prepared for it. I hope to retire soon even if AI doesn’t replace me :-) If my financial situation won’t b
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by deanmoriarty 1y ago
> as long as people like you maintain such a callous attitude about those who came before them. I think you might be barking up the wrong tree here since I just rent a very modest apartment here and I’m not going to ever buy a property,
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by deanmoriarty 1y ago
I live in SF, find it a beautiful city but I’m not particularly attached to it, so I rent. The area where that property is located is really good, I live nearby. I think the property is worth that amount, since someone paid for it in a comp
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by deanmoriarty 1y ago
I struggle to understand why an educated crowd like HN routinely forgets dividends when posting any sort of financial charts. Total returns are what matters.
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by deanmoriarty 1y ago
I have been fighting your same battle. Every day I wake up hoping this will be the day I get fired. I cannot bring myself to quit as it would be voluntarily squandering the privilege ($$$) I’m afforded, though my courage is increasing every
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by deanmoriarty 1y ago
I think this is a very reasonable take, I’m not sure where the hate for dating apps comes from. I am a very average looking man (I’d say look wise I’d be considered a 7/10) and never had a problem using dating apps in the Bay Area, the
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by deanmoriarty 1y ago
In the Bay Area: - A 10 min visit to a specialist office, where I was seen by a nurse practitioner who was able to refer me to an exam without involving the main physician, costed $800 (just the visit, not the followup exam), which also wen
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by deanmoriarty 1y ago
Every time I start doing some network packet-based troubleshooting, for example firing up tcpdump to debug a tcp window size improperly tuned that caused a performance degradation over a high latency link (this is a random example I did las
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by deanmoriarty 1y ago
I personally think it’s better to struggle early on than to give away money like candies to founders with dubious businesses who will then trick gullible employees into thinking that these companies’ massive valuations mean anything. I kid
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by deanmoriarty 1y ago
It’s truly the biggest scam in the industry. Staying years at an early startup in exchange for paper money (and having to pay AMT + exercise costs) is one of the biggest regrets in my career, I truly don’t know what I was thinking. I still
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by deanmoriarty 1y ago
Genuine naive question: when it comes to Google HN has generally a negative view of it (pick any random story on Chrome, ads, search, web, working at faang, etc. and this should be obvious from the comments), yet when it comes to AI there i
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by deanmoriarty 2y ago
> Even if you have a $10m portfolio you’ll be next, once they’ve drained the $100k and $1m lot. What does this mean, in practical examples? Just trying to understand your point.
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by deanmoriarty 2y ago
I like to think I am extremely attentive to bug reports (I’m always paranoid about my code possibly containing bugs, so I err on the side of turning every stone), so I would probably not make Jerry’s mistake here, but sure as hell if a mana
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by deanmoriarty 2y ago
Very beautiful and nostalgic, so well done. I used to live nearby and my favorite “urban” hike was going up Glen Canyon, up and down the two Twin Peaks, loop through Sutro Forest and then go back to downtown walking down 17th. Loved those w
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by deanmoriarty 2y ago
Correct, and this is what I originally meant.
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by deanmoriarty 2y ago
I read the post and I am thankful that these people exist, most of my life is made possible through the selfless work of wonderful open source developers like this person. Sometimes I wish I was so passionate, whereas my philosophy in life
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by deanmoriarty 2y ago
This is sad and surprising. I’ve been through so many shenanigans during my previous life as a naive startup employee: paid huge amounts of AMT (which took years to recoup via AMT credits), was not offered 83b election, had to write huge ch
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by deanmoriarty 2y ago
He wants a wife that will be both attractive, loving, AND pulling in a $500k+ salary. While I personally think it’s a pretty bad way to live life and I more agree with your overall stance (my wife is American but she is second generation im
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by deanmoriarty 2y ago
What’s your take on finding a partner from abroad? I understand it sounds incredibly cringy and fake, but I have a couple of friends that would easily fall into the bucket of “very subpar facial+body attractiveness”, and went through their
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by deanmoriarty 2y ago
How much do you expect a surgery to increase your odds of finding the partner you're looking for? Genuinely curious since it sounds such an incredible situation assuming that we are not talking about really serious surgery like trying
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by deanmoriarty 2y ago
> My main issue is that I can’t find women who find me physically attractive My main issue is that I can't find someone willing to sell me $VTI at $100/share. Is it possible that your standards of what you consider a woman &quo
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by deanmoriarty 2y ago
It is surprising that this still happens, but I’ve had senior engineers (L6-L7 from FAANG) join my teams (multiple examples, different companies) and in the first couple days make extremely superficial but strong arguments on how the archit
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by deanmoriarty 2y ago
> who was working and curious For a lot of people, not having to work would cause them to become much more curious, with a lot more going on too. I wouldn’t link work, especially modern office work, to those other qualities. My dad is re
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by deanmoriarty 2y ago
I definitely agree with your statement, though I don’t fully understand the link between that and not being able to retire. In what way is not retiring (let’s assume with decent savings, your typical 25X yearly expenses including typical AC
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by deanmoriarty 2y ago
2025 will hopefully be the year I choose to retire, at 38, and $6M saved up in liquid assets (very boring index funds). My tricks will be: - Living modestly. I never spent more than $50-60k a year in my life even while living in Silicon Val
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S&P 500 posts 23% gain for 2024(cnbc.com)
1 points by deanmoriarty 2y ago|2 comments

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