2025 will hopefully be the year I choose to retire, at 38, and $6M saved up in liquid assets (very boring index funds). My tricks will be: - Living modestly.

2025 will hopefully be the year I choose to retire, at 38, and $6M saved up in liquid assets (very boring index funds). My tricks will be: - Living modestly. I never spent more than $50-60k a year in my life even while living in Silicon Valley and traveling internationally a few times a year. I plan to keep it that way, it will probably go up a little bit if I have to pay for my own healthcare on the exchange. - Traveling extensively but to cheap destinations and off season. - I am also a dual citizen US/EU so if the US healthcare situation becomes too wild (e.g. ACA gets repealed) I can get universal healthcare in my home country, which is “free” (in quote because in order to get into the healthcare system there I would need to become a resident, which comes with a substantially higher tax on dividend/capital gains than US, but that’s still an infinitely better deal than the US healthcare situation).