scrumper

71 ms·

691.
by scrumper 9y ago
If only. That's lying for financial gain though (or a job or whatever). Burden is on the consumer - you - to get Equifax to correct it. Credibility may destroy their business if competitors are better, but in the meantime you can'
692.
by scrumper 9y ago
Just saw your edit. Kind of you to say. Right back at ya vec :)
693.
by scrumper 9y ago
Except that'd be willfully lying in pursuit of financial gain, so no you can't really do that. The burden is on you to correct the record and defend against ID theft. Sucks. I'm not defending it. This is how it is.
694.
by scrumper 9y ago
> I'm just opposed to the idea that any amount of caution on their part should dissipate their (or their insurer's) legal liability in the event of a breach. Oh then yes we totally agree. If they're prudent, their insurer
695.
by scrumper 9y ago
We're all arguing under a parent post which wants to reform the industry to bring some externalities back onto the agencies' books. If it's legal to operate an explosives warehouse in town at the time you do it, then unfortun
696.
by scrumper 9y ago
I thought this was an excellent comment with some very strong arguments, good food for thought. So yes, the problem is one here the credit bureaux get to externalize their risk. I was arguing with your rejection of the 'insurance model
697.
by scrumper 9y ago
Why wouldn't they both be liable? The violation is the breach, not the existence of a pice of PII data outside of their firewall.
698.
by scrumper 9y ago
You're entirely right on the first two points. But you do implicitly opt in by being a consumer of credit. I recognize that's a bit mealy-mouthed, since it's rather hard to exist in modern America without being on Equifax&#x2
699.
by scrumper 9y ago
No, not in that case (your hypothetical responsible bureau): it's the criminals who have caused millions of dollars of damage. The insurance proposal creates the right blend of incentives to promote responsible behavior and punish - si
700.
by scrumper 9y ago
Well no, because under jedbrown's scheme the insurance is there to pay the claim. Simple analogy: a homeowner still has to make a claim if their locked, alarmed house is ransacked while they're away. Insurance may subsequently den
701.
by scrumper 9y ago
Sorry to say that I do think you should talk to a lawyer before you do anything else. An initial free consultation would be worthwhile. I’m not sure it’s Equifax suing you that you should be most concerned about. Equifax’s giant fuckup has
702.
by scrumper 9y ago
If he hadn't collected any info posted to that site, it'd be at least reason to dig deeper into motivation. Saving people's names and SSNs really would look bad but if the site was just static HTML with no backend and no pla
703.
by scrumper 9y ago
And, to complete the thought, the behavior of those corporate centralizers has rendered it politically acceptable for the government to do so.
704.
by scrumper 9y ago
Not sure if this is your company or not, but if it is please get rid of the greengrocer's apostrophe in the first paragraph: "Launch Pad is a program created by the team at Puricode to help founders launch their idea's fast.&
705.
by scrumper 9y ago
Ah thanks. I haven't ever seen that. Curious whether there will be a measurable impact on new credit approvals as a result of this apparent mass freezing. Equifax's breach leading to second order effect of retail credit gumming up
706.
by scrumper 9y ago
Experian link just provides a grey page saying "Loading" Equifax link is dated 2008 and hijacks the back button (wtf) TU is an account creation page I've never heard of Innovis :) Which is not snark at you for posting these l
707.
by scrumper 9y ago
Article brings up an interesting angle on Mark Zuckerberg's baby kissing tour. I just had it down, like most people I think, as a sort of warm up for a political career. But it does make a lot of sense as a defensive move, an image rep
708.
by scrumper 9y ago
Yeah that works for a bit. I was "more happy" when I deleted it. Now, a year later, I'm just as sad because my wife is on it all the time, but I can't influence that. It's not like I can just delete her instance...
709.
by scrumper 9y ago
You waive your rights to sue TrustedID, not Equifax. Edit: And yes, it's a subsidiary, but you absolutely retain the right to sue the parent company for an event that occurred before you agreed to these ToSes requiring arbitration for
710.
by scrumper 9y ago
Where's it say that? I read carefully, not carefully enough perhaps, but I just went back and I see no such mention. My enrollment date isn't until mid Sept anyway so is this something that comes up later?
711.
by scrumper 9y ago
What about bagging your goods? Does this actually speed much up checkout given that you still have to serially process the stuff in your cart at the exit?
712.
by scrumper 9y ago
I had certainly heard of those (they're referenced in the books, by name and fleetingly, directly), but I had no idea of the scale. Very interesting, thank you. Edit: how could I have forgotten John Lewis, a solidly middle class Britis
713.
by scrumper 9y ago
Ah! Yes the description seemed to match it very well. Maybe in the winter when I am particularly miserable on my 6am train I will read the book :)
714.
by scrumper 9y ago
Losers, Clueless, and Sociopaths: https://www.ribbonfarm.com/2009/10/07/the-gervais-principle-...
715.
by scrumper 9y ago
I'm quite interested in fully worker-owned cooperatives, with necessary management hired in by and accountable to the collective (think: CFOs). I'm thinking of the kind of structure of the Martian cooperatives that Kim Stanley Rob
716.
by scrumper 9y ago
Thanks Jacques, appreciate the offer. I've sent you an email.
717.
by scrumper 9y ago
Since you didn't actually write anything substantive in your quite witty comment, I'll have to put words in your mouth. Please correct me if I'm wrong. You see Wednesday as a sign of an emboldened neo-Nazi movement, an indica
718.
by scrumper 9y ago
Well, those things aren't the same. 'Hate speech' is protected in America (by omission; it's not defined anywhere). Incitement to violence is emphatically not, and is an offense. That being said, I certainly don't i
719.
by scrumper 9y ago
Think forward a little bit. The "all talk" guy with vile opinions backed by a violent mob is already in the White House . He won. Now is exactly NOT the time to try to curtail free speech in any way, lest that same precedent be u
720.
by scrumper 9y ago
Nassim Taleb talks a bit about this in his draft book on Medium. There's a concept of group renormalization which is quite interesting in relation to hardliner absolutists and how the majority must inevitably accommodate their position

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