patio11

10 ms·

61.
by patio11 4y ago
In Japan same-bank transactions routinely have ATM fees outside of banking hours, though this is finally starting to change. Banks will also routinely charge you for same-bank bank transfers, often at a discount to interbank account trans
62.
by patio11 4y ago
Reg E is Reg E regardless of whether you’re on credit or debit rails, and most other regulations/laws are similar, but feel free to ask an extremely specialized lawyer for the specifics in your state. The thing that is materially diffe
63.
by patio11 4y ago
FTX had more than 100 entities. You can find the org chart in the bankruptcy filing or here: https://qz.com/ftx-bankruptcy-filing-reveals-a-remarkably-co...
64.
by patio11 4y ago
If you walk literally fifty meters in any direction from the tourist hotspots in Kyoto you’ll get an entirely different view of Kyoto, often including a reflection of the charms that brought people to the hotspots. YMMV; I only lived there
65.
by patio11 4y ago
I was surprised Deus Ex had shut down, but it is not exactly like they had an obligation to send me a memo.
66.
by patio11 4y ago
One of our engineers has a good writeup: https://simonwillison.net/2021/Apr/12/porting-vaccinateca-to...
67.
by patio11 4y ago
I kickstarted and was the CEO of a non-profit which functioned for about six months as the shadow covid vaccine location data infrastructure for the U.S. during the early months of the 2021 rollout. We worked with Google, the federally-bles
68.
by patio11 4y ago
> In this case the pertinent question to ask oneself a priori is: "if, as I believe, tether breaks down what are the chances that people will be defaulting on Defi platforms thus turning my clever trade in a catastrophe where I lose
69.
by patio11 4y ago
Thanks; the joys of trying to get out two pieces "on deadline" while sleep deprived.
70.
by patio11 4y ago
News you may potentially be able to use: Stripe (which employs me) launched in Thailand about 2 weeks ago.
71.
by patio11 4y ago
Someday!
72.
by patio11 4y ago
I believe something very similar to the above commenter, with the proviso that it might not be "the exchanges" engaged in market manipulation but rather Tether or a co-conspirator. Tether has printed trades far above a dollar be
73.
by patio11 4y ago
The writing ability is partially reading a lot and more writing a lot; I'm at at least ~3.5 million published words and probably another 1.5 million or so behind various firewalls. This is a lot more reps than most people, including mo
74.
by patio11 4y ago
The Internet is a very tiny place at times.
75.
by patio11 4y ago
Yep, not worried at all, just talking through somewhat complex feelings here. (Andy and I know each other well, folks, if this isn’t obvious from context. Relevantly, we met on Fog Creek’s forums back in 2006 or so.)
76.
by patio11 4y ago
(I guess this is mostly meditating on what the original builders of software feel when their products, which they poured love and care into, end up in the afterlife of software.) I've sometimes worried about the fate of my businesses a
77.
by patio11 4y ago
The REAS is local to the community . They work for the real estate developer, not for the HQ at the bank, which decided “We need 10 new branches in Chicago but eff if we know where they go; bring me proposals for corners you think you coul
78.
by patio11 4y ago
I was introducing a jargon word that some readers would not be familiar with in an aside, so “so-called” is a flag to readers that food desert is a term of art they can look up if they want. The comment is specifically that people who are n
79.
by patio11 4y ago
I’m not generally someone who benefits from being on Slack all day, and time zones make that a challenge anyway, but a community of close peers with similar business models is a godsend. I found mine mostly ad hoc in the MicroConf/etc
80.
by patio11 4y ago
The reason I went to the trouble of writing it was that many, many people in both business and the finance industry do not agree it is obvious and a good portion do not agree it is true , and they take actions consistent with those beliefs
81.
by patio11 4y ago
The problem is not merely that the anti-fraud efforts are costly but that the anti-fraud surveillance apparatus will itself be value destroying. (In the tax case, it’s “people in democracies don’t enjoy their government having total visibil
82.
by patio11 4y ago
In the Chicago area a dual teacher family has income approximating a Google engineer. I'm related to several examples. I know folks think the profession took a vow of poverty, and while they're not compensated in this fashion ever
83.
by patio11 4y ago
Ctrl-F for Paul Vogel. https://www.nbcnews.com/id/wbna43259512
84.
by patio11 4y ago
As an additional datapoint, my main email address is publicly available (I obfuscate it when typing out of anti-spam research force-of-habit but it's all over the Internet, public records, people's inboxes, company customer lists,
85.
by patio11 4y ago
At Series A / Series B, they can’t think about serious commitments (and this sounds like one) in increments smaller than $10k. I’d try that and, if you get any pushback, ask what it would have to do to be worth $10k. (A month. Bill qua
86.
by patio11 4y ago
Speaking generally, chat and phone support are designed to provide immediate round-the-clock service to a wide range of issues but not literally every type of issue that a financial institution has to be able to deal with. Sometimes, a fina
87.
by patio11 4y ago
As I have observed in other contexts ( https://twitter.com/patio11/status/1463749947858165761 ), many people who say "Ugh, I cannot reach a real human" have in fact spoken to several humans, repeatedly a
88.
by patio11 4y ago
(I work for Stripe, and since many of my colleagues are currently sleeping, taking the liberty of saying this on their behalf.) We are looking into things. As someone who ran businesses for a long time myself, it would be very alarming to m
89.
by patio11 4y ago
If you're passively waiting for resumes to walk themselves over to your recruiters then the candidates you'd like to source are probably instead talking to the engineering managers who took the time to introduce themselves and the
90.
by patio11 4y ago
Reportedly they repaid $500M in May.

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