matwood

7 ms·

61.
by matwood 3mo ago
Sure, but a mistake I often see is people thinking that people's entire retirement savings is needed on the first day of retirement. People can and should still be invested in equities even in retirement, it's just the percentage
62.
by matwood 3mo ago
An AI collapse would represent a generational buying opportunity for companies like Meta, Google, and MS. It would be bumpy for a bit while things unwind, but eventually all this FCF they have been dumping into AI would start dropping to th
63.
by matwood 3mo ago
Even someone close to retirement doesn't need to go 100% bonds. It's not like someone needs all their retirement money on day 1. The part that remains in equities will continue generating dividends that will get reinvested, and re
64.
by matwood 3mo ago
Interesting reading the different comments here and how they show JCD's appeal across generations. I only read his columns in PC Magazine, and they were always entertaining. I never listened to his podcasts or read his substacks, but
65.
by matwood 3mo ago
The reason I asked is that creatine will allow you to lift a bit more (a little more weight, a few more reps). This will cause more muscle fatigue which in turn can lead to more cramping. Water and electrolytes can help, but when the muscle
66.
by matwood 3mo ago
Do you lift weights?
67.
by matwood 3mo ago
I've been taking 5g/creatine daily for nearly 30 years. In weightlifting circles it's always been popular because it's cheap and one of the few non-steroidal supplements that actually works.
68.
by matwood 3mo ago
> This also misses caffeine as the other a-tier supplement In college Ripped Fuel wasn't banned yet. We would take two, go to the gym for 2 hours, shower, then go out until the sun came up the next day. It's no surprise it was
69.
by matwood 3mo ago
Cycling creatine was the guidance from the 90s. 5g/day and drink plenty of water is all you need to do.
70.
by matwood 3mo ago
I don't think anyone has ever claimed Apple was all SJ. But Woz would have likely stayed at HP without the prodding by SJ. And since we're talking about CEOs, top-level personnel decisions are one of the biggest impacts a CEO ca
71.
by matwood 3mo ago
Yes. I've heard some say that SJ being fired allowed him to go out and learn to move from founder to CEO. Only when he came back to Apple did he finally have the skills and maturity to be CEO.
72.
by matwood 3mo ago
One is built, OP said 10.
73.
by matwood 3mo ago
Until they are built, it's all talk. https://www.cnbc.com/2021/04/21/foxconn-mostly-abandons-10-b...
74.
by matwood 3mo ago
> Your mortgage is the lowest amount you'll pay. > rent is the highest amount you'll pay. I don't like these 2 statements because they are only true at a starting point. If someone gets a mortgage today for $2k/mon
75.
by matwood 3mo ago
It's a bit like when the inflation basket subs ground beef for steak, and then says food is getting cheaper.
76.
by matwood 3mo ago
I'm a US citizen, living in the EU and have global entry, etc... I've been to Canada once on business and they asked more questions than I've ever had asked on all my frequent travels back and forth EU-US.
77.
by matwood 3mo ago
I don't think poetry morphed into rap, rap is poetry. It also happens to be the most popular type of poetry now.
78.
by matwood 3mo ago
> because most kids either aren't mentally developed I've gone back and read so many books I was supposed to have read in HS and college. I don't think at the time I had the life experience to fully grasp many of the messa
79.
by matwood 3mo ago
Mostly agree, but I think the modern medium is film/TV, not just American. Also, apparently The Godfather book wasn't very good, but I've seen the movie so many times.
80.
by matwood 3mo ago
Agreed. Since most land is already owned by private individuals do we freeze everything as is and do no further changes [1]? The last house I lived in had an easement along the back property line. I built my fence on the easement knowing fu
81.
by matwood 3mo ago
Italy's taxes are already quite high, but they do have some regimes to encourage HNW people to move there.
82.
by matwood 3mo ago
> Starlink should probably reverse course on this Why? Rich people flying private want to be connected and Starlink is the most reliable game in town. "Do you have Starlink?" is probably already being asked by those booking pri
83.
by matwood 3mo ago
> The one flight that I was on that had Starlink, had better internet during the flight, than most airports have on the ground. When it comes to internet, this IS the moat.
84.
by matwood 3mo ago
> seriously, do people not realise it was entirely possible to write insecure or bad code before LLMs? Some of these threads make me think every line of code written pre-LLMs was apparently perfect in all ways. Feels like romanticizing t
85.
by matwood 3mo ago
What percentage drop do you need to consider it a 'crash' and to buy back in? Is it a drop from when you sold or the peak? What if the peak is another 20% higher and the crash is 10%? While you're sitting in cash, you're
86.
by matwood 3mo ago
Not just build machines. Years ago I scripted the entire build process to create hundreds of apps based on parameters and submit them. It was an attempt to work around the horrible App Store search. The original app had packages of content
87.
by matwood 3mo ago
> In an uncontrolled scenario the AI bubble bursts and takes the whole economy with it. How is the whole economy exposed to AI? Will Anthropic or SpaceX cratering threaten the entire financial system? NVDA will certainly correct, which i
88.
by matwood 3mo ago
People also change and want different things at different parts of their life. Young and single - living in an apartment is amazing. Once someone is coupled up, has kids, and some animals, a SFH also looks much more appealing. Once the kids
89.
by matwood 3mo ago
Agree. I'll listen to nonfiction because it just feels like a long podcast. Fiction I always read. But in general I'm not a huge fan of audiobooks.
90.
by matwood 3mo ago
> It’s not that AI won’t create that much value, it’s that they won’t capture it. Think airlines - both passenger and freight. They have never come close to capturing all the economic value they enable.

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