IkmoIkmo

29 ms·

181.
by IkmoIkmo 5y ago
Wow, 25k is a LOT! I try to average 7-8k a day, and post-Covid I hope to bring that average to 10k a day. It's the perfect base to stay healthy for me, with all other more intense cardiovascular exercise (e.g. strength training or HIIT
182.
by IkmoIkmo 6y ago
> It's all obvious in retrospect... isn't it? Not sure. In fact, I invested in bitcoin some 8 years ago, just like Brian Armstrong I was optimistic about bitcoin not as a popular speculative eccentric store of value, but as the
183.
by IkmoIkmo 6y ago
Interesting bit of context (with some loose assumptions): one of the early investors put $300k into this and got to $2 billion recently at the IPO. Not sure when he invested, but suppose we assume 2012. The price was about $2 to $10 in that
184.
by IkmoIkmo 6y ago
That's my thought as well. But I'd be most concerned with the complex calculation that people have to do around mobility, that dilute these subtle price nudges. There's no apples to apples price comparisons that can be easily
185.
by IkmoIkmo 6y ago
Would be nice if you could not guess (and post) something that takes as much time to google as it takes to post, especially when it's wrong... Not trying to be snarky, apologies in advance.
186.
by IkmoIkmo 6y ago
I think the Australian experiment in gun policy is pretty telling. It doesn't prove these policies work and have a major effect, but it sure is as compelling an argument as you can make.
187.
by IkmoIkmo 6y ago
I mean as far as I know this is the norm in the Netherlands. I didn't start reading/writing until age 6-7. Before that it was freeform play with a bunch of implicit learning, I recall a lot of games, songs, painting etc.
188.
by IkmoIkmo 6y ago
> it requires far less intelligence for an individual to survive in today's society than it did to survive 20,000 years ago. Survive, perhaps yes. But to simply process the world around you? How much mental stimuli did you have sitt
189.
by IkmoIkmo 6y ago
No link to the study... Also no notes on whether it's been corrected for anything, e.g. better housing, bigger housing, changes in subsidies, smaller households sizes, different demographic makeup, increased disposable income etc, no i
190.
by IkmoIkmo 6y ago
If there's a shortage of bread, prices of bread will go up. The price is a symptom, the problem is not the price, it's the scarcity. Prices are simply an expression of scarcity. The worst thing to do if there's a shortage of
191.
by IkmoIkmo 6y ago
You're right. I should've just stuck to 'discount rate' instead of interest or inflation. But that's a little too abstract for some. In finance interest rates are typically used for the discount rate. But discount r
192.
by IkmoIkmo 6y ago
> I’ve heard of this before, but I’m still puzzled by the logic of a loan that never gets paid off. Was this just a bad idea, or does this still happen It sounds weird but it's not a bad idea, no. In essence an infinite set of futur
193.
by IkmoIkmo 6y ago
Not sure where the 69 figure comes from. Top post has more info: > As a back of the envelope calculation, if you covered the ~2.44 m2 roof of a VW ID3 with solar panels you'd probably see somewhere in the region of 244 kWh / ye
194.
by IkmoIkmo 6y ago
Different ideas about safety mostly. The US has 2x the death rate per km driven compared to Sweden. https://en.wikipedia.org/wiki/List_of_countries_by_traffic-r...
195.
by IkmoIkmo 6y ago
Same energy as all someone saying he bought a home for $0 by buying it with a mortgage and renting it out such that the mortgage is paid by the tenant. It's completely fine saying you bought a business with $0 downpayment. But saying y
196.
by IkmoIkmo 6y ago
Interest rates is much of it. Just calculate the total payments for a 30y, 100k mortgage in 1980 when the interest rate was 15%. It's 455k in total. The same amount as a 300k mortgage for today's 3% interest for 30 years, also 455
197.
by IkmoIkmo 6y ago
> The parents born in the 30s-50s could largely afford to purchase homes large enough to raise a family in, but far fewer people born in the 70s-90s will be able to do the same. Does not explain why home sizes grew 2.5x since the 1950s,
198.
by IkmoIkmo 6y ago
Some contend that this isn't a sign of poverty but rather a sign of wealth. i.e., suppose every consumption good becomes 10x as cheap overnight. Cars, food, phones, clothes, travel by air, electricity, movies, music. What would happen
199.
by IkmoIkmo 6y ago
> Pay down any debts greater than 7% per year (7% is the average yearly return for the stock market) Pretty poor advice imo, it's comparing a risky versus a risk-free return. Paying off a 7% interest nets you that return, guaranteed
200.
by IkmoIkmo 6y ago
Fair point, should probably have removed that. Still it's so much easier to stay warm if you're out of the wind, with doors closed, and can wear a jacket that doesn't turn you sweaty like biking 20min in warm winter clothes o
201.
by IkmoIkmo 6y ago
Price of purchase, price of ownership, price of use, is all a lot lower versus a car. Protection from rain as well as some traffic protection versus scooters/mopeds/bicycles, as well as speed versus a bike or slow moped, especiall
202.
by IkmoIkmo 6y ago
You're making a mental difference that's not an actual difference. Suppose you have 100k, invest 20k of it in bitcoin and it doubles. You now have 40k bitcoin and 120k in total. You could say, sell half the bitcoin, you now still
203.
by IkmoIkmo 6y ago
Now you're talking about technological change and about how we're all living potentially richer and more interesting lives because of it. But that's a separate point to the one being discussed: Jobs was referring to personal
204.
by IkmoIkmo 6y ago
Yup, same. Hell if I put in money now and it did 2x and went to $100k, I'd get out, too. There's just no way I see myself not getting out at $100k or say $200k. And I'm not risking my money on an investment that can 'onl
205.
by IkmoIkmo 6y ago
> Them: "Oh we just share an excel file each week and they add their own stuff to it. Here's 300 weekly files for the last 5 years. We really need the analysis in a few days." > Me: ::tries to concat 300 excel files, di
206.
by IkmoIkmo 6y ago
> Sampling from https://www.nytimes.com/2018/09/20/business/netherlands-tax- ...: Not sure why you posted this, it has nothing to do with the favourable tax-regime for placing your HQ in the Netherland
207.
by IkmoIkmo 6y ago
> the zero-tax policy they themselves apply to corporation + laws that help in tax avoidance for corps with legal hq there. There's no such zero-tax policy. There simply is the liquidatieverliesregeling, which allows you to subtract
208.
by IkmoIkmo 6y ago
What zero-tax policy? The Netherlands has no such policy. There are of course a complex system of incentives and exemptions (e.g. for R&D) just like in any other country, but there's no general zero-tax policy or anything near it.
209.
by IkmoIkmo 6y ago
Yeah the 5th season is a struggle for me, too. I stil love watching it but it's a bit slow. It feels it's all character build-up, with little story progression. Amos' prison & planet escape storyline makes no sense in the
210.
by IkmoIkmo 6y ago
Geforce Now library kinda sucks to me, not all that much better than Stadia but that's my opinion. Stadia has a few names (e.g. Red Dead Redemption) that GFN doesn't and vice versa.

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