vecinu

15 ms·

121.
by vecinu 6y ago
It's not a binary choice, you don't have to just care about wealth and optimize for it while ignoring everything else. I read your original reply and other replies and I think you're the one conflating the point. Many people
122.
by vecinu 6y ago
Sorry but how is this dangerous? You don't have your credit cards on autopay? I regularly verify what transactions show up across my cards and you have 30 days to dispute anything. 10+ years and I never had an issue.
123.
by vecinu 6y ago
I think what you want changes with age, circumstance and experiences. It's short sighted to be rigid in your thinking or "knowing what you want" as any change can destabilize you. The only constant is change, if you can adapt
124.
by vecinu 6y ago
> Good to know there’s another 10-15 years of high salaries before the gravy train stops. Sorry but how did you arrive at this conclusion with exact year ranges?
125.
by vecinu 6y ago
I'm absolutely not offended, it's just the first time I hear about this and I can't find any supporting information about it. Even in the last link you provided, americanoverseas.org, I still can't find any mention of ow
126.
by vecinu 6y ago
Yeah you can't beat the US for consumerism. If you love things and have money to burn, it's great. I got into a ton of expensive hobbies and I also use CL/eBay/FB Marketplace to score great deals and pass on good deals t
127.
by vecinu 6y ago
> You are already liable for US taxes for at least the next 10 years abroad, from the date you have been judicially determined to have abandoned your green card. So I can't find this mentioned anywhere in your link or online. That&#
128.
by vecinu 6y ago
Once you extrapolate that to software engineers, levels.fyi says you can expect 80k EUR/yr in Germany [1] which I think is after-tax. If that is true, it's more than I thought it would be and I think if you found a good job you en
129.
by vecinu 6y ago
You can "safely" withdraw between 3-4% of your $1M for 30 years and never lose that $1M, assuming you keep that money invested and it grows at an average of 7%/yr. $30-40k/yr, pre-tax, would still be ok for one person in
130.
by vecinu 6y ago
> In many ways, Romania is like the US This made me chuckle, I often compare California to Romania (since I know both places well) and can contrast the corruption, money waste, terrible infrastructure and inequality in a way that friends
131.
by vecinu 6y ago
I have and can validate its fairly accurate numbers for FAANG / SV salaries but not so much European ones. It also gets hairy once you compare pre-tax (US Salaries) with post-tax (EU salaries) and different costs of living. I use a com
132.
by vecinu 6y ago
Do you foresee being able to purchase a home in the next 10-15 years? I think the problem with renting for a long time (I'm a renter, my wealth is growing in other investments) is assets are inflating in value, housing is becoming more
133.
by vecinu 6y ago
It's interesting you say that, I last decided to skip US citizenship due to the fact that the IRS will haunt you for taxes (Double tax treaties, foreign tax credits yeah yeah but it's a hassle) and as mentioned in other replies, b
134.
by vecinu 6y ago
Correct but with an optimistic projection of working for 5-10 more years, I could stop working forever, unless I want to work for fun / enjoyment (or say no to crappy jobs) and then move to the EU. If I move to the EU now and take a hi
135.
by vecinu 6y ago
> What do you need this wealth for? Insurance for the future. Maybe I get bored of software, maybe I want to take a few years off and not have to work. Maybe I won't be able to "unprogram" the consumerist habits I picked u
136.
by vecinu 6y ago
Thanks for sharing. I spent some time in Europe albeit that was a long time ago and I feel like I was too young to experience the hardships of life I'm facing in the US. I know the safety nets you're referring to, they're the
137.
by vecinu 6y ago
That's interesting, I have a Romanian passport but didn't live long enough there to actually get a feel for what life is like day to day. I think being a worker and having to have a job in RO would be soul crushing, from what I he
138.
by vecinu 6y ago
> But, it is way, way, less stressful living here, just in general. Americans have no idea. The taxes are worth the peace of mind along with the stability it gives society. Can you please go on with this point and provide some 1-1 exampl
139.
by vecinu 6y ago
> I can't imagine how I have survived since 1997 without buying anything counterfeit off Amazon Did you authenticate everything you ever bought from Amazon? I noticed my SanDisk SD Card was fake when I studied the printed logo close
140.
by vecinu 6y ago
Your sibling pointed out what I was talking about; transportation, sanitation, food services, EVERYTHING that makes a city function. You cannot scale that efficiently in your proposed scenario in reality, it is absurd.
141.
by vecinu 6y ago
> You could fit all 7+ billion humans in New Zealand if we all lived as densely as Manhattan. [1] Can stop spreading these factoids as if they would be feasible in any way? You can't just stick people vertically on a small plot of l
142.
by vecinu 6y ago
Does anyone on mobile have an issue with SF Chronicle? I get a pop-up banner asking me to subscribe to view the article but then when I hit back they hijack the back button and I'm stuck in a loop on their site with the banner.
143.
by vecinu 6y ago
If you sort by `Newest` and `1-Star`, I am seeing pages (paginated) and pages of reviews. What am I missing?
144.
by vecinu 6y ago
I suppose I haven't read definitive literature on the topic to be convinced but can you not catch it again, especially a different strain? It still feels awfully risky to travel at the moment.
145.
by vecinu 6y ago
Inspiring story, I'd love to hear more. I was really hoping he would mention having a social life as a secret to longevity, referencing the Harvard study on happiness and living long. [1] He briefly mentions his friend from Canada, I w
146.
by vecinu 6y ago
Medellin has highs of 28C and lows of 17C every month, pretty much. Seems really warm!
147.
by vecinu 6y ago
> I couldn't find pricing data. https://www.cargurus.com/Cars/price-trends/ is a good reference for following used car pricing trends. All signs point to them going up and barely flattening now.
148.
by vecinu 6y ago
I know exactly what you mean, I'm in a similar boat. I can't wait for decades to start enjoying the fruition of something I feel should be standard and already exists in many other places. It's so strange to me how much I hat
149.
by vecinu 6y ago
I completely agree with you but this will take decades, at best. I laugh when I look at the length of projects happening in and around SF, like the Caltrain electrification project (2016-2021?), Van Ness Improvement Project (2016-2022?) and
150.
by vecinu 6y ago
> SF is not there yet It will not get anywhere near the feel of European cities, I've lived in both. Until they fix their serious housing issues with homeless / mentally-ill people camping on sidewalks and creating a hostile en

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