tfehring

60 ms·

631.
by tfehring 7y ago
> Why couldn't you just deposit it with the state's central bank, which is what commercial banks do? In the US, the answer is that the Fed says you can't. There's some good discussion on a recent attempt/reques
632.
by tfehring 7y ago
> It’s a red herring to focus on the last 1-3% of true “non-believers” Your estimate of 1-3% is too low by an order of magnitude, at least in the US [0]: > Majorities of Americans overall say most scientists think global warming is
633.
by tfehring 7y ago
> If you're eating processed meat substitutes all the time as a vegetarian, IMO you aren't doing it right. I'm sure plenty of other people would agree. I couldn't disagree more. The vast majority of vegans are vegan
634.
by tfehring 7y ago
I want someone to come in and crush entrenched rent-seekers by building and scaling better, cheaper products. There are only a handful of companies in recent memory that have managed to do that - Walmart, Vanguard, Uber/Lyft, and arg
635.
by tfehring 7y ago
To be clear, the NAIC isn't an industry group - it's made up of insurance regulators. I suppose the argument could be made that they have a conflict of interest in that they'd benefit from increased regulation from an "e
636.
by tfehring 7y ago
I agree. And that's exactly the status quo for insurance in the US: every policy is subject to the regulatory requirements of the state in which it's sold. "Allowing" policies to be sold across state lines - which, as ot
637.
by tfehring 7y ago
This is a great comment - I'll just make one minor but important correction. Reserve requirements are fairly uniform across states (see [0] for a list of differences), so they likely wouldn't be a major driver of health insurers&#
638.
by tfehring 8y ago
> In particular, she (and others) are painted as abhorrent, openly hostile to trans people, and other such things. I suppose she might actually be? But I looked, and could only find her expressing concerns about restrooms and sports tea
639.
by tfehring 8y ago
> Scientists haven't developed a test for transgenderism Transgenderism is a broader term and is often characterized by gender dysphoria. Aside from that, this is false. The American Psychiatric Association defines diagnostic crit
640.
by tfehring 8y ago
I agree with this completely. But the Heritage Foundation, which Kay Coles James represents, isn't a conservative dissident acting in good faith. It actively misrepresents the scientific consensus, without the evidence or expertise to
641.
by tfehring 8y ago
> Again, let me make that clear: I'm not arguing that every company in the tech industry is staffed by angels, but that intentional bad actors in tech are the exception, not the norm. Just to be completely clear, are you arguing t
642.
by tfehring 8y ago
I'm really bullish on the possibility of a wide range of competitors for any given meat alternative. There are probably 10+ different brands of prepackaged beef burgers at most grocery stores, and there's a lot more room for diffe
643.
by tfehring 8y ago
Yep, I stopped eating Taco Bell in my early 20s once I couldn't stomach it anymore, but I started getting it again when I went vegan and it's great. I think the traditional grossness of it must come from their weird sauces, or may
644.
by tfehring 8y ago
They distort the prices of both soy products and meat, but not by equal proportions - the reduction depends on the distribution of cost components. Say it takes 50 cents' worth of soy and 50 cents' worth of other expenses to produ
645.
by tfehring 8y ago
> In fact grass is the best crop to grow for sustainable farming Depending on your definition of "sustainable." Grass-fed beef produces substantially more greenhouse gas per human-edible Calorie, in terms of global warming po
646.
by tfehring 8y ago
I wonder how much of the perfect retention for non-developers is because of "gold-plated handcuffs"? It would obviously be nice to make X% of the market rate for your position for X >> 100, but it would not be nice to have t
647.
by tfehring 8y ago
Totally depends on the effect size and the threshold at which you're evaluating statistical significance. If their churn were 10x higher than Google's, 20 employees over 10 years would probably be enough to confirm the difference
648.
by tfehring 8y ago
The "breach of duty" condition as defined there seems awfully ambiguous given that that article doesn't detail what duty is owed. Nolo [0] restates the same condition as: > The company's actions were wrongful or frau
649.
by tfehring 8y ago
The tax benefits come from electing to be treated as an S corp for tax purposes, not from establishing an LLC per se . But as far as I'm aware, you need to establish an LLC or other corporate entity in order to be taxed as an S corp.
650.
by tfehring 8y ago
Strictly speaking there is a pay threshold, since there's a pay threshold for overtime exemption. The (more general) problem is, that threshold is ridiculously low, something like $25,000/year.
651.
by tfehring 8y ago
A 26% increase over 8 years is 2.9%/year annualized. Inflation in the UK over that same period was 2.9%/year [0]. It’s unfortunate that real wages have declined during that time, but that seems like a separate issue. I completely
652.
by tfehring 8y ago
> In the immediate instance, no, WeWork does not recognize anything. But in its first month, rental income should exceed the month's depreciation for the same real estate. This is accurate. > The fact that income has not kept
653.
by tfehring 8y ago
You’re right. Replace “marginal revenue/cost” with “marginal expected present value of lifetime revenue/cost” and that statement holds.
654.
by tfehring 8y ago
That’s the purpose of accounting in principle, but in practice GAAP financials are an incomplete measure of financial performance. In the instant that WeWork acquires a new customer, it realizes no additional income and no change in shareho
655.
by tfehring 8y ago
What do you mean, "Like England"? Healthcare in the UK is substantially cheaper than healthcare in the US. In fact, the US government spends more per capita on healthcare than the UK government does, despite the fact that most hea
656.
by tfehring 8y ago
Younger people, with the possible exception of the highest-earning younger people, would likely benefit from Medicare for All. Currently, coverage for older and unhealthy people is cross-subsidized by younger and healthier people, due to th
657.
by tfehring 8y ago
As context for this, it's worth mentioning the broader difference between the health care systems in Canada and the UK: - In the UK, the government works like a provider network that provides free* services. Doctors and other medical p
658.
by tfehring 8y ago
I agree that the appeals decision is a little bit tricky and that asking for an ID is probably the best option in those cases. But I'd bet that some very basic, sensible validation would have reduced the number of those cases by orders
659.
by tfehring 8y ago
If I'm making millions, I'm doing it very gradually. And I am looking for other opportunities. But I should clarify that I don't work from 8am to 1am every day - I probably have one 8am meeting a week on average, and the late
660.
by tfehring 8y ago
For comparison, the fatality rate for motor traffic in the US was 8.25 deaths per billion passenger-miles in 2016 ([0], [1], my calculation). There were 7.1 trillion passenger-km of global passenger air traffic flown in 2016 [2]. 100,000 de

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