tfehring

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by tfehring 8y ago
If it's possible to click through a form with all defaults retained, you should assume that some users will do so. It's probably also safe to assume that deleting their account and all of their uploaded content is not the typical
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by tfehring 8y ago
I'm sure interest revenue plays a role in determining the rewards that are offered, but the data suggest that merchant fees, which are largely paid for by non-credit-card-using households in the form of higher prices, are a bigger cont
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by tfehring 8y ago
For those of us who use credit cards with rewards, the rewards significantly exceed the price increases, because most of the price increases are paid by people using other payment methods.
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by tfehring 8y ago
I'm 27. I'd love open office spaces if my job never required writing complex code. But I find it all but literally impossible to do so in an open office, which means that I can't both (1) do my work exclusively at my desk dur
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by tfehring 8y ago
I still use an iPhone SE. Both of my previous smartphones (Galaxy S3 and Moto X) were significantly larger than the SE and significantly smaller than the XS. The form factor was the only reason I switched and was noticeably better for me fr
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by tfehring 8y ago
Taking GP’s example of a $180k townhouse vs. a $1.8M McMansion, will these costs really be significantly more than an order of magnitude more expensive for the latter, and therefore significantly higher as a percentage of property value?
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by tfehring 8y ago
Not quite - see https://fred.stlouisfed.org/series/T10Y3M for reference. The grey areas are recessions, and values below 0 are inversions. To address the GP’s point, the relationship could be fabricated, but the data
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by tfehring 8y ago
I don't have a great intuition for this, so I looked it up. It looks like Black workers are more likely than White workers to be union members, while workers of other racial minorities are less likely [0]: > Among major race and et
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by tfehring 8y ago
> [edit: OK I probably couldn't do this, but I could probably pass any/all exams related to the quant side] After "staying up late for weeks" at some indeterminate point in the past? I'd be amazed. The pass rat
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by tfehring 8y ago
I completely agree, but it would be hard to incentivize investors to pay for all of the developer time (and, in the case of autonomous vehicles, driver/vehicle time) needed to get the systems up and running without the potential for hu
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by tfehring 8y ago
This is pretty much my list. I'll second the salary point in particular - if I can't get the salary range from you, I'll get it from Glassdoor, and if I can't get it from either you or Glassdoor, I probably won't ap
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by tfehring 8y ago
I think you’re either thinking of innovation more narrowly than I am or underestimating the number of people who contribute to it. I don’t think you can attribute, say, the development of a new drug to a single person in most cases. Or the
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by tfehring 8y ago
It seems like the countercultural anti-college rhetoric that’s sprung up recently is focused on the individual level, which makes sense. But I’m concerned that it misses a broader and incredibly important point as a result. Roughly a third
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by tfehring 8y ago
On a local enough scale, it’s always about the money. If SF offered $1 million a year plus a $1 million relocation bonus to escalator mechanics, they’d fill those jobs by next week. You may say, rightly, that it’s ridiculous to pay that muc
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by tfehring 8y ago
That’s for union jobs, which are limited and totally nepotistic. Non-union truckers make substantially less.
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by tfehring 8y ago
> Given this property of the Internet, and the decision of open source/Free Software to embrace rather than fight this property, what side-channels can be constructed to return some value to the developers? One interesting executi
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by tfehring 8y ago
I'd rather see both sides take a flat fee + a higher percentage of the difference from some benchmark. Say, $2,000 + 20% * (Zillow's estimated value - sale price) for the buyer's agent. I have no strong opinion on whether the
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by tfehring 8y ago
Increasing your deductible from $1000 to $2000 also eliminates the insurer's claim administrative expenses for claims in the range of, say, $1500 to $2500, since you'll report claims in that range if your deductible is $1000 but n
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by tfehring 8y ago
The income threshold to no longer qualify for premium subsidies through the ACA is ~$48.5k/year for an individual, pre-tax. That's a pretty good income in some areas, but it would be tough to afford ~$500/month for insurance
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by tfehring 8y ago
It’s totally possible that the site complies with all GDPR requirements but that it still makes business sense for it to block EU users. Verifying that they’re compliant would probably rack up sizeable legal fees, which could be far higher
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by tfehring 8y ago
Here's the original "study" (2018) which is really just a marketing piece: https://desktime.com/blog/17-52-ratio-most-productive-people No mention of the sample size, the work being measured, or the meth
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by tfehring 8y ago
I don't think either Becker specifically or Minnesota more broadly has a better alternative than to demand the property tax and, presumably, let Google build elsewhere. I also agree that if the property tax breaks were the only incenti
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by tfehring 8y ago
Of course the infrastructure investment would benefit the Becker area in general and potentially attract other employers, but it seems vanishingly unlikely that Minnesota communities other than Becker would come out ahead on this investment
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by tfehring 8y ago
The infrastructure improvements needed to support the data center will be paid for by $20.1 million in state bonding - that is, they'll be paid for over time by Minnesota taxpayers at large. So there's no "shortfall" for
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by tfehring 8y ago
I haven't owned an EV, so it sounds like you would know better than I would. It was my understanding that (1) liability coverage is cheaper for Teslas but comp/collision is substantially more expensive due to the high cost of repl
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by tfehring 8y ago
> buying a $35,000 Tesla has the equivalent cost of ownership of buying a $26,950 ICE car. It's not a massive amount of mental gymnastics. But only if you arbitrarily include the difference in fuel costs, which makes Tesla look ch
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by tfehring 8y ago
I live in Minneapolis and see Teslas all the time. The AWD Model 3 is priced similarly to an AWD 3-series or A4, both of which I also see constantly. It's frustrating that Tesla tries to position the Model 3 as an inexpensive car when
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by tfehring 8y ago
> This space is gigantic and there is plenty of room for multiple solutions. My concern is that references are a poor signal in general, not that LinkedIn has a monopoly on them. I don't request or look at references, and I haven&
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by tfehring 8y ago
Hmmm....maybe I should make a LinkedIn. Think our DBAs will appreciate it if I endorse them for Visio?
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by tfehring 8y ago
Replying again because this question occurred to me: At what point in the hiring process do you expect these references to be used? If I'm a hiring manager getting ~200 applicants per opening, there's no way I'm reading ~2,00

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