jklein11

23 ms·

241.
by jklein11 7y ago
What is your reasoning for doing so? That sounds like a lot of extra work for not a lot of benefit. TBH it sounds like you are treating building wealth like a sprint. It is more like a marathon
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by jklein11 7y ago
What do you mean by frontloading? Also, that is a pretty solid salary for someone with 1 year of experience. Congrats!
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by jklein11 7y ago
I’m not sure GM fits the bill. It looks like their operating cash flow was negative in 2008.(1) [1] https://media.gm.com/media/us/en/gm/news.detail.html/content...
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by jklein11 7y ago
Yeah true, I guess it wouldn't be a question of $.50 on the dollar vs nothing. Maybe extending the repayment period so that payments are lower but it increases the total financing costs? It just seems to me that if a company is doing s
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by jklein11 7y ago
Do you have examples of companies with positive margin and operating cashflow that went belly up because of outstanding debt? I would think the debt holders would rather cut a deal than let the company go belly up. $.50 on the dollar is bet
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by jklein11 7y ago
It is easier for you as a patient to control your paper record. You can just throw out an opinion that doesn't seem right. If your record is being managed for you, it is much harder to get things corrected.
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by jklein11 7y ago
There is no way that a broken bone without insurance is 300-500. It is probably closer to 3000-5000.
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by jklein11 7y ago
I've never purchased something from AliExpress. What is the customer service like?
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by jklein11 7y ago
If you dont mind me asking where are you located?
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by jklein11 7y ago
I think you are expecting too much from FB here. FB offers a service that allows you to share your pictures with your friends among other things. Before you upload a picture Facebook asks you if you have all of the rights to the pictures yo
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by jklein11 7y ago
I know some government contracts require that “the data doesn’t leave the US” my understanding is that this is to discourage subcontracting to non-US companies
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by jklein11 7y ago
If the comp and work are good and there is just too much of it I wouldn’t look for another job. It’s hard to find interesting work. It’s even harder to find interesting work that pays well. This sounds like a process problem that your curre
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by jklein11 7y ago
If I am a merchant who accepts crypto as pent what is my tax liability? How do I determine my cost basis if I only price my goods in crypto?
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by jklein11 7y ago
That is exactly what I mean. For $10,000 I don't think anyone is going to be looking for the answers to those questions. For $10,000,000 people might start asking these questions. I definitely do think that what was described would be
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by jklein11 7y ago
If you were going to take the money and run you would be better off doing it sooner rather than later. A law enforcement agency probably isn’t going to do too much investigation for $20k but $10 million might get someone turning over some s
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by jklein11 7y ago
An average 1 bedroom in Hoboken is probably closer to 2500-2800
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by jklein11 7y ago
I have to disagree with you here. Even social smoking puts you at a higher risk for developing certain diseases than non-smokers. If insurance companies didn’t charge smokers $100 then they would charge everyone $50. That certainly doesn’t
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by jklein11 7y ago
It seems that even social smoking has a sognificantly negative impact on your health. I’m not sure the same is true with alcohol. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2865193/
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by jklein11 7y ago
Maybe the Danes are on to something here. https://www.worldatlas.com/articles/the-strict-name-laws-of-...
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by jklein11 7y ago
Uber might lead the charge for drivers to start unionizing. Could you imagine trying to pull off what they pulled off with a powerful ride-share driver union?
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by jklein11 7y ago
Dividends are not a great metric for valuation. There are companies that are operating at a loss but still pay a dividend. Dividends aren't the only way that companies can reward shareholders. Share buy backs tend to be more tax-effici
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by jklein11 7y ago
Lisp
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by jklein11 7y ago
I think we are saying the same thing here. I am talking specifically about the trade and not the macro economy. In the case of buying a security, the expected value of the buyer is the future cash flow from the security minus the purchase p
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by jklein11 7y ago
The cost of a bad date is low. The cost of a bad hire is high.
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by jklein11 7y ago
The act of trading is zero-sum(slightly worse when you consider taxes and fees). On one side, a person is getting a right to an uncertain cash flow based on the companies performance and giving up a lump sum of cash in the present. On the o
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by jklein11 7y ago
I think you are on to something with the customers steering the platform. I want to use a VPN if I am joining a network that I don't necessarily trust(guest wifi, coffee shop, etc.) I want to use a VPN so my ISP can't sell my brow
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by jklein11 7y ago
I am by no means an expert but I thought these repurchase agreements served a different purpose. Lets say that you are Lerrill Mynch. You have 2 clients, today client 1 has $10,000 in AAPL and client 2 has $10,000 in cash. Client 1 decides
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by jklein11 7y ago
I think the reason why I laughed is that I can't understand what 40 algorithms actually means. It probably takes more than 40 algorithms to accept a request at this url https://news.ycombinator.com/item?id=21730608 and
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by jklein11 7y ago
>Nasdaq runs more than 40 different algorithms, using about 35,000 parameters, to look for market abuse and manipulation in real time. I laughed when I read this. 40 whole algorithms!
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by jklein11 7y ago
I disagree with this advice. If I was on the fence about hiring someone because I wasn't sure they would do the job and they offered to drop the price it would make me think that person is also not confident that they could do the job.

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