Rjevski

44 ms·

421.
by Rjevski 8y ago
> just not how you want it Which is a big deal in 2018 and the era of open data, data portability (even Facebook offers data exports). Why don't banks offer data exports?
422.
by Rjevski 8y ago
They can just provide them as-is, with no guarantees, and a big "things can and will break" disclaimer. This will be unusable for commercial usage, but will allow power users to automate their finances.
423.
by Rjevski 8y ago
The problem is that the value of an API is in the fact that it is open as in open , not "open" like "open banking". An API that can only be accessed by a few huge players is next to useless. Those guys have already figu
424.
by Rjevski 8y ago
The problem is that your appliance/container will not be allowed to access the AISP-only APIs provided by the banks, unless your client themselves become an AISP. Not an issue if you're doing screen-scraping though, I agree (altho
425.
by Rjevski 8y ago
I have Monzo and they are amazing indeed.
426.
by Rjevski 8y ago
The problem with "beginner-focused" sites IMO is they preach wrong advice. Just because experienced people tell you hard truths doesn't mean you should run away and hide in a beginner-friendly corner. I mean you can do that,
427.
by Rjevski 8y ago
One answer: left-pad. Seriously though, the language itself is a matter of preference, but you can’t dismiss that the ecosystem sucks. Projects with hundreds of packages in their dependency graph seem common. I’ve worked on a (front-end) Re
428.
by Rjevski 8y ago
It's lovely to see a sane backend language being used instead of shitty Javascript.
429.
by Rjevski 8y ago
Aka the only two countries I've had experience with and for which I could answer the original question.
430.
by Rjevski 8y ago
Go to your bank and chargeback/dispute the transaction. This will make NYT’s card processing fees go up (and enough chargebacks will cause their acquirer bank to drop them).
431.
by Rjevski 8y ago
DNSimple for me is this “better” DNS service. As far as I know it does all the things on your list. It’s expensive, but worth it for me. You may want to check it out!
432.
by Rjevski 8y ago
> If you allow people access to their own account data via an API then they will seek out software to help them access it Is that a bad thing? How about we let people do whatever they want with their data? Not to mention the lack of AP
433.
by Rjevski 8y ago
At the moment you can already grant third parties access to your data - you can pass along your online banking credentials and they will scrape the web UI (there is an entire industry built on that - companies like TrueLayer will take any b
434.
by Rjevski 8y ago
UK or US?
435.
by Rjevski 8y ago
My problem is that it does not even allow access to your own account. Nobody has a problem with access to others ' accounts being regulated. I just want to do whatever I want with my own account.
436.
by Rjevski 8y ago
PSD2 and “open” banking is bullshit. I wish this myth would die - it is anything but “open”. If you want to gain access to API s , you need to become an “AISP” (as they are called in the UK), this requires a certification and a load of othe
437.
by Rjevski 8y ago
Couldn't have happened to a nicer company.
438.
by Rjevski 8y ago
Link to the case? if this hack actually doesn't work as far as law is concerned then I'm surprised it's still there.
439.
by Rjevski 8y ago
RCS never made sense. It’s a shitty, over-engineered spec made by telcos, for telcos, which will have the same problems as SMS and calls have (spam, etc) except instead of plain-text spam you’ll now get “rich” HTML-like spam with all the se
440.
by Rjevski 8y ago
An email address can be quite long, enough to pass off as a poem or other form of art which can be copyrighted. Apple is doing the same with an encryption key embedded in Mac’s SMC chips. The key is something like “our hard work by these wo
441.
by Rjevski 8y ago
PSD2 is bullshit. We technically have it in the UK already. The problem is that it requires a bunch of certifications (equivalent of PCI-DSS) to get access, so while you can get big companies can get access, you still can't get a per
442.
by Rjevski 8y ago
In some countries like the UK there are modern banks with APIs like Monzo or Starling Bank.
443.
by Rjevski 8y ago
Mint and Quicken have legitimate reasons to access your banking data though, and provide you value in exchange. I wonder what kind of value would Facebook provide you if you give them their financial data though.
444.
by Rjevski 8y ago
If the customer comes first to you and gives you their contact then it’s no longer telemarketing IMO - at the very least not the usual definition of telemarketing which is “asshole spamming your phone to sell their snake oil”. But if you ju
445.
by Rjevski 8y ago
Well every “outbound sales” interaction I had was bad, so that’s my reasoning for not liking them. If I need something, I will search for it, read your website/marketing material and decide for myself. It is an automatic turn off if y
446.
by Rjevski 8y ago
Yep, I imagined it would be a problem in the US. I am in the UK though, where you pretty much don't have to do anything as far as taxes go when you're a simple employee, and if you do have to deal with the taxman, you can do prett
447.
by Rjevski 8y ago
Well you use water. My question was whether paper plates (which I - wrongly - assumed were pretty much free from an environment point of view) had a lower impact than purifying & transporting water (and the maintenance of pipes/etc
448.
by Rjevski 8y ago
Never tried that, and personally I still do enjoy the taste of "conventional" food, just not the experience of cooking it nor dealing with the mess afterwards.
449.
by Rjevski 8y ago
Plates are paper so the environmental impact should be relatively low. I agree that the plastic forks are still a problem but haven't really found a solution. I do wonder though, would never having to wash dishes offset the impact of d
450.
by Rjevski 8y ago
Don't have much to say about how to do things, but I'd say try to reduce the number of things to do, so the little you still have to do won't be a big deal. For example, I only communicate with companies/suppliers via

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