zamfi

27 ms·

271.
by zamfi 4y ago
Probably: A) illegal, and B) would have to be extremely widespread to not just serve to keep those units unrentable.
272.
by zamfi 4y ago
> people want to live in places because there are restrictions on building This is a very strong claim that I would love to see even a smidgen of evidence for. And I don’t mean “people complain about density at local planning meetings” —
273.
by zamfi 4y ago
It takes two: demand provided by cheap money, and supply capped by NIMBY zoning. Neither alone is enough.
274.
by zamfi 4y ago
Wow, here’s the real news: > Any losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law. Note the uninsured depositors clause in there — FDIC &co
275.
by zamfi 4y ago
No one here actually reading the thread, all assuming you’re talking about SVB and not (as the parent says) previous bank failures. To address your actual point: we don’t know whether WaMu depositors had a lot in uninsured accounts, proba
276.
by zamfi 4y ago
Not really. What SVB invested in was NOT the same kind of thing that tanked 2008 — in 2008, it was (basically) lies about the creditworthiness of MBS and default rates going through the roof. SVB held a lot of MBS but it was a safe tranch
277.
by zamfi 4y ago
This didn't happen all of a sudden -- it took place over months! Sure, now it's a pickle, but it didn't turn into a pickle from one day to the next.
278.
by zamfi 4y ago
> all of the deposits were insured Only up to $250k -- and an overwhelming majority of SVB's deposits were in accounts in excess of this amount.
279.
by zamfi 4y ago
I think you completely missed the point of the piece. Unless, that is, you intended for your comment to be a very bland summary of the piece, and not some kind of insightful counter-argument. You may also find this referenced blog post inte
280.
by zamfi 4y ago
> Before WW2 the state only helped those who couldn’t help themselves Not...really? Unless by "state" you are broadly including the church and other philanthropy.
281.
by zamfi 4y ago
Yep! Apple doesn't seem to provide a way to disable the bluetooth behavior, but there are tools like bluesnooze that can...
282.
by zamfi 4y ago
Not just Bluetooth but Wi-Fi too. It’s literally on the network while asleep and unplugged. Not 100% of the time, but very often. Drains the battery fast too.
283.
by zamfi 4y ago
Nothing in the article is about percentage of people. It’s not saying anything close to 20% of group X can afford anything. It’s saying only 21% of listings meet the standards of affordability for that county. That could easily be simply be
284.
by zamfi 4y ago
What good does a cigarette do?
285.
by zamfi 4y ago
I think GPT-3-bots are trolling HN now...
286.
by zamfi 4y ago
I hate email signups as much as the next guy, but the truth is...if you find their value proposition so weak that you won't even enter an email address or click through a Google login button? Then maybe you're not who they want as
287.
by zamfi 4y ago
Another N=1: I consistently need less sleep when I drink 1 dose of caffeine each day. I used to need 9 hours of sleep a night, now I'm no longer extraordinarily fatigued with 6-7 indefinitely. I only came into my caffeine habit in my m
288.
by zamfi 4y ago
Very few ML papers use a held-out test set that is only used for publication . When you use your test set as part of model selection, you don't really have an empirical test set -- you do have a training set that you've partiti
289.
by zamfi 4y ago
Oh, we're on the same page -- I don't think they're engaging in fraud currently, just overlooking the implications of their process, as you note. But explicitly holding out a test set, throwing it away because your results on
290.
by zamfi 4y ago
Ah, thanks, yes I'm familiar with the legacies of torn-down public housing projects. It was the private ones and the implied comparison that I was after -- but now that I'm re-reading the parent post maybe there was no comparison,
291.
by zamfi 4y ago
Not unrealistic -- it just causes people to be very, very careful about not fooling themselves. Do you really believe that this practice is unrealistic because anyone with a model that doesn't do well on the held-out set will simply en
292.
by zamfi 4y ago
LOL, love it! Sadly too common that collecting new data is practically speaking impossible, because the actual collection process is underspecified.
293.
by zamfi 4y ago
What's missing is that they did not use the test set during the training process. A common split is train/validate/test, but all three are used during training -- train to actually train, validate for intermediate loss, test
294.
by zamfi 4y ago
Best practice here is to keep a chunk of your dataset held out from your entire development process (a "held out test set"), and then only evaluate it when you write your final report on your work. The idea is that you don't
295.
by zamfi 4y ago
This is a very interesting story, but I feel like I'm missing something -- any chance you could dig up a reference to this for us? Housing projects and private high rises seem like they would have similar problems...I'm not findin
296.
by zamfi 4y ago
"If you can walk away from a landing, it's a good landing. If you use the airplane the next day, it's an outstanding landing." Chuck Yeagar
297.
by zamfi 4y ago
I think you're putting words in my mouth: I didn't make any claims of the '60s counterculture being hippies or any other specific movement, let alone being political. Further, the '60s counterculture was a bunch of group
298.
by zamfi 4y ago
Not to get into an argument about "pervasive" (and thus whether "pervasive everywhere" as you originally termed it means anything different from "pervasive", I read it as "dominant everywhere") -- but
299.
by zamfi 4y ago
[Caveat: I'm not an expert here, so ignore all this.] Well, yes and no. The mainstream culture was far more dominant in the 50s than even 20 years later. And of course there were countless little (and often not-at-all-little!) cultures
300.
by zamfi 4y ago
This is a very 2021 take. Outside the limited-time pandemic-related supply chain issues, every new car drops in value the second you drive it off the lot. Nothing to do with Tesla. If anything, the last 2 years of sky-high used car prices h

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