Nothing in the article is about percentage of people. It’s not saying anything close to 20% of group X can afford anything. It’s saying only 21% of listings me

Nothing in the article is about percentage of people. It’s not saying anything close to 20% of group X can afford anything. It’s saying only 21% of listings meet the standards of affordability for that county. That could easily be simply because houses that don’t meet that standard are on the market 5x as long, and you’d see this effect even if the median buyer could afford the median home overall.