tomasien

45 ms·

481.
by tomasien 13y ago
The 110 number is a truism in payments (in which I work) but I don't actually have a citation! Interesting question I'm going to find where that comes from.
482.
by tomasien 13y ago
As you should be! We're working really hard on educating our users at the point of purchase, but we do a meh job right now. However, users who are able to understand that we don't store any of your information convert at a very hi
483.
by tomasien 13y ago
Nope! Conversions are pretty good, same abandonment as CC's right now, and it's rising as we get our UX better. People hate inputting their CC information, and when they've heard of Knox at least 1 time before, they're w
484.
by tomasien 13y ago
The Paidez thing is embarassing - we re-branded really fast and couldn't move all the services over before we launched. We're working on it now, but it sucks. What do you mean about the HTTPS? We load ALL our content via SSL, do y
485.
by tomasien 13y ago
Nope - our own custom API that is way faster and (in our opinion) way safer. NOT to say Yodlee isn't safe, we just think we're safer.
486.
by tomasien 13y ago
Use the code "LAUNCH"
487.
by tomasien 13y ago
RIGHT after iOS, could be a couple months though :/
488.
by tomasien 13y ago
Don't underestimate Dwolla - they're a fantastic company, and even if "nobody uses it" if that nobody is fast growing into "somebody", that's really something to consider.
489.
by tomasien 13y ago
It's actually probably WAY more than that - you're forgetting the $.30. If your average cart size is $20 - that's an additional $750. $10 (Lots of Saas) it's $1,500. Average cart size for online shopping is $110, so that
490.
by tomasien 13y ago
We're building that SDK now - tommy at knoxpayments.com I can tell you more about it and see if it makes sense for what you're building.
491.
by tomasien 13y ago
We are not - we sync directly with people's online banking to make ACH payments without asking people to know their account and routing number.
492.
by tomasien 13y ago
Is that intentional - heck no! It's a massive and glaring omission in our offering! No but seriously, I'm banging away at documentation right now - the problem is it wasn't clear what exactly we needed to document until we la
493.
by tomasien 13y ago
That last paragraph is spectacularly spot on - that's why I started knoxpayments.com - connecting people directly into their banks. No fees on micro, $0.18 on everything else - flat. Just won Best Enterprise at Launch 2014, and we&#x27
494.
by tomasien 13y ago
Definitions matter, words matter. That is all.
495.
by tomasien 13y ago
A lot of people are calling this "doxxing" which it isn't - identifying someone based on their ACTUAL NAME and profession isn't doxxing. It may be horrible, irresponsible, dangerous, I don't know - still forming an
496.
by tomasien 13y ago
Just us but can't wait to be in Germany!
497.
by tomasien 13y ago
All I want right now is a polyglot programmer - tommy@knoxpayments.com - remote fine, solving a problem that is killing businesses
498.
by tomasien 13y ago
Just saying there's an option - and we've made ACH way better (I should have disclosed up front in the original post that I'm a founder) and increase conversions above and beyond CC's. It's also safer - nobody ever
499.
by tomasien 13y ago
Incorrect! You can now use Knoxpayments.com and micro-transactions are free - enjoy!
500.
by tomasien 13y ago
Knoxpayments.com We think credit card forms are horrible and credit card fees are ridiculous. We're fixing that. Well funded (900k) and distributed. I would be specific, but if you can hack we need you. tommy@knoxpayments.com
501.
by tomasien 13y ago
They don't do that
502.
by tomasien 13y ago
You're just an anonymous datapoint in their system, and they've actually done a lot to make sure this always stays the case.
503.
by tomasien 13y ago
Met these this last week, they're absolutely incredible and they understand their market really well. They take privacy incredibly seriously and they've built a product that can change the industry.
504.
Tell HN: PG is speaking in San Francisco today at 1:30PM
2 points by tomasien 13y ago|0 comments
505.
by tomasien 13y ago
I hope this means PG will write more - PG's essays are why I got into startups (an increasingly common phenomenon), and while some of them are timeless, there are issues of the day that need constant tackling. Here's moar essays P
506.
by tomasien 13y ago
Turned out to be true - they 19x'd what they would have gotten had they sold in 2012. I think everyone is missing the fact that this was 1.5 years ago - this article is proven CORRECT by today's acquisition, not wrong.
507.
by tomasien 13y ago
Plus, if FB sold Instagram to someone else (like the public) today, they'd make a massive return on 1 billion dollars. Massive.
508.
by tomasien 13y ago
This is my least favorite comment after every acquisition ever. What is Facebook worth to the public right now per user? $160. 4x as much - FB makes 4x as much in market cap per user than WhatsApp. So 1. What's to complain about? 2. It
509.
by tomasien 13y ago
What % of your MARGIN is it though? I guess you're margin is 100% so it's really just the 3-5% for Paypal (gotta factor in the $.30!)
510.
by tomasien 13y ago
Amazon and others have micro-payment plans, so that's good news. I'm working on a free model for mirco-payments under $2 which should be interesting!

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