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That last paragraph is spectacularly spot on - that's why I started knoxpayments.com - connecting people directly into their banks. No fees on micro, $0.18 on e
by tomasien 13y ago
That last paragraph is spectacularly spot on - that's why I started knoxpayments.com - connecting people directly into their banks. No fees on micro, $0.18 on everything else - flat.
Just won Best Enterprise at Launch 2014, and we're moving fast toward solving this problem for folks!
- jtchang 13y agoAre you able to take visa/mastercard?
- tomasien 13y agoWe are not - we sync directly with people's online banking to make ACH payments without asking people to know their account and routing number.
- bostonvaulter2 13y agoDoes that mean you require their bank account login info? If not how do you access enough infor for ACH?
- tomasien 13y agoThat's the one!
- mamcx 13y agoIs posible to integrate into a IOS App?
- primitivesuave 13y agoWow! Thank you for sharing your startup. I see what you're doing and it's really a brilliant idea - it would work very well for payment funnels where consumers trust the brand. I don't see any developer documentation though - is this intentional, or did I miss the link somewhere?
- tomasien 13y agoIs that intentional - heck no! It's a massive and glaring omission in our offering! No but seriously, I'm banging away at documentation right now - the problem is it wasn't clear what exactly we needed to document until we launched and got the deluge of customer feedback that we've now gotten. It's now become clear that we're missing some critical features (for a lot of people) and that's it's not clear how to integrate it. Live and learn! Essentially though, for 1 to 1 payments, you'll just sign up, sync your bank account, and you'll get a JS snippet and an HTML div. Put those on your site, feed the JS a payment amount, and when someone clicks the button - they'll pay, and you'll get the money. Then, at the end of the payment, you'll get a payment ID that you can store and use our entirely undocumented API to retrieve information you need later.
- contacternst 13y agoHey, I'm wondering if Knox integrates with Key Bank? Thanks
- vamega 13y agoHey, I just tried signing up and the site says I need to enter a referrer. Any chance you could let me see what this is like?
- tomasien 13y agoUse the code "LAUNCH"
- RobPfeifer 13y agoWhat am I using to login with my bank? Yodlee?
- thematt 13y agoDo you have any data on conversion rates? I imagine they would tank through the floor if you're asking a customer to turn over their online banking credentials.
- tomasien 13y agoNope! Conversions are pretty good, same abandonment as CC's right now, and it's rising as we get our UX better. People hate inputting their CC information, and when they've heard of Knox at least 1 time before, they're way more likely to convert than using a CC. However, first time users are about the same conversion as CC's in our betas.
- genwin 13y agoNice! How can end users be confident their username/password for their banking site will be kept between them and their bank? (I'd be reluctant to enter those anywhere other than the bank's own site.)
- tomasien 13y agoAs you should be! We're working really hard on educating our users at the point of purchase, but we do a meh job right now. However, users who are able to understand that we don't store any of your information convert at a very high rate.
- juanrossi 13y agoHey, why don't you use HTTPS by default and your signup is in another domain (paidez.com)?
- tomasien 13y agoThe Paidez thing is embarassing - we re-branded really fast and couldn't move all the services over before we launched. We're working on it now, but it sucks. What do you mean about the HTTPS? We load ALL our content via SSL, do you mean knoxpayments.com isn't automatically loaded with SSL? There's nothing secure on it I guess, but even that should be for consistency. Our payment process requires SSL end to end encryption, but are you suggesting that having Knox Payments not load with SSL by default it looks bad? If I've missed something more important please tell me - if there's something (other than the atrocious switching of URLs) that is making you nervous, I NEED to fix it!