tomasien

47 ms·

451.
by tomasien 13y ago
For anyone wondering, the Obama administration has already built in a system for letting people who tried to sign up in the next couple days but didn't complete an application sign up without a fine in preparation for this. I'm su
452.
by tomasien 13y ago
I was about to say "define God" but then I realized that's a lot like "define insert racial or gender classification here " - for the purpose of polls (among other things), it's about self-identification. So I
453.
by tomasien 13y ago
This isn't going to help you, but that's what we did locally (in Richmond, VA) for the Lighthouse Labs accelerator - no investment, just mentorship, space, and a demo day. 3 of the companies are growing considerably, but only 2 en
454.
by tomasien 13y ago
The concept that credit cards are lower risk to consumers than ANYTHING is laughable to me, but I can stop laughing long enough to consider it for BTC. BTC has a lot of consumer risk right now, anything OTHER than BTC is better than CC&#x27
455.
by tomasien 13y ago
This isn't exactly right - optimizing the NewsFeed and eliminating exploration may be a more efficient UX in a way, but that doesn't mean it's better. I don't hear "reduced exploration" and think "that&#x2
456.
by tomasien 13y ago
Solid point. Sometimes I forget if I'm talking about Knox or BTC - either way, Reg E is NOT a CC thing
457.
by tomasien 13y ago
The rush to defend credit cards on this thread is staggering but extremely interesting to me! It seems the consensus is that in the absence of an ideal solution, we love credit cards (especially in the USA). Two really important things: 1.
458.
by tomasien 13y ago
That's a good point, BTC doesn't have that figured out yet but I bet Stripe will be able to help figure that out! We handle that for ACH if you're interested.
459.
by tomasien 13y ago
Can't respond to individual comments anymore, but consumer protection is something all payment processors must have, it's the law - it's called Regulation E and it's mandated by the government. We do it for ACH same as c
460.
by tomasien 13y ago
Can't respond to individual comments - chargeback protection is NOT a credit-card thing - it's a consumer protection called Regulation E that all payment processors must have. We have it for ACH for example.
461.
by tomasien 13y ago
Our user tests suggest that people will pay with their online banking when offered even a 1% discount, which is awesome. More than 40%.
462.
by tomasien 13y ago
Credit Card payments in person can be great - swipe and go, why not? Online, it's 23 digits that you don't know, and then 3-23 more fields (shipping address, billing address, name, email, etc. etc.) That sucks. Even at it's b
463.
by tomasien 13y ago
Stripe is fantastic at building interfaces and APIs for payment processing - the fact that they could lead the move away from CC's (on which they built their business up until now) is thrilling to me. Step 1!
464.
by tomasien 13y ago
The concept that Stripe may be moving away from strictly supporting Credit Card payments (which are awful, but necessary for now) and into alternatives is so exciting to me that I am literally shaking. We're building infrastructure to
465.
by tomasien 13y ago
I suppose to each their own, but if anything except for the provisioning/plist stuff in Xcode is complicated to you, you must be used to something else because in and of itself xCode is phenomenal.
466.
by tomasien 13y ago
I've heard that, and that's fine - I appreciate the suggestion and will probably use it, but if that's actually the best then people will take Android dev more seriously when the best is the standard IDE. Right now Eclipse is
467.
by tomasien 13y ago
Eclipse is also HORRIBLE. Horrible, horrible horrible. Objective-C isn't exactly easy to understand, but Xcode is. I could functionally make things work in Xcode in 2 days having no experience with C or Objective C, I've probably
468.
by tomasien 13y ago
I appreciate that - I actually run a fintech startup that handles some of the most sensitive information that exists. Our security around THAT information is solid, but the front end that interacts with it is shit and that makes me nervous.
469.
by tomasien 13y ago
KnoxPayments.com - connecting all US bank accounts so people can make payments just by logging into their online banking. Working pretty furiously to make it way better, which forces us to stay in closed Beta and hold off on some of larger
470.
by tomasien 13y ago
We sold the apps for a while and made enough money to power the company for a while, making the move to freemium now. I'm actually no longer actively involved with Coffitivity, I founded knoxpayments.com and am doing that full time. Co
471.
by tomasien 13y ago
We're definitely in that position, except we know our stuff is shit and we're rebuilding it and hiring furiously to rebuild it. 99% percent of life is knowing the difference isn't it?
472.
by tomasien 13y ago
I fully appreciate the "reasonableness" of reducing the scope of what you're asking for, but (as I'm sure you're aware) the US Government is much more likely to grant 10,000 Startup Visas than to go through the proc
473.
by tomasien 13y ago
There's a huge difference between sharing opinions and hating. "Another flat theme for bootstrap? How long did that take you?" is hating. "I don't like this, it's not good" or any variation there of is an
474.
by tomasien 13y ago
I'm not waiting for a statement from Github, I'm waiting for a statement from ANYONE. Julie has written some tweets, but we don't even have her side of the story yet. I'm not grabbing my pitchfork, I'm saying people
475.
by tomasien 13y ago
That bit needs to go. This about workplace abuse, a tremendously more serious matter as it relates to Github than what non-Github employees put in the code Github hosts
476.
by tomasien 13y ago
If it's going to be a policy, it should be a strict policy. This is the kind of thing where a "there's no room for interpretation" stance is probably appropriate - this is tricky, tricky territory, and even though a game
477.
by tomasien 13y ago
We do fraud detection on top of the fraud detection your bank AND the US banking system already do.
478.
by tomasien 13y ago
It's ACH - there are some FAQS on knoxpayments.com/about.html
479.
by tomasien 13y ago
That's the one!
480.
by tomasien 13y ago
I agree, we've done a pretty bad job of explaining and presenting ourselves thus far. I'm not making any excuses, but we spent the last year building, speeding up, and securing the engine that handles the connections to bank accou

More ›