tempsy

75 ms·

931.
by tempsy 6y ago
you pay income tax (and presumably any wealth tax) no matter where you move to as a US citizen unlike most countries.
932.
by tempsy 6y ago
This is such a strange and bad faith argument. I don't think pg actually doesn't understand the notion of inflation, asset value increases, dividends, etc. I mean our entire pension system is built on top of the assumption that eq
933.
by tempsy 6y ago
they don't have a choice unless they are prepared to make all drivers employees, which they aren't.
934.
by tempsy 6y ago
...and now Lyft and Uber might be shutting off service in CA this week.
935.
by tempsy 6y ago
Welp the nail in the coffin will be Uber and Lyft cutting services in CA now.
936.
by tempsy 6y ago
I find it perplexing that Amazon is still so dominant in e-commerce despite being an all around strange and confusing experience with weird pricing and no name brands that's more like an eBay than a Walmart these days. I just go to Cos
937.
Saliva-based Covid-19 test funded by NBA gets emergency authorization from FDA(espn.com)
1 points by tempsy 6y ago|0 comments
938.
by tempsy 6y ago
"bad trip" can mean a lot of things - there are cases when people really freak out but there's others where it's a difficult trip because psychedelics force you to let go and confront things that you've pushed awa
939.
by tempsy 6y ago
Rents have definitely gone down much more than "just a barely noticeable" amount. Yes, this is anecdotal, but I check studios and 1-bedrooms almost religiously on Craigslist and places in neighborhoods I check are at least 10% che
940.
Remote work is reshaping San Francisco, as tech workers flee and rents fall(wsj.com)
719 points by tempsy 6y ago|1069 comments
941.
by tempsy 6y ago
This really isn't a reputable news source - this blog literally exists to pump the share price.
942.
Hunt for Ex-Wirecard Executive Jan Marsalek Goes Public in Germany(wsj.com)
1 points by tempsy 6y ago|0 comments
943.
by tempsy 6y ago
Prediction...employers are going to have to start paying for or subsidizing home internet, with some already paying for cell phone bills. Then subsidizing home office set up/construction.
944.
by tempsy 6y ago
Also reports of far fewer premature babies under lockdown...likely a result of less stress on the working mother.
945.
by tempsy 6y ago
the double whammy is both travel market uncertainty plus regulatory action. regulators are getting more serious - just look at Uber and Lyft in California. could easily see the same thing happen to STRs.
946.
by tempsy 6y ago
well they need capital regardless of whether they dump stock - but the lockup period could be painful if Covid persists 6+ months down the line post IPO. Or negative regulatory action.
947.
by tempsy 6y ago
they got a terrible loan when the market was going crazy in March and now have massive interest payments they’ll have to manage for who knows how long as a cash flow negative business. in short they definitely need capital given how uncerta
948.
by tempsy 6y ago
I had the worst interview experience there (contacted on LI and agreed to interview). Totally unnecessarily drawn out interview process that took months, with a long homework exercise only to be dinged at the very last interview with a “wal
949.
Airbnb plans to confidentially file for IPO this month(cnbc.com)
5 points by tempsy 6y ago|0 comments
950.
by tempsy 6y ago
the 3-5% number is just a reference to the total “tax” merchants pay for payment processing as a whole - I get that most of that is the interchange fee that is paid out to issuers. but Visa and MC are the ones who dictate the interchange fe
951.
by tempsy 6y ago
are you asking me why it doesn’t make sense to write a check for every small purchase you make? if the Fed’s faster payment network goes live and makes ACH instantaneous can payments can be done with a QR code or something similar then that
952.
by tempsy 6y ago
yes i know that. are we going to back to the days where I pay for my groceries by writing a check? you can’t possibly be arguing that ACH and wire transfers make sense for everyday purchases.
953.
by tempsy 6y ago
every industry is regulated to a certain degree. making something a utility is a step change difference. interchange in the US is not regulated outside the Durbin Amendment for debit interchange for large banks. Visa and MC are way too ligh
954.
by tempsy 6y ago
right now we have a situation where the rich (who pay for things with expensive premium credit cards) are being subsidized by the poor (using cash or basic credit cards) because interchange is much higher for the top of line credit cards.
955.
by tempsy 6y ago
almost all processors add a fixed fee on top of the 3% eg 30 cents. if you are a coffee shop or convenience store that is a much higher % of the average purchase price than a merchant that sells something more expensive.
956.
by tempsy 6y ago
it’s not - it wouldn’t be that expensive if interchange (biggest chunk of transaction processing) was more heavily regulated beyond the Durbin Amendment. right now we have a situation where the rich (who pay for things with expensive premiu
957.
by tempsy 6y ago
every industry is regulated to a certain degree, but categorizing an industry as a utility is a step change difference. in the US we do not regulate interchange fees except via Durbin Amendment (only passed 10 years ago) which regulates deb
958.
by tempsy 6y ago
I would argue Visa and Mastercard and payment processing at large as the top priority by far. It's crazy that we've given up control as a society of the only mechanisms for electronic payments in an increasingly cashless world to
959.
by tempsy 6y ago
What was the reasoning behind closing the Taipei office?
960.
by tempsy 6y ago
lol you're literally just regurgitating Uber's talking points since like 2009

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