saryant

43 ms·

421.
by saryant 11y ago
The market has exploded with no-load mutual funds and ETFs with minimal fees. Vanguard now competes in that space with Schwab, Fidelity, iShares and others.
422.
by saryant 11y ago
If you want 100% stocks, you just buy an equity fund. Of course target-date funds don't have that, that's the point.
423.
by saryant 11y ago
#1 doesn't make sense because Vanguard and Schwab products own the entire market, unless you're talking asset classes beyond typical equities and bonds.
424.
by saryant 11y ago
Good for John and LambdaConf. I attended last year and I'll be hosting a workshop about Shapeless this year and I still firmly intend to go.
425.
by saryant 11y ago
One Vanguard fund has $186 billion under management. The whole company manages $3 trillion. I think they'd be okay.
426.
by saryant 11y ago
That's what private planes are for.
427.
by saryant 11y ago
People skills.
428.
by saryant 11y ago
Because of the world's dumbest attempt at privatization. Forcing utilities to buy power regardless of cost was destined to fail from day one.
429.
by saryant 11y ago
There are some dentists out there that are still like this. Last fall I finally went in for a cleaning after several years of putting it off. At one point I asked the dentist about teeth whitening and he told me that they can do it, but
430.
by saryant 11y ago
What "homework"? It's an index based on market cap.
431.
by saryant 11y ago
Vanguard's proxy voting guidelines: https://about.vanguard.com/vanguard-proxy-voting/voting-guid...
432.
by saryant 11y ago
That would be news to me and I work there.
433.
by saryant 11y ago
You're being downvoted because it isn't true. I have seen Staff SWE offers for >$300k with my own eyes—and not just in SF/NY.
434.
by saryant 11y ago
What you don't have is priority when things go pear-shaped. That's when status matters—status passengers go to the top of the list when rebooking and have priority over others. Flight is cancelled and there's one more nonsto
435.
by saryant 11y ago
There is no overlap between Global Entry privileges and airline status benefits. Obscene surcharges on awards are really only an issue for a handful of airlines like BA. I've redeemed over two million miles and the highest surcharge I
436.
by saryant 11y ago
> We also provide guidelines on our website for law enforcement agencies so they know exactly what we are able to access and what legal authority we need to see before we can help them. Why is that sentence objectionable? Every tech com
437.
by saryant 11y ago
"starting to"?
438.
by saryant 11y ago
American government involvement began after WWII (marked by Roosevelt's meeting with Ibn Saud), but American industrial involvement began earlier, essentially bankrolling the fledgling state in the 1930's when Major Frank Holm
439.
by saryant 11y ago
Coal was one of two available and abundant energy sources for most of the past 200 years (the other being oil). Without coal humanity's development could not have accelerated as quickly as it has in the past few generations. Without
440.
by saryant 11y ago
It's a not-very-funny attempt at a Rubio joke.
441.
by saryant 11y ago
Why? Just pick it for them. Don't present the user with choices that have no or negative consequences. Choice is not always good.
442.
by saryant 11y ago
Why not just pick the color for the customer and ensure there aren't duplicates within the same block or so?
443.
by saryant 11y ago
Dividends.
444.
by saryant 11y ago
I've seen a number of Slack rooms try to charge that had nothing to do with religion (nomads.io comes to mind).
445.
by saryant 11y ago
Well, yeah. That was the point. Very expensive fashion statements with incredibly high profit margins.
446.
by saryant 11y ago
Yes, they're global, but generally not as lucrative. Korean and Singapore both have good programs if your focus is redeeming for their flights rather than partners. British Airways has a program with some great redemptions but on the
447.
by saryant 11y ago
He's right. It's a never-ending game in which the rules can change out from underneath you. In the last four years I've earned and redeemed just over 2 million points. When I started you could still churn Amex cards, United
448.
by saryant 11y ago
Not actually arguing that this is what's happening, but they could collude to keep prices low so that the resulting small profit margin doesn't provide any room for newcomers. Straight out of the Standard Oil playbook actually.
449.
by saryant 11y ago
The problem is the incentive, not the agency itself. Unless you find a solution for that you'll end up just as useless as the existing agencies.
450.
by saryant 11y ago
This has nothing to do with stocks. The role the ratings agencies played in 2008 was about bonds. I also think it's unlikely that bonds see an Amazon-style ratings system when the market for a lot of these specialized products is thre

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