rr888

16 ms·

211.
by rr888 4y ago
The long term fixed term mortgage in the US rely on Govt regulation and the securitization of debt. In most countries when you get a mortgage its literally a loan from the bank, not sold on to bond holders. Floating rate makes sense, if inf
212.
by rr888 4y ago
Lots of highly paid tech jobs relied on company stock via RSUs which have been creamed. Relying back on regular salary doesn't seem so good any more.
213.
by rr888 4y ago
Interesting, I still see $249 with click the box for $60 off.
214.
by rr888 4y ago
5D is such a classic, I'm jealous because I couldn't afford it the last time I bought a camera. Now with mirrorless it isn't so clear which one to get. Full frame glass is so big and heavy, but anything else feels like a comp
215.
by rr888 4y ago
Presumably this one, is a good deal. https://www.amazon.com/Processor-Beelink-Computer-Support-Di...
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by rr888 4y ago
I keep wanting to buy a new camera, but the old one rarely gets used any more. Pictures from my phone are good enough, which is annoying. Plus I just dont have the time to even look at all the photos I've taken. I do miss the days when
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by rr888 4y ago
> audio/video/photo production No one I know does this. The biggest problem for me is to use our corporate remote desktop you need spyware that only works on Windows and Mac.
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by rr888 4y ago
> argument against buying at this price point? Do you know anyone who uses Facebook any more? How many Instagram users you know look at the ads?
219.
by rr888 4y ago
quite a few robotics kits associated with microbit and raspberry pi. Though because they use computers they dont feel like fun so much to me.
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by rr888 4y ago
> Metas real problem is TikTok Yeah it was particularly funny that it was posted on Tiktok not Instagram.
221.
by rr888 4y ago
That video of the life of a 23 year old Meta PM was really bad timing. Looks like they need some screws to tighten.
222.
by rr888 4y ago
Right, I think tech is a little different because salaries went up so much in the last 10 years. For most workers there are big shortages and raises everywhere. I know the people I've been involved in hiring are up 10-20% from pre-covi
223.
by rr888 4y ago
The difference is higher inflation, which likely leads to higher pay rises, so actually the real interest rate is lower than it was.
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by rr888 4y ago
> Some people think that what happens at elite schools is what makes their graduates so successful... Thanks for this comment. I think this is really important. I see so many families make huge sacrifices to try to get their kids into to
225.
by rr888 4y ago
Sounds like you dont have a culture where docs with "2022 Budget FINAL v2 - my copy (3).xls" aren't normal :)
226.
by rr888 4y ago
Presumably it was typed out by hand, one for each job? Maybe a photo copy. Its a good reason to keep it simple.
227.
by rr888 4y ago
> home, kids, marriage, etc That is pretty vague. Are you home less? More stressed and arguing? Sounds like you need to talk to your spouse and go over what is going on - they should be accepting of the situation and maybe cut you some s
228.
by rr888 4y ago
I was going to say you should just use a raspberry pi, but you can't get those any more anyway. :)
229.
by rr888 4y ago
Firstly its a dev kit, not a retail product. But most people only need a browser and maybe a few simple products anyway. A phone SoC is probably enough.
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by rr888 4y ago
Sounds like we need a proper recession
231.
by rr888 4y ago
Yes I did forget but I'd suggest the transaction costs aren't significant when you hold 10+ years and are just another cost of living. If you rent you have to pay fewer transaction costs but you have rent rising so that has its ow
232.
by rr888 4y ago
> Which, in practical terms, means losing money. By definition no. In reality not either as you have to live somewhere - it might feel like your "investment" hasn't kept up with inflation but your next house hasn't go
233.
by rr888 4y ago
Ironic as yesterday we had a screaming argument over mishbeaving kids, dividing up the care work, discipline and general stress/tiredness and unhappiness.
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by rr888 4y ago
Yes how'd you guess? I dont know if the mugger was homeless or a junkie or a regular thief.
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by rr888 4y ago
Safe from traffic is one thing. Presumably there aren't homeless encampments and junkies walking around. My daughters high school teenagers are mostly driven to keep them safe. Last week a student was mugged on the way home had her stu
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by rr888 4y ago
It includes water, what is a typical monthly water bill for SF?
237.
by rr888 4y ago
Teacher's core competency is teaching. They study it for years, practice it for years, in a system tuned over time. You have never done it before. You really think you can do better?
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by rr888 4y ago
> $2,000/mo HOA fees Sounds like it could have been a co-op which would include taxes in the HOA.
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by rr888 4y ago
> Why are employers increasingly being so hostile with their workforces? They aren't. This is one unexpected headline. Most companies are being very nice to their employees because they know the job market is tight.
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by rr888 4y ago
> Because China bad, and he's Chinese, or something like that... Meanwhile, HSBC gets a gentle slap on the wrist now and then HSBC might be headquatered in London but its largely a Chinese bank still (assuming HK is China)

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