rmah

23 ms·

331.
by rmah 5y ago
High inflation encourages spending. It is deflation that discourages spending. High inflation means that the money you have today will purchase less in the future, thus it pushes people to buy now rather than later when things will be m
332.
by rmah 5y ago
A real estate purchase is not a normal expense (on the income statement) the way paying employees is. Assuming it's a cash purchase, it's a balance sheet transfer from cash asset to a real-estate asset. If debt financing is used
333.
by rmah 5y ago
For a variety of real-estate industry/finance specific reasons, commercial rents in NYC are very "sticky". Many building owners would rather space sit empty for years rather than rent the space at lower rents (for various
334.
by rmah 5y ago
What's not to understand? Presumably, Google's bean counters think the cost of capital necessary to purchase the building plus any real estate value appreciation will be lower than the cost to lease the building. That part seems
335.
by rmah 5y ago
because Montreal is generally safer than NYC Crime in Montreal is actually quite a bit higher than in NYC. In 2019, with data from Statistics Canada (for Montreal) and the FBI (for NYC)... Montreal's violent crime rate (1140 per 100
336.
by rmah 5y ago
Just as an FYI, all permanent residents in the USA can get a SSN. You don't need to be a citizen.
337.
by rmah 5y ago
That stat is probably only true if you look at things in a certain way -- for example, a highly restrictive definition of "linen". Pretty much every source I've seen says that the top five producers of linen fabrics are Chin
338.
by rmah 5y ago
Apple employs 147,000 people directly at the end of FY2020. That's $1,800 per employee that's going to Tim Cook, all up. Which is high, but it is what the owners (via the board of directors) think he's worth.
339.
by rmah 5y ago
I find it sad that the above comment was heavily downvoted given that he's is correct.
340.
by rmah 5y ago
LOL, that's funny because it's (sorta) true!
341.
by rmah 5y ago
The audience of the stuff that content creators create and the platforms distribute collectively decides what is more profitable. It's a positive feedback system and ignoring any of the parts will result in a failed "solution&quo
342.
by rmah 5y ago
The "Smog over Los Angeles" photo is from the 1970's or 1980's. Most younger folks in the US don't realize this, but pollution here is WAY down from a few decades ago. Our air is cleaner, out rivers and lakes are
343.
by rmah 5y ago
That depends heavily on the location (i.e. school district). Last time I looked at the school district budgets, school teachers where I live make, on average over $100k/yr plus health insurance and a sweet pension plan. The next town
344.
by rmah 5y ago
When I was a youth, most public schools mandated a variety of vaccinations. If you didn't get them, you couldn't go to school. Is that no longer the case?
345.
by rmah 5y ago
From the information that Coinbase has given, it's no more an investment than a savings account is. More importantly, it's not a security since you can't sell your loan to someone else.
346.
by rmah 5y ago
There is no role for shareholders other than the simple fact that they (as a group) own the company. That's all it means. It means nothing else. There is zero obligation or expectation that they do anything but simply own.
347.
by rmah 5y ago
Government finance is not like household finances or even business finances. Most critically, the government controls the issuance of money. In the USA that's done via the Federal Reserve. Which while not part of the government per-
348.
by rmah 5y ago
More than half of the "baby boom" generation has already retired. The "baby boom" was born between 1946 and 1964. They are now 57 to 75 years old.
349.
by rmah 5y ago
If the article says that, then the article is wrong. Any shareholder agreements that exist are simply restrictions on disposal of the shareholder's ownership stake.
350.
by rmah 5y ago
Who is the "shareholder"? The shareholders are the collective owners of the company. That is, the people/organizations who own a share of the company. Full stop. No one else is a shareholder. Neither the working person t
351.
by rmah 5y ago
Those "hedge funds can't beat index funds or the market" are marketing/PR messaging for index ETFs. Many, if not most, hedge funds are not trying to "beat the market". For some hedge funds, if they did beat t
352.
by rmah 5y ago
I'm afraid that's not how the real world works. It has never worked this way and it never will. If you want laws/regulations to "always be followed", you have to make the enforcement extremely effective and the pe
353.
by rmah 5y ago
Thousands and thousands of them still exist covering every topic under the sun and more. I frequent a few but would rather not have the masses descend on them. Unless you mean platforms that host a wide variety of topics... then a few, bu
354.
by rmah 5y ago
Median household income in the US is $80k/yr. If you live in say Houston or Orlando a married couple will pay $6,230 in federal income tax + $6,120 in FICA for a total of $12,350 in taxes or 15.4%. If they have children, they will pa
355.
by rmah 5y ago
The western world is better off by almost all socio-economic metrics than a half century ago. And hugely better off than a century ago. You actually are basing your predictions on doomsayers. Oh, and debt levels are high because rates a
356.
by rmah 5y ago
Two points... First, high inflation is good for holders of some financial assets (e.g. stocks) and bad for others (bonds). It's good for existing borrowers and bad for existing lenders. It's good for those in debt and bad for t
357.
by rmah 5y ago
New hires at Apple get multiple hours of training in information security and other HR policy. There is warning. It's just ignored by lots of folks.
358.
by rmah 5y ago
This looks quite compelling, but what about use cases where "serverless" is simply not viable. In some industries, you must control access to the server in order to stay compliant with regulations. At least for some of the data.
359.
by rmah 5y ago
Typically, no. It is not unheard of though.
360.
by rmah 5y ago
You most certainly can buy and sell derivatives. Many (most?) discount brokers offer at least equity options, and many offer commodity futures.

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