patio11

94 ms·

871.
by patio11 10y ago
Fun fact: most immigrants from Mexico are not poor-relative-to-Mexico.
872.
by patio11 10y ago
A challenge with poverty rates in the US is that they often essentially proxy for "what proportion of the population recently immigrated from low-wage countries"; immigration from e.g. Mexico to the US often causes the poverty rat
873.
by patio11 10y ago
Hourly/weekly billing are entirely standard in industry, and most good clients will not balk at them. The business does not want your butt in a seat for 480 minutes a day; they want increased revenue or reduced costs. They will not m
874.
by patio11 10y ago
I think GitHub intends to have approximately every software developer in the world use GitHub, which is not the planned endgame for most software companies. I do not think, if your customers number less than hundreds of thousands, that gett
875.
by patio11 10y ago
I should really about this in a more formal fashion, but here's the HN comment version of several years of doing pricing for SaaS companies: Price higher than you feel comfortable with. Approximately every SaaS team devalues their sof
876.
by patio11 10y ago
Leverage and position sizing, not short selling. People with the exact opposite trade also got blown out today.
877.
by patio11 10y ago
We spell CMS "erb."
878.
by patio11 10y ago
If this general issue interests you, pensiontsunami.com is a great aggregation of stories about it. Long story short: defined benefit pensions are the biggest financial catastrophe in history, with the worst cases exacerbated by self-dealin
879.
by patio11 10y ago
It's virtually impossible for most companies to manage someone out in less than six months. They're earning full freight salary for each of those six months. Many of your overhead costs like e.g. recruiting fees, new machinery,
880.
by patio11 10y ago
Historically, to protect middle class people's retirement from swindlers and high-risk business deals, companies raising equity rounds are given the choice of three options: a) go public and accept the discipline of reporting requireme
881.
by patio11 10y ago
Do you have a citation for that? I am curious; it's something I've never heard of and goes against my intuitions/experience regarding what traditionally managed Japanese companies would do. (Entirely possible it has happene
882.
by patio11 10y ago
One reason to like a facet of Japanese management culture: if a customer wants someone to rake over the coals you offer management, not employees. Internal repercussions notwithstanding, externally the company is a united front. It cannot
883.
by patio11 10y ago
he could've voted and contributed behind closed doors like most other wealthy people At least one Silicon Valley CEO can tell you how that one worked out for him.
884.
by patio11 10y ago
There is an entire cottage industry of these folks. (I'd guess 1~2 orders of magnitude more common than e.g. SaaS companies in the same revenue range.)
885.
by patio11 10y ago
That's also a bad thing, but you can roll creds and check if anyone has exfiltrated data from your various accounts. You can't roll patient identities. There doesn't appear to be any way to figure out which of your HTTPS pa
886.
by patio11 10y ago
If anyone here is HIPAA-regulated or you have a customer who is, and you used Cloudflare during those dates, it is Big Red Button time. You've almost certainly got a reportable breach; depending on how tightly you're able to scop
887.
by patio11 10y ago
Drip (getdrip.com) is really phenomenal in terms of amount of functionality and polish for a small bootstrapped team. Ditto Postmark (an entirely different part of the email problem space, incidentally!) ChurnBuster and Stunning have a stu
888.
by patio11 10y ago
What type of package is small enough to fit in someone's luggage, light enough to not cost extra baggage allowance, tolerates non-delivery well enough to lose 10% of shipments to flaking non-professional couriers, and is not well-serve
889.
by patio11 10y ago
Worth noting: costs for people blow costs for software/services out of the water. I was notoriously spendthrift with regards to SaaS services ("gotta catch them all!") and spent ~$3 on people last year for every $1 on servic
890.
by patio11 10y ago
I think we're getting a bit of a "you see a trunk, I see a tail" view of a very large elephant here. Think of the most scutwork of scutwork programming jobs in the industry, or even quasi-programming quasi-IT jobs like, I don
891.
by patio11 10y ago
I also wouldn't discount the trivially available 5X (or higher) leverage and tax benefits. If SaaS businesses were like houses you could buy ~$30k in MRR for $200k down with the other $800k at 2% APR fixed over 30 years... a propositio
892.
by patio11 10y ago
(Disclaimer: not trolling.) Consider specializing in making money and donating the money to people who specialize in $PICK_A_CAUSE_DEAR_TO_YOU, if your primary concern is about impact and not about personal fulfillment. NGOs are often not
893.
by patio11 10y ago
This depends on the particulars of what happened, and it's going to be difficult for most non-experts to navigate, in the same fashion as "determine whether this code is Python or Ruby" is difficult if you've never seen
894.
by patio11 10y ago
Largely as a function of demographics, HN tends to discuss technologies which are either big with the Cool Kids in Silicon Valley (e.g. Docker), the publicly-discussable inventions of AppAmaGooBookSoft (e.g. Kubernetes), and things that sma
895.
by patio11 10y ago
Subtly different: I think there exists a likelihood that BTC goes to zero before the BTC are sold. (BTC will not be returned to creditors directly, I predict with a fairly high degree of confidence. They'll be sold as a block; Kraken
896.
by patio11 10y ago
That was my first thought but, crucially, the bankruptcy administrator is not holding a pile of yen. If he were merely holding a pile of yen, this is a pretty boring deal, and you'd be right -- it's a straightforward swap of li
897.
by patio11 10y ago
That's an interesting trade. If you entirely ignore the Bitcoin aspect of it, you're just investing claims against a bankrupt Japanese company which is being competently administered in the ordinary course of a 民事再生。 Currently 1
898.
by patio11 10y ago
What's the use-case for a publicly readable text service? Abuse, for one -- many services use "prove you control a phone number" as a first-pass filter for "An action which is easy to do once but hard to do 100,000 tim
899.
by patio11 10y ago
Do not underestimate the capabilities of a non-technical user wanting to be helpful giving another non-technical user seemingly authoritative advice on an Internet message board. (If it is not obvious, I am not speaking hypothetically here
900.
by patio11 10y ago
Most people who do it call after they're already using the card. The waivers are generally one-off but some people get a one-off waiver like clockwork every year they ask for it. I am unaware of any CC issuer in the US of any size or

More ›