malthaus

18 ms·

181.
by malthaus 7y ago
Friendly remind the parent of parenting?
182.
by malthaus 7y ago
It still sucks; those changes do not make up for the discomfort. Better than nothing, i guess? But how about addressing the issue economically/psychologically? Make the seat cheaper! People put up with discomfort happily if they think
183.
by malthaus 8y ago
I have aphantasia (or am on the spectrum) and my mind can only see in "concepts" and flashes of light. I can't think of a banana and "see" it. The closest i get to visualization is recalling photographic snapshots o
184.
by malthaus 8y ago
Evernote (Premium): Saved Articles, PDF, Notes, Project Documents, Scans of my physical mail I also export final documents there, eg Mindnode maps, Presentations etc. I write notes using iA Writer. iCloud: Documents, Photos, Videos, Music (
185.
by malthaus 8y ago
try it, psychedelics will alter your perception of time in a fundamental way. not just in terms of being relaxed or focused.
186.
by malthaus 8y ago
Psychedelics (e.g. LSD) can also give you a hands-on and interesting view on the subjectivity of time. Probably because you are overclocking/unfiltering your mind and get flooded with inputs and thoughts, confusing this internal times
187.
by malthaus 8y ago
It‘s more a result of the shortage of available rental flats so people can easily find a successor by themselves. Outgoing renters have negotiation power and the incoming ones have to adhere to whatever date they want, resulting in cascadin
188.
by malthaus 9y ago
I have a lot of respect for Dropbox as they've created an awesome product and user experience that accelerated its niche. But as with Twitter i'm sceptical of the long-term prospects (and hence the need for an IPO vs a trade sale)
189.
by malthaus 9y ago
you and i have a very different definition of 'investment' then. if i go to las vegas, put everything i own on red (because surely, red must be the future!) and win - have i made a great investment? your other 'tremendous&#x2
190.
by malthaus 9y ago
I think you're giving our politicians/finance system too much credit. Besides, after the US debacle regulators did a 180 on the topic. If (and that's a big if) cryptocurrency ecosystems get large enough to attract significant
191.
by malthaus 9y ago
Switzerland does not 'embrace' digital currencies per se. We (or rather: our politicians and ecosystem shovel-sellers) are looking desperately for a new focus area after having lost most of the historical wealth management appeal
192.
by malthaus 9y ago
The problem is legacy culture & systems. Theres almost no chance of a transformation unless a paradigm shift in senior management thinking takes place. Maintaing their mess costs massively and large projects carry risks and a bad track
193.
by malthaus 9y ago
Switzerland has been searching for a new USP in finance since the end of banking secrecy, which, together with digital and regulatory change, will marginalize our private banking market position that was so incredibly profitable in the past
194.
by malthaus 9y ago
Why do you care about the motivation when the outcome is aligned with your preferences (i.e. your privacy being respected)?
195.
by malthaus 9y ago
Of course it's in sync with wages, you live comfortably even as a waiter - but it requires you to have a steady income. The threshold for ramen profitability is a lot higher than elsewhere which makes it harder to spend significant tim
196.
by malthaus 9y ago
It's not for the lack of capital though. The capital is already here, it's just not used for VC investments due to reasons on both supply and demand side.
197.
by malthaus 9y ago
Spoken in a true Swiss way... slow change :) An Uber would actually be nice to have as the (eventual) exit would maybe create a scene of true local angel investors.
198.
by malthaus 9y ago
There are a lot of political initiatives, corporate accelerators etc going on at the moment but they don’t fix the inherent problem here in Switzerland: Cost of living is absurdly high, unemployment is low and life is just really convenient
199.
by malthaus 9y ago
And taxes are a lot lower!
200.
by malthaus 9y ago
Switzerland aims to position itself as a FinTech hub though, where location is a huge issue due to regulation. E.g. if you're based in the EU you a 'passport' which lets you use your banking license in other markets; in Switz
201.
by malthaus 10y ago
1. Banking 2. Product complexity, legacy IT & culture and regulation 3. Provide regulated banking services as a lean platform / utility, let others play on top (3) is not easy to execute and no, blockchain is not the answer
202.
by malthaus 10y ago
I'd be pretty surprised if Airbnb won't be looked at as a fad in a few years time, independent of the hotel's action plan. Hotels deliver a consistent experience up to certain standards, Airbnb doesnt. The price difference is
203.
by malthaus 10y ago
investment banker != trader or investment manager an investment banker typically advises on M&A transactions which is a very human business where your career path is strongly correlated with your social skills and status rather than tec
204.
by malthaus 10y ago
I've used to program professionally when i was younger (still do as a hobby) and use HN to keep up to date on tech topics. Been working for an investment firm until recently and it helps tremendously to understand underlying tech trend
205.
by malthaus 10y ago
It's not an authentic experience if you can't easily share it on facebook or instagram! Going back to the old philosophical question: Do you really travel if nobody sees your pictures of doing it?
206.
by malthaus 10y ago
How is that shocking news? I've setup my iPhone 7 from scratch without backup and curiously found my call log after logging into iCloud again. I was surprised but didn't think too much about it (my privacy threshold is perfectly f
207.
by malthaus 10y ago
Are they changing their mind based on those news? I assume those kind of people don't read news to educate themselves, they use 'news' to confirm the beliefs & thoughts they already have and will likely never change.
208.
by malthaus 10y ago
Why do you feed your expensive headphones with the sub-par audio from an iPhone A/D converter (probably listening to lossy compressed MP3 in the first place)? As long as you do that, the pain of having a (free) dongle attached to it ki
209.
by malthaus 10y ago
But try to put yourself in Apple's shoes - they know exactly who their customers are and what products sell how well. I'd argue that >90% of MBP sold never even come close to being fully utilized. I can't imagine the marke
210.
by malthaus 10y ago
I'd also be interested in that product name as I also think the market potential for VR Travel is substantial. Anyone on HN working in that space with some recommendations or to bounce some ideas?

More ›