jogjayr

62 ms·

601.
by jogjayr 9y ago
http://www.mrmoneymustache.com/ It's not common but the math behind it is solid. You just have to not live like most other people do.
602.
by jogjayr 9y ago
Aye coming from India 9 years ago it felt like the American banking system was stuck in some sort of dark age where progress had ground to a halt. It's been 9 years (!) since then and they still don't have a reliable bank-to-bank
603.
by jogjayr 9y ago
But in the real world too, way more companies fail than succeed. It would be weird if internally developed products didn't also fail a lot. Some of the successful acquisitions (YouTube, Waze) were made at a time when they were alread
604.
by jogjayr 9y ago
You're moving the goalposts. The blog post just spoke about "most successful products". And "innovative" is subjective. Moreover there was nothing like Gmail at the time it debuted (AJAX, huge storage, powerful sear
605.
by jogjayr 9y ago
> What would Netflix leak? Off the top of my head: viewership and engagement by content, new content deals currently being negotiated and their terms, how much they spend on infrastructure and what they spend it on. It's valuable in
606.
by jogjayr 9y ago
> No wonder the most successful Google products, other than search, have been acquisitions of startups not internal products: YouTube, Android, DoubleClick, Keyhole (Google Maps), Waze were started and run by entrepreneurs. What about Gm
607.
by jogjayr 9y ago
> "seeing the handwriting on the wall." I've known that phrase for...I don't even know how long. But I only learned yesterday that its origin was Biblical. I love how Dan Carlin says "mene mene tekel upharsin&quo
608.
by jogjayr 9y ago
> A VPN solves exactly nothing. Maybe, maybe not. US ISPs operate as virtual monopolies in many markets - even if an ISP was tracking and monetizing online activity most customers don't have any recourse. In contrast, the VPN market
609.
by jogjayr 9y ago
Wish I could upvote more than once. There are plenty of digital alternatives for keeping in touch, organizing events and meetings, and sharing pictures with friends and family, that don't require having a Facebook account. The type of
610.
by jogjayr 9y ago
> Yes, but only a small percentage actually does so. But they can and its free to do so. Opting out of ISP tracking costs money, when I'm already paying my ISP money. > it is not as if AT&T, Comcast and Verizon have gone out
611.
by jogjayr 9y ago
> So if that part of the article would have been adjusted to the present day situation that only thing that remains is that if these parties are your provider then they can indeed see which IP addresses you connect to You're saying
612.
by jogjayr 9y ago
Heck no. Seeing how some of my family use Whatsapp - blind forwarding of literally any message to everyone on their contact list - I'd say it's a couple of orders of magnitude worse. On FB you can report a post and have it taken d
613.
by jogjayr 9y ago
I thought they meant that literally, and not as an analogy. At my company, developers can't do production deployments for, I've been told, "SOX compliance".
614.
by jogjayr 9y ago
> How much of the campaign to stop smoking was out of concern for the health of future generations? And how much of it was out of the annoyance of second hand smoke? Aren't they often the same thing? You don't want your kids br
615.
by jogjayr 9y ago
> That being said, Fennoscandia is an aberration. They are monocultures with virtually no 3rd world immigration. Untrue for Sweden[1] and Norway[2], which have respectively 14.3% and 16.8% of their populations foreign-born. Not all of th
616.
by jogjayr 9y ago
It's not sad by itself. Life on earth will recover eventually, as it has done after previous periods of mass extinction. On a geological timescale everything will be all right. But let's be clear, right now, we are sh*tting where
617.
by jogjayr 9y ago
Why is it crazy? You can never start retirement saving (and I'm talking outside of a 401K) too early. If you've worked at a top-tier tech company for > 5 years and been even slightly careful with your money you're going to
618.
by jogjayr 9y ago
> Almost no one has enough savings to last two years. It's an absurd metric and enforces how out of touch the author is. You should check out r/financialindependence sometime. A whole community of people (358k subscribers at pr
619.
by jogjayr 9y ago
You are aware Facebook pays well right? Unless what you're saying is " Only 2 years?"
620.
by jogjayr 9y ago
I know right? If you never talk to these people they're essentially strangers that you know far too much about.
621.
by jogjayr 9y ago
> Facebook is the only platform with i use to connect to some of my closest friends on the other side of the planet. I keep saying this over and over. If you can't keep in active touch with someone (phone, email, IM, text, Skype) th
622.
by jogjayr 9y ago
> They still have tracking pixels. Add-ons like Privacy Badger or Ghostery can block those though, right?
623.
by jogjayr 9y ago
> Being frugal is incredibly helpful for all but the richest among us, and I'm amazed that people are so critical of it. I actually think the higher-income you are the more frugal (in terms of savings rate) you should be.
624.
by jogjayr 9y ago
You could upload the photos to S3 and share links to the friends that are interested (i.e. those who text/call and ask "How was your vacation?"). There's not really a need to post the photos for any of your FB friends to
625.
by jogjayr 9y ago
To further improve your FB experience you should delete the account itself. Source: Deleted my FB account 8 years ago
626.
by jogjayr 9y ago
I don't have much familiarity with the blog itself but another post says that the property cost $389k[1]. They claim they could've paid cash for it but chose to get a mortgage - so they don't own it "free and clear&quot
627.
by jogjayr 9y ago
There are many people who have the same advantages as the Frugalwoods (education, high-paying jobs) but not the same lifestyle outcomes. Are we going to criticize them for pointing this fact out by showing their own example?
628.
by jogjayr 9y ago
What I missed was the part where their blog says "Millennials only! Everyone else is absolved of blame!". To hear people tell it, large swaths of the American population has a retirement savings crisis, not just Millennials (who a
629.
by jogjayr 9y ago
But the "frugal culture" doesn't call out low-income people or blame them for being poor. Most of the FIRE community and advice is targeted to middle- and upper-middle-class people - office professionals, small businesspeople
630.
by jogjayr 9y ago
But tons of folks working high-paying jobs don't manage to establish a lifestyle like the Frugalwoods. There's a reason phrases like "keeping up with the Joneses" exist. It's how you end up with "out-of-touch&q

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