What I missed was the part where their blog says "Millennials only! Everyone else is absolved of blame!". To hear people tell it, large swaths of the American

What I missed was the part where their blog says "Millennials only! Everyone else is absolved of blame!". To hear people tell it, large swaths of the American population has a retirement savings crisis, not just Millennials (who actually have time on their side to build wealth). Their advice is universally applicable, regardless of age or income.