ishjoh

23 ms·

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by ishjoh 7y ago
One of my first jobs out of college was for a digital agency. Shortly after I started we were bought by a very large ad agency and it was shocking how casual alcohol and drug use were at our parent company. Luckily we were insulated enoug
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by ishjoh 7y ago
FYI, in the US insurance companies are regulated such that: "No more than 20 percent of premium revenue can be spent on total administrative costs, including profits and salaries."[1] So the difficult thing is they are incentivize
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by ishjoh 7y ago
As an FYI, this phenomenon is called the third-party payer problem in economics. https://mises.org/library/how-third-party-payers-drive-medic...
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by ishjoh 7y ago
They probably make more money with the amount of advertising they have on FB as compared to Instagram. That will probably change over time but is likely true today, hence why they are worried about a FB exudes.
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by ishjoh 7y ago
I didn't realize this had a name, thank you for the link!
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by ishjoh 7y ago
That's very interesting, I don't suppose you know the name of the documentary? I wonder if the biggest reason he didn't hate his job was the gratitude from other people. One of my first jobs was stocking shelves on the grave
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by ishjoh 7y ago
Setting aside modern FE development practices, are you trying to say that the redesign of the reddit UI and it's poor usability is due developers choice of tools instead of what designers created?
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by ishjoh 7y ago
It seems like Apple likes to announce things in spring or fall (March, September, October) if you check out their events page: https://www.apple.com/apple-events/ You can see historical events roughly line up with that
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by ishjoh 7y ago
I would say this is why monads such as Either, and Optional, are so important. They require the programmer to deal with the dark path or at least make it explicit when there is a dark path. I first encountered these monads writing Scala y
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by ishjoh 7y ago
I know people get to large numbers of followers by buying bots etc, maybe that's a route she took (no idea), or maybe her relevancy with real users is the issue. If people were no longer getting her content in their feeds because inst
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by ishjoh 7y ago
In my experience, your statement is true when writing library code or tests that don't need to mock lots of objects. Unfortunately, Unit testing becomes highly coupled when testing classes in the standard web architecture. A service c
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by ishjoh 8y ago
I suspected your hypothesis was correct, that as the percentage of passive funds grows the pricing information of each stock would decrease. Then the question becomes, where are we in terms of what percentage trades are done as a passive i
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by ishjoh 8y ago
Social Security is so popular that either party trying to cut benefits will be voted out at the next election, especially if the other party runs on restoring it. So instead of cutting benefits to those currently receiving it, instead ther
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by ishjoh 8y ago
> If all the money from the passively managed funds just stays put, will the stocks basically not take much of a hit? The stocks will still take a hit, as we saw in the case of 2008 almost everyone loses money in a market-wide drop. Man
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by ishjoh 8y ago
In defence of OP, it can be a sign of health for the country but devastating to an individual.
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by ishjoh 8y ago
I invest in index funds that follow the S&P 500 according to a formula. The data shows that they tend to outperform managed funds in the long term. With so many people following the same strategy it will be interesting to see if that
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by ishjoh 8y ago
I left my full-time job to start my own business. I work more than I used to but I also make more than I used to. Part of the upside is that I do hope to retire earlier than most, but I do miss having a more 9-5 day.
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by ishjoh 8y ago
I've been trying to follow the yellow vest protests but media attention has died down here is in the US. How many people are protesting at this point? Are the protests getting worse in damage and severity? Is the French government a
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by ishjoh 8y ago
I'm going to use the first definition of capitalist I found on google: "a wealthy person who uses money to invest in trade and industry for profit in accordance with the principles of capitalism." As we know there is a huge s
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by ishjoh 8y ago
The hardest part of regulation is not erecting artificial barriers to entry. There are a lot of examples where regulatory capture happens to ensure that a near monopoly can comfortably maintain its position, and it strangles competition fro
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by ishjoh 8y ago
in your experience at startup school, who created the illustrations and videos, the founders themselves or did they get a designer involved?
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by ishjoh 8y ago
I think Excel is a pretty good candidate for this. I've seen a lot of spreadsheets used to automate tasks written by folks who don't have programming experience.
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by ishjoh 8y ago
Thank you for commenting.
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by ishjoh 8y ago
I remember the lead up to invading Iraq, what was incredible is that all the major media companies agreed that it had to be done. Whether it was CNN, Fox, etc, it didn't matter, they were all saying that we had to invade. There were a
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by ishjoh 8y ago
I've been following this story and it makes me very nervous that these skirmishes are getting more serious. I'm in the US so I don't have a good sense of how the citizens of the two countries are reacting to the conflict. Do
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by ishjoh 8y ago
The sooner the better but it helps to have something to point people to as well. Even if it's just some landing pages with some nice images of the product that can be a good place to start a conversation at least.
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by ishjoh 8y ago
Take a look at the close.io blog, they helped me figure out how to write some cold emails and helped me make some of my first sales. You should definitely talk to people you know and trust, but take the plunge and reach out to some folks y
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by ishjoh 8y ago
Check out https://betalist.com/ and see if that matches your needs.
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by ishjoh 8y ago
for what it's worth I think you've created more value at Gumroad then you would have at Pintrest :)
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by ishjoh 8y ago
If you've found what they're good at, and it matches what your needs are, does the information on what they suck at help you decide between multiple candidates?

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