As an FYI, this phenomenon is called the third-party payer problem in economics. https://mises.org/library/how-third-party-payers-drive-medical-costs https://m

As an FYI, this phenomenon is called the third-party payer problem in economics. https://mises.org/library/how-third-party-payers-drive-medical-costs https://mises.org/library/how-third-party-payers-drive-medic...