igammarays

7 ms·

31.
by igammarays 5y ago
It frustrates me when people bring out the "it depends" card and because then you can't condemn anything. I condemn TV, as it is a waste of time for most people. More importantly, it is a waste of headspace and mental energy.
32.
by igammarays 5y ago
Good. A precursor to banning crypto itself, I hope. The government SHOULD have a monopoly on certain things, like lethal force (armies), and issuance of currency, because total chaos and anarchy would happen otherwise.
33.
by igammarays 5y ago
I've had the pleasure of working with the Tink API, along with their competitors like TrueLayer and Nordigen. This space is heating up really fast, and bank APIs are getting funded and gobbled up left and right. Tink's console, we
34.
by igammarays 5y ago
If you prefer Airtable to Sheets, try Fintable. No additional tools needed (Zapier), you get an Airtable base with an archive of your transactions and an easy API to query. With options for connecting via Plaid OR Finicity as some banks don
35.
by igammarays 5y ago
Very interesting, I did the same for myself, although everything was synced to Airtable instead of YNAB. Ended up becoming a full-fledged startup (Fintable.io) after people threw money at me to get access to the private beta.
36.
by igammarays 5y ago
I take an "aggregator approach" and I have used multiple APIs like Plaid, Finicity, SaltEdge and TrueLayer at my startup. In my opinion: all are far from perfect, though Plaid is moving in the right direction. Finicity is currentl
37.
by igammarays 5y ago
To prevent new users from potentially losing access to the service later on. Why would you sell a mission critical service to a customer you know you cannot support?
38.
by igammarays 5y ago
You might want to try Actualbudget.com which has local native apps and the option for E2E encryption, but does not automatically import transactions (though I believe CSV import is supported).
39.
by igammarays 5y ago
If you're with the big US banks (Chase, US Bank, Capital One, and others) they provide OAuth connections which, if implemented correctly by finance apps, don't require bank ID and password, and have legal agreements enforced with
40.
by igammarays 5y ago
As a developer that works in the fintech space, I work a LOT with the Plaid API and their competitors like Finicity, Akoya, TrueLayer, SaltEdge and Yodlee. This industry has basically been the Wild West in the United States for the past dec
41.
by igammarays 5y ago
$70 for a mouth guard??? A Benlee Bite only costs $6 where I live.
42.
What the Putin-Biden summit in Geneva is really about(gilbertdoctorow.com)
5 points by igammarays 5y ago|1 comments
43.
by igammarays 5y ago
Tech startup recognizes basic modern advances that have been made in the past 3 centuries, after realizing it provides a competitive advantage due to regulatory capture (small upstarts can't afford to pay workers as workers).
44.
by igammarays 5y ago
You sold me within 30 seconds of downloading. Yes, I know there are options out there for enabling autocomplete in my terminal, but I have no time to futz around with that stuff, and it still doesn't work when I ssh into a new server,
45.
by igammarays 5y ago
A slight diplomatic difference in tactics to achieve the same effect. I'm sure they would've ratcheted up the tactics and eventually sent fighter jets if closing the airspace failed to achieve what they wanted.
46.
by igammarays 5y ago
It doesn't have to be Antartica, although that's a bit of an extreme example. Plenty of people I know have "lost it", albeit to a less extreme degree, after just a few years of culture shock, after moving to a different
47.
by igammarays 5y ago
Crypto is not magically above government powers. The government can still put you in jail until you hand it over.
48.
by igammarays 5y ago
Read this book: The Brain That Changes Itself. You'll thank me later.
49.
by igammarays 5y ago
Most Americans I’ve met who actually had the opportunity to use healthcare services in other developed countries like Canada or the EU say they miss NOTHING from the American healthcare system. So no, the higher cost is serving nobody excep
50.
by igammarays 5y ago
Yes but Canada cannot afford that much of debt because our dollar is not a global reserve currency with a massive standing army.
51.
by igammarays 5y ago
> since image recognition is something computers can do on par with humans No way. Computer image recognition is nowhere close to human recognition in real-world contexts. Still full of errors and bugs.
52.
by igammarays 5y ago
I can't find the interview now, but I distinctly remember someone at Apple saying that Cocoa apps benefit from hardware-level optimizations of common Objective C operations in the M1.
53.
by igammarays 5y ago
X cores + X gigs of RAM does not mean better performance for higher values of X. That is the fundamental innovation of Apple Silicon, which people still struggle to grasp. The M1 upended how we think about CPU performance. It's not eve
54.
by igammarays 5y ago
Apple Silicon is NOT just an ARM CPU. It's also a deep integration with macOS, and a unified memory architecture (less unnecessary copying on the bus). For example on the M1, certain very common operations for macOS apps, like freeing
55.
by igammarays 5y ago
There are countries where the centralized banking system already makes scripted payments possible. For example PrivatBank in Ukraine, by far the largest bank, offers a full featured API for payments, protected by instant one-click authoriza
56.
by igammarays 5y ago
PHP/Laravel is a higher level of abstraction. With Laravel specifically, it's the closest thing I've seen to writing web-app business logic directly in English. Sure, like any abstraction, it comes at a cost. Your application
57.
by igammarays 5y ago
The system is awful but that’s what you’re stuck with in the US. In Europe open banking is regulated, so banks have to provide an oath-like API, often no credential sharing involved. I run a fintech startup, and as ridiculously insecure as
58.
by igammarays 6y ago
Running a bootstrapped tech startup, can’t afford to leave.
59.
by igammarays 6y ago
Living and working on a tech startup. Fiance is Ukrainian.
60.
by igammarays 6y ago
Canadian here on the ground in Ukraine, on the Eastern side (Kharkiv). The situation is pretty serious as everyone’s talking about war, and I personally am stocking up on non-perishable food items. The prevailing opinion seems to be that Ru

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