If you're with the big US banks (Chase, US Bank, Capital One, and others) they provide OAuth connections which, if implemented correctly by finance apps, don't

If you're with the big US banks (Chase, US Bank, Capital One, and others) they provide OAuth connections which, if implemented correctly by finance apps, don't require bank ID and password, and have legal agreements enforced with everyone on the supply chain which restrict how they can use or sell your data. Shameless plug: my finance app (Fintable.io) provides OAuth-based connections to many large US banks via Finicity.