ian0

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451.
by ian0 9y ago
Thanks Colin, sound advice. Its in production for a relatively large app at the moment, but there is no easy way to share access. Ill take a look at building a small showcase demo.
452.
Ask HN: Would it be useful to see directed graphs of user journeys?
5 points by ian0 9y ago|2 comments
453.
by ian0 9y ago
In addition to the hiring of an experienced CFO, mentioned already, in the run-up to an IPO you may see: - A cleanup of administrative processes such as HR. Standardisation of leave, expenses, release of a overly-detailed employee handbook,
454.
by ian0 9y ago
What frustrates me is the lack of a session tracker. On one login form I may have to sit through the captcha multiple times if Im guessing a password, for example. Unless.. its deliberate, and Im just really good at identifying road signs?
455.
by ian0 9y ago
While a mega-portal for all your digital needs sounds like a privacy nightmare - I can think of a few US examples where this was overlooked in favor of utility!
456.
by ian0 9y ago
Good enough payments infrastructure, not as big a problem to solve. Also, regulatory hurdles.
457.
by ian0 9y ago
Yep. If anything a wallet is less regulated than the traditional banking system.
458.
by ian0 9y ago
Both of these problems occur with regular cards too (liability shift & chargeback). Generally the bank will pay for transactions if your card is stolen. They also have checks in place to reduce the scalability of fake chargebacks by cus
459.
by ian0 9y ago
Success building products and organisations has brought me a lot of happiness. I genuinely enjoy doing it and have been relatively successful professionally as a result. Unfortunately, a side effect of this has been more frequent engagement
460.
by ian0 9y ago
Wow. You can imagine a near future where this, a small wearable camera and an earphone could really make a big difference to a persons daily life. Screw Siri, thats a real AI assistant :)
461.
Ask HN: Board Reporting – Matching Funnels with Financials
1 points by ian0 9y ago|0 comments
462.
by ian0 9y ago
It depends on the country but typically there is a set of central bank regulations which attempt to ensure adequate safeguards are in place when non-banks offer banking services. Example protection of the float for stored value wallets and
463.
by ian0 9y ago
As some have already mentioned, Indonesia! Gojek on its own is an amazing story and product. Its also a major player in a larger plot: Payments, chat, e-comm and on-demand platforms are being mashed together in an attempt to build china-sty
464.
by ian0 10y ago
Business: - The core value of a company is its assets (market & placement, employees, financial situation) and its ability to execute iterating upon a product. If a company is in a changing market or is a startup the value is nearly who
465.
Ask HN: Are we overcomplicating software development?
639 points by ian0 10y ago|368 comments
466.
by ian0 10y ago
I wouldn't worry too much about trying to estimate a startups chances unless your a domain expert. The more literature you read the more likely it is you'll begin to be over/under-estimate their chances of success. In my expe
467.
by ian0 10y ago
I don't think they are overhyped at all. I own a Mi4i, converted from a Nexus 5. My biggest worry was unfounded, I ended up loving MIUI. It is, in my opinion, way more usable than vanilla android and they seem to do significant updates
468.
by ian0 10y ago
You could look into providing airbnb experiences, though I assume they are generally repeatable and not once off.
469.
by ian0 10y ago
Payments company, ~50 people, based in Jakarta Indonesia. We hope to expand our team in early 2016 and have a mainly java micro-services with some PHP and native apps on the front. Will likely add to the java team in addition to an IOS dev.
470.
by ian0 10y ago
Analytics, customer support & automated marketing are converging. I would pay 1k/mo (scaling far higher with volume) for a solution that is implemented by a (reasonably) on-site team over the course of a few weeks that can interact
471.
by ian0 10y ago
As stevekemp mentions immersion is a surefire method. When learning Indonesian my sole company for most of the day was my korean flatmate, who had no english. We evolved through some hilarious pidgins to fluency pretty fast. Necessity is th
472.
by ian0 10y ago
There are tradeoffs, you have to balance security with usability. Generic payments failure messages are responsible for a lot of frustration in users, especially users who are paying online for the first time and have to go through complica
473.
by ian0 10y ago
There are many parties that would gain from a better payments system. However the logistics of improving it are significant due to the number of highly regulated and kinda-fat and kinda-happy entities running the infrastructure. Interesting
474.
by ian0 10y ago
EMV tokens and virtual card numbers attempt to mitigate against the re-use factor. 3D secure adds a layer of auth to the regular method (at some expense). There is a large infrastructure (acceptance, processing, acquiring, clearing, issuing
475.
by ian0 10y ago
Its opposite in my experience. Detuning error messaging will increase abandonment as users wont know how to recover from errors (Eg invalid CVV) - thereby decreasing revenue. Its especially true where something like 3D secure is in use and
476.
by ian0 10y ago
While true, assuming the collective mindset of an industry runs close to optimal just because its there is also naive. VCs themselves bet on industries being un-optimised! Plus in evaluating an industry you would need to see it in context.
477.
by ian0 10y ago
Ive transitioned over the years from iPhones to Samsung androids then the nexus range, ie gradually closer to stock. About 6 months ago my second nexus 5 crapped out and as I couldst find any nexus replacements (Im In SEA) I decided to try
478.
by ian0 10y ago
Typically the payment process is be managed by a dedicated payment gateway through an iframe and not the merchant so it should in principle be slightly more secure than it looks. Someone mentioned Poli, one such gateway in Oz. As being shut
479.
by ian0 10y ago
A widget that displays basic context sensitive help. I work in payments and we wanted to address user questions without polluting a simple UI and update the content without deployments: [ https://www.whatthefaq.io/ ] A small
480.
by ian0 10y ago
The one in the video is a small test loop in a theme park in south Jakarta (TMII). Its still operational, very noisy. They open up the windows at both end to keep the passengers cool. If you get up early you can go for a jog on the track be

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