iamjdg

11 ms·

91.
by iamjdg 12y ago
i'm not sure of the options in your own place of residence, but in the US and Canada index funds are mutual funds that just copy some large established index (e.g. S&P 500). So you get the return of the total market and their fees
92.
by iamjdg 12y ago
whatever you do keep your costs as low as possible (roommates, live in a motor home, minimize commute, etc.). Strive to save 80% of your take home pay and live off only 20%. If you do this and invest your savings in low cost index funds,
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Show HN: Simple Retirement Calculator(drive.google.com)
3 points by iamjdg 12y ago|0 comments
94.
by iamjdg 12y ago
thanks Amezarak, good points. i think striving for net exporter is only a race to the bottom if you use one tool to get there. but if a country innovates their way there, is it not a race to the top? germany finally bent a bit letting the
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by iamjdg 12y ago
something to strive for no? i think of countries export to import ratios like personal finance income vs expenditures. if you spend more than you make, where we you get the money to reinvest in yourself. you'll borrow it until you ca
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by iamjdg 12y ago
1? really? i guess you mean reinvesting your net positive export income into efficiency improvements and innovation and maintaining infrastructure? ok, i can agree with that. but one still needs save for a rainy day (emergencies, downtur
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by iamjdg 12y ago
Engineering programs in North America must be accredited by either ABET (USA) or APEG (Canada) in order to use the term engineering in the degree. After this you must pass tests from these organizations to legally use the word engineer in
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by iamjdg 12y ago
I am on a temporary work assignment in Germany (2 years). I would come back in a minute if I wanted to further my education. Its a great country, safe, modern, and residents (permanent or not) get a lot of support from the government. Fr
99.
Cold fusion E-Cat experiment ends explosively(wired.co.uk)
43 points by iamjdg 12y ago|17 comments
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by iamjdg 12y ago
If this article is correct then corporations could also obtain higher returns than ycombinator.
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by iamjdg 12y ago
The reason I would offer less for the pill that cures my ailment and has no chance of killing me is because I also have the option to live with my ailment. Anyway, I think agree with the article I just this analogy to valuing loss greater t
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Why i rejected a publishing offer(paulingraham.com)
1 points by iamjdg 12y ago|0 comments
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by iamjdg 12y ago
Thanks for the exploratory questions, they help. I would probably save it and try to "retire" that much earlier. "Retire" meaning being able to choose when and how much to work. I would not be happy with more money, but
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Ask HN: Money or Career Growth?
8 points by iamjdg 12y ago|9 comments
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by iamjdg 12y ago
I think this is a temporary drop, but of course defining the duration of "temporary" is where it gets difficult. I would imagine Warren Buffet is watching this and may buy oil soon. I also find this amazing. If 10 years ago you
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by iamjdg 12y ago
there may be a market for this...tweens
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by iamjdg 12y ago
thanks for the link!
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by iamjdg 12y ago
the google inbox announcement made me think of google wave. ahead of its time. maybe they will bring it back modernized...
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I miss Google wave(mashable.com)
16 points by iamjdg 12y ago|12 comments
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FBI Concerned About New Apple and Google Privacy Features(huffingtonpost.com)
5 points by iamjdg 12y ago|1 comments
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by iamjdg 12y ago
g+ circles rip off
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by iamjdg 12y ago
Is this excerpt from one of Peter Thiel's lectures a cheap shot at his buddy Elon and Tesla? "Consider the automotive industry. Trying to build a car company in the 19th century was a bad idea. It was too early. But it’s far too l
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by iamjdg 12y ago
Wow, are we the same person? Or is this the new state of a generation?
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by iamjdg 12y ago
I think what limits the tablet/IPad market today is the state of computer/human interaction. With typing still the dominate means of human/computer interaction, tablets/IPad don’t stand a chance. For tablets/IPad
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by iamjdg 12y ago
I completely agree with this article and feel completely justified by it. When tablets/iPad first came out all my friends were buying them. However I rejected them completely. I thought why would you pay that much for what you are g
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by iamjdg 12y ago
https://www.personalcapital.com/
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by iamjdg 12y ago
hey everett, just because you are so ahead of the curve i used my "send 1000, receive 1000" new stellar account promo on you..well deserved, spend wisely...
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Toronto ranked 15th on global list of millionaires(cbc.ca)
13 points by iamjdg 12y ago|1 comments
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by iamjdg 12y ago
I have. I loved it. I mean no book is perfect, but it is well written and researched. What makes it most interesting is when you consider the state of the world when it was written (1981) and how much of it is still relevant today.
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Nine Nations of North America 30 years Later(nytimes.com)
108 points by iamjdg 12y ago|61 comments

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