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241.
by htag 4y ago
Buying a house/car or getting a job is something that happens everyday without anyone consulting Experian. If you don't like Experian then don't do business with people that use Experian.
242.
by htag 4y ago
In Canada there is a specific worry that the government is effectively encouraging euthanasia.
243.
by htag 4y ago
Jargon often gets hijacked to mean something different to the general population than it does to experts. This happens in a lot of different ways, but often the word is picked up in FUD campaigns and it picks up a negative connotation.
244.
by htag 4y ago
How many new books, songs, and videos are published everyday now. We have never had more new content.
245.
by htag 4y ago
I am very surprised about the amount of vendor tie in we are willing to accept with cloud providers. For many companies switching clouds would be a larger undertaking than switching operating systems in the 90s and early 00s. Very few soft
246.
by htag 4y ago
It's probably closer to making an offer on a house than a live auction event.
247.
by htag 4y ago
From the consumer side, I think music subscriptions are doing it right. I understand we cannot copy and paste this plan onto other industries, but maybe there are some lessons here. * You only need one subscription to get access to all of y
248.
by htag 4y ago
> They [shareholders] deserve nothing, because that's what you should end up with if you own stock in a company that goes bankrupt. During a bankruptcy creditors get paid first, and investors are only allowed access to what is left
249.
by htag 4y ago
Many types of visitors do not need an ETA when traveling to the US. Specifically the Visa Waiver Program (covers ~50 countries) does not require travel plans nor do most visits from Canadians. This is different because it applies to all v
250.
by htag 4y ago
This is a marketing piece the same way an engineering blog post is a marketing piece. It demonstrates expertise and helps influence others. I can think of two audience members: * Those with cash in SVB, or another regional bank, and want t
251.
by htag 4y ago
Are you mad companies that deposited money into a bank are likely to be able to withdrawal that money?
252.
by htag 4y ago
The fact that an institution cannot freeze a bitcoin wallet has been extra appealing to me after witnessing the reduced liquidity those with SVB accounts are experiencing. I'm unsure if it's worth the price volatility, but this i
253.
by htag 4y ago
The entire point of depositing money at a bank is that it is a very unrisky place to keep it.
254.
by htag 4y ago
> I could be convinced to commute to a satellite office I tried this approach. I worked from a satellite with affordable housing, good schools. I had a <10 minute commute between my garage to my desk during peak traffic. I did not
255.
by htag 4y ago
In the general population homosexuality is a poor predictor of pederasty. It is possible that this is not true of population of Catholic clergy, but it is presumptuous to make this association with a lack of other evidence. The conclusion
256.
by htag 4y ago
This is very interesting. Thank you for sharing. From my perspective I do not have an associate between homosexuality and pederasty. One of the things that bothers me is the targeted investigation on gay men. If someone is investigating s
257.
by htag 4y ago
> The total Medicaid spend in 2021 was $734B . So that would mean 14% of Medicaid payments are fraud. The report indicates that the $100B/yr is between Medicaid and Medicare, which has a total spend of ~$1.6T, or roughly 6% are frau
258.
by htag 4y ago
Imagine spending millions of dollars to prove 32 people are gay. No civil or criminal law has been broken, this isn't about predators and victims. This is essentially a group of people complaining to management because an employee h
259.
by htag 4y ago
The next product announcement where Microsoft incorporates AI as a central feature will cause me to roll my eyes. I expect we'll see a dozen or more of these this year. They are ultimately just repackaging models discussed here in a
260.
by htag 4y ago
> - wireless vs. tethered. Was it really worth it going wireless or was there viability in being tethered? Tethered to what? Sony has a much better answer to that question than Meta.
261.
by htag 4y ago
Yea it seems unrealistic. I imagine many people buying a home at $N would prefer to upgrade finishings or increase the size of the dwelling, or put in a tennis court than to actually pay less than $N. You can almost indefinitely add marbl
262.
by htag 4y ago
1. Very few things directly monetized Alexa. Doing so was basically impossible. I was in a brain storming session in 2017 on this topic, I walked in very optimistic and walked out very pessimistic. 2. Voice interface is often slower than
263.
by htag 4y ago
It's a very small leap from "Redfin posted something on the internet" to "There is a financial incentive to this activity"
264.
by htag 4y ago
You do realize that over 1/3 of the population lives outside of top 100 metropolitan areas? Wouldn't you say that's sizable?
265.
by htag 4y ago
1. You can usually hit a 43% DTI ratio before the banks will start cutting you off of financing. I trust that they know what is affordable and what isn't. 2. It feels acceptable to spend a larger percentage of your income on a new mort
266.
by htag 4y ago
1. Different houses will be on different sized lots with different locations. This will create variance in price. 2. Different houses will be different sizes, made with different materials. This will create variance in price. 3. This mark
267.
by htag 4y ago
Both? I can imagine someone looking at the graph showing a decrease of affordable homes sold over time and wondering if they will soon be on the other side of the line.
268.
by htag 4y ago
> 1) I would expect that the typical buyer isn't maxing out what they can afford just on a home. So all else being equal I would expect far less than 50% of homes to be unaffordable to a median buyer. Well maybe not "expect&quo
269.
by htag 4y ago
1. This report only looks at the 100 most populous metropolitan areas. A list that wouldn't include Reno NV or Montgomery AL. I understand that these 100 areas represent over half the population, but they also represent more expensiv
270.
by htag 4y ago
Most populated areas have cheaper grocery stores than Walmart. Walmart is usually only the cheapest option in rural communities.

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