hnal943

47 ms·

481.
by hnal943 14y ago
And if you're looking for reasonable fiscal decisions, Europe is definitely an A+ place to look.
482.
by hnal943 14y ago
Obviously you should get a fixed-rate mortgage. When interest rates "go" you will have insanely cheap mortgage while inflation drives up the price of your house. That said, I suggested buying as much house as you can afford, not for how mu
483.
by hnal943 14y ago
That's the reason young people aren't buying houses? Try again.
484.
by hnal943 14y ago
You're right about smart phones, but I'm not so sure about housing. Credit is ridiculously cheap, and housing everywhere is on sale. If you have a job, why wouldn't you buy as much house as you can afford?
485.
by hnal943 14y ago
A minor nit, changing the highlighting background color to pink is inappropriate for a football-themed site. Certainly a small design decision, but obviously intentional and confusing.
486.
by hnal943 14y ago
It's rare to see such shameless, unfiltered whining. How passive! Ever since I was a young child I have always felt that there was something great I was meant to do, something beyond what I was doing at any present moment. It's something
487.
by hnal943 14y ago
It depends on what kind of job you want, I suppose. If you want to work on the more esoteric aspects of technology (OS or Database development) then your CS degree will be more relevant than if you want to make end-user-facing applications
488.
by hnal943 14y ago
I actually jumped straight to the comments on this article to see if he responded. Not that he's required to, but I do find his thoughts valuable on this topic.
489.
by hnal943 14y ago
Less capital now than ever. Local service businesses like "Mop It Up" would cost almost nothing to operate. The barrier to entry is simply that the work is undesirable. This makes it valuable.
490.
by hnal943 14y ago
You can put student loans on "hardship deferral" in the circumstance where you cannot pay them, but they do not go away and are not bankruptable.
491.
by hnal943 14y ago
Statistics on job openings discount the option of working for yourself, which is what holdenc suggested with his "Mop It Up" business.
492.
by hnal943 14y ago
This of course true. Except in our economy, isn't the onus on the businesses to attract customers? I would say that therefore businesses are more responsible for job creation (because they are the ones creating value) than consumers who
493.
by hnal943 14y ago
There's a still a certain level of familiarity with the subject matter required to do a job. If the role can be defined as an "SQL job" (say something in data warehousing or reporting) - not knowing what types of joins are available could
494.
by hnal943 15y ago
what rich irony.
495.
by hnal943 15y ago
I agree with you. And since this is the case, it's amazing to me that the OP didn't simply find another job where people would treat her with civility. Anyone can wind up working with jerks. Most of us don't blame the system and quit bei
496.
by hnal943 15y ago
Only if you misunderstand who is insulating the banks from risk and advocate for more governmental restriction. The capitalist would advocate for the government to stop unconditionally underwriting mortgages under the guise of promoting hom
497.
by hnal943 15y ago
Your posts on this thread read like you are living in an Ayn Rand Dystopia. Nearly everyone around you works for the government? You are too dependent on government benefits to start a business? Your hope is that at some point the cost o
498.
by hnal943 15y ago
It is constructive to have social pressure against failure. These people have no shame about their situation, because it's socially acceptable to blame their problems on others. Referring to this group as "Generation Stuck" is indicative
499.
by hnal943 15y ago
How about dog walking? Lawn care? Those are just unskilled examples. There are all kinds of small business that you could do without significant investment, so long as you are willing to grow the business out of your earnings.
500.
by hnal943 15y ago
Or for that matter, why not a Kindle?
501.
by hnal943 15y ago
I think that the quality of art is subjective. I would rather have art that many people want enough to fund directly than the art preferred by a few bureaucrats.
502.
by hnal943 15y ago
Except the problem with the NEA is that their funding source is taxpayers, many of whom are "contributing" to art against their will. The kickstarter model is much more direct and is funded and controlled by the people that want the art.
503.
by hnal943 15y ago
Don't forget games! http://en.wikipedia.org/wiki/Space_Travel_%28video_game%29
504.
by hnal943 15y ago
So you believe global warming is going to end life as we know it. How does that change your investment strategy?
505.
by hnal943 15y ago
What a convenient morality you have. "I get to have what I want and have no obligation to anyone else." To bad it doesn't scale.
506.
by hnal943 15y ago
Pirating is immoral regardless of the pirate's opinion on the matter.
507.
by hnal943 15y ago
What rules? There are no rules in any society that guarantee success, except possibly in a corrupt totalitarian state. They had choices to make; some made bad ones that ignored the risk they were taking. Everyone in this story has rack
508.
by hnal943 15y ago
The problem with this line of thinking is that there's no one person or group in charge of "society." Blaming society is the same as blaming yourself (who else makes up society but the 99%-ers?). To me, it's disturbing that the quotes come
509.
by hnal943 15y ago
It's surprising to me to see so many people who have such a poor understanding of how the world works. I went to graduate school believing that there might be some financial security afforded by a higher degree, and that with that security
510.
by hnal943 15y ago
If you're rural poor and it's better to be urban poor, guess what? Time to move to the city!

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