gravitas

13 ms·

61.
by gravitas 6y ago
> ...but the peace of mind a low monthly payment brings is really nice. +1, and if you've ever been evicted from a rental/lease for capricious reasons dreamed up by a landlord who just wants you out so they can raise the rent,
62.
by gravitas 6y ago
> ...especially the irrational “the math is against you” nod I did not say what was in my brain which I followed up in another comment; it's all about time scale - if your plan is meager (+$100/mo) you only shave 5y off your
63.
by gravitas 6y ago
It depends on how aggressive you want to be - I did a 30y loan and paid off at 5y by just sacrificing a lot to the math. The math was it would take +7 more years investing the "mortgage" to reach even (so 12y, 3y less than a 15y l
64.
by gravitas 6y ago
If I may offer advice - the math is against you, a $150k home loan over 30 years (+tax, insurance) is usually well over $300k at the end of the road. If you can (a) ensure your loan has a "all extra payments to principal, not interest&
65.
by gravitas 6y ago
Thank you, I resonate with this. I feel it's a perspective reached after spending those decades in the hustle; you reach a point where it's just a job (that doesn't have to be negative). The grass is always greener as the say
66.
by gravitas 6y ago
You should be able to use the "Legacy" (their new words) ISO installer. I'd be interested in your results if you get a chance to followup here. http://cdimage.ubuntu.com/ubuntu-legacy-server/releases&#
67.
by gravitas 6y ago
nod I'll go out on a limb and say "I think you may be somewhat in a minority in 2020" as many in my travels have moved over to an image based deployment methodology - it's not absolute and of course I've not been
68.
by gravitas 6y ago
I work in this space (being purposefully vague), you are getting a customized image of some sort - PXE really isn't related in this way, that's just a method to get the image onto the destination disk. The official Canonical Ubunt
69.
by gravitas 6y ago
> They shipped me a scratched up refurbished phone. This was me and my Nexus 5, like you I baby my phones and exercise care. An update bricked it, they sent me a scratched refurb with shaky buttons and a creaking case as a replacement. :
70.
by gravitas 6y ago
I don't understand your reply or what you're trying to disagree with; comparing a Yubikey - a product intentionally designed to interoperate with many other services and hardware platforms at it's core - is being compared to
71.
by gravitas 6y ago
> Fundamentally, I don't see a difference there. They are general computing devices, which are then restricted to talk only to a subset of computers, and only on a subset of protocols. I would choose to disagree on this concept; fro
72.
by gravitas 6y ago
I feel you're ignoring the subtle point - these devices are designed as an extension of their service not as general computing devices. I can easily replace "Roku" with "RSA SecureID keyfob" and have the same conv
73.
by gravitas 6y ago
> Hardware requiring an online account to work must be outlawed. You have just outlawed Roku. An online account is required to make it work, because that's how it was designed to work. It's a rather useless device without the
74.
by gravitas 6y ago
At the time of my comment, 2003 was the oldest year present for the group(s) i mentioned. I searched for a FAQ before posting, it's not clearly marked "imports are still in progress". Please don't be condescending, OP sp
75.
by gravitas 6y ago
Thank you! Is 2003 a hard limit to how far back was captured, or just a current point in the import? I was looking to comp.os.linux.* groups from a bit earlier than that, a lot of the 90s. Thanks again :)
76.
by gravitas 6y ago
I wasn't stating my question clearly, apologies - I'm on board with the reasons and the theories (and do not argue), but here's where my brain is having a problem - why not invest in the index fund until you're 65 and
77.
by gravitas 6y ago
I am having trouble following your thoughts on reasons. > They buy a phone because it has a higher resolution screen and then run it in low-res because that's the default and they don't know the difference. ...neither do I. I h
78.
by gravitas 6y ago
> There are other arguments for not holding target date funds, but generally speaking I think they're the best investment that your average retail investor can make. (I am an amateur, maybe I'm making this too simple) If I look
79.
by gravitas 6y ago
> Target date retirement funds aren't new? Yeah I don't pretend to be a pro to know what constitutes "new", other than for example "many 2020 target date funds were created 2005-2008 at the major vendors" -
80.
by gravitas 6y ago
> Which is kind of my point: many people are looking at the last ten years and seeing that equities/S&P 500 can do no wrong. But things were painful in the previous decade. I will posit that 40 years is probably a bulk of the av
81.
by gravitas 6y ago
I think the USA is sort of the same, my experience is layperson so I don't know if this is typical or normal: the company itself pays a fee to the vendor to maintain your 401k account under whatever the 401k legalities are (taxes being
82.
by gravitas 6y ago
> Tend in what way? I can think of perhaps rebalancing so if you're doing a multi-fund setup with particularly desired asset allocation (bonds, equities: US, world, EM). But if you're using (say) a target date fund, what's
83.
by gravitas 6y ago
> I think you're perhaps inadvertently proving my point Yes sorry that was the intention - the "market mechanics" which I observe as a passive investor support your theory, as well as my own choices in how I move that mone
84.
by gravitas 6y ago
> Looking at only the last five years is myopic and not wise. You may want to look up the "Lost Decade" of the S&P 500 from 2000 to 2009. I'm 50+, my money has been moving around these funds since the late 90s. :) I li
85.
by gravitas 6y ago
> I don't think that's entirely true. When most people talk about investing in index funds they're largely talking about funds like eg. $SPY, not total market funds like $VTI. My personal performance of investing in all th
86.
by gravitas 6y ago
It's horribly more complex than just that, the person you're replying to is "more correct" because of the rules of `set -e` which is critical in this thread; a singular command followed by && is treated different
87.
by gravitas 6y ago
I am a lifelong EFF fan and supporter, but... well, if everyone (ad / tracker people) is using this code and set of techniques I'm better off not pointing out how wrong it is. :) It's almost like how Airwolf used to toss out
88.
by gravitas 6y ago
These tests are sketchy - I have been awarded 17.85 bits on this browser however 13.94 bits come from one line item: > System Fonts Arial, Bitstream Vera Sans Mono, Bookman Old Style, Century Schoolbook, Courier, Courier New, Helvetica,
89.
by gravitas 6y ago
My apologies - I did not spell check the cut&paste as I should have done, my bad. No slight meant.
90.
by gravitas 6y ago
> What does this mean for drivers with disabilities? You mention ADHD and Turrets; a leg-disabled person (e.g. paralyzed waste down) can still drive just fine, special hand-operated equipment is installed to a car to allow the hands to

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