> ...but the peace of mind a low monthly payment brings is really nice. +1, and if you've ever been evicted from a rental/lease for capricious reasons dreamed

> ...but the peace of mind a low monthly payment brings is really nice. +1, and if you've ever been evicted from a rental/lease for capricious reasons dreamed up by a landlord who just wants you out so they can raise the rent, the peace of mind of "I can't be kicked out of this house, and nobody can take it away from me for failure to make a mortgage payment" is part of my life experience and feelings. "No HOA" was a hard requirement when I was house shopping.