dlp211

85 ms·

841.
by dlp211 10y ago
And what happens when you're 18 and get cancer? Building up may work for dental because even in the most catastrophic case, the costs have a ceiling, but your overall health doesn't have these kinds of ceilings. Also, every denta
842.
by dlp211 10y ago
You pay for private insurance or you pay for public insurance via taxes. Any other solution is unworkable and you are a free rider.
843.
by dlp211 10y ago
Except they didn't give an estimate. They posted a comparison photo.
844.
by dlp211 10y ago
I don't think OP intended to mean exact replica, but more or less, why aren't mid-range sedans made to look more like the exotics. In other words, more corvettes, less impalas.
845.
by dlp211 10y ago
I challenge you to find a 20-year period that the S&P 500 did not return 7+% annualized returns AFI. There are some, but not many. I further challenge you to find a 30-year period where the S&P 500 did not return 7+% annualized ret
846.
by dlp211 10y ago
This is another lie. I make $150k/yr and could retire in a decade (barring a black swan event) and I just started my career 2 years ago. I live in a luxury townhome that is less than a 15 minute commute by bike or car to work, a trade
847.
by dlp211 10y ago
That is literally if you do nothing to shield yourself from taxes AND you are single. Do you plan on being single your entire life? and never investing in any tax advantage accounts?, never tax loss harvesting?, never being semi-serious ab
848.
by dlp211 10y ago
This is absolutely nuts to me. At 200k you should be able to put away 80k+/yr if you are even semi-serious about FIRE. At that rate with a 7 percent return, adjusted for inflation, after 20 years you'd have 3.5MM in assets which
849.
by dlp211 10y ago
$200k/year is well above solidly middle class anywhere in the world including Vancouver, London, NYC, San Francisco, or any other place you could dream up. $200k/year being middle class is so incredibly out of touch of what it mea
850.
by dlp211 10y ago
But a bunch of Fog Creek employees had ownership/shares in Trello no?
851.
by dlp211 10y ago
The whole point of index funds is to insulate yourself from a single company failing. What happens when 1 of the 500 S&P 500 companies even declines is that it is substituted for with another, stronger company. Index funds are not sta
852.
by dlp211 10y ago
Nitpick, but both a traditional and Roth provide tax-free growth. A Roth allows tax-free distribution is what I believe you intended to say.
853.
by dlp211 10y ago
All you are saying is that the US needs to continue to service its debt without defaulting. Since there is no sign that we will default now or later, this is simply more fear mongering.
854.
by dlp211 10y ago
There is also the mega-backdoor Roth, but your 401k plan needs to support it.
855.
by dlp211 10y ago
One caveat. A married couple where the other person doesn't work can still contribute to a traditional IRA and the couple gets to deduct it on their taxes. The limit for this is 186k and it is called a spousal IRA.
856.
by dlp211 10y ago
To pile on to this. Even is SS makes no changes whatsoever, they can still pay out ~75% of the benefits starting in the late 2020's or early 2030's and all the way through the 2080's or 2090's based on the SS Trustee re
857.
by dlp211 10y ago
It's scandalous that it was a better investment to simply walk away then lose money on every transaction? And then you think they should be taxed because the government is forcing them to lose money? I'm not some anti-government z
858.
by dlp211 10y ago
http://themonkeycage.org/2009/12/three_myths_about_political...
859.
by dlp211 10y ago
Recognizing a cultural divide is fine, labeling one side new age SJW's and the other side racists bigots doesn't do that though. It just polarizes us even more and actively moves us further apart when we desperately need to start
860.
by dlp211 10y ago
I agree, but I think this goes beyond technology at this point. I hypothesize that we are self-segregating as a nation into Rural and Urban tribes and this is going to cause a lot of pain for half the country and further erode the trust in
861.
by dlp211 10y ago
> - Yes. Tax cuts for all working people. Let people decide what to do with their own money (spend, save, donate, etc.). The bigger the government, the smaller the individual. A family of 4 with a median household income of $50k/yr
862.
by dlp211 10y ago
> From my vantage point, cutting off the drug cartels access to the US market could potentially do wonders to shifting the balance of power and helping Mexico in the long run. If you think a wall is going to do this, I have a bridge in B
863.
by dlp211 10y ago
Not sure if this was rhetorical or not, but if it isn't, none of them. The 1070 and 1080 stand in a class of their own. AMD won't have a competitive card in these class until Q1 2017 which will be about the same time that the 108
864.
by dlp211 10y ago
> First, "unemployment rate" is extremely subjective No it isn't. At least not in this context or most contexts. While you are correct that there are multiple ways to measure unemployment, they are all objective measures
865.
by dlp211 10y ago
Thanks, I'm not against taxes, I am against taxes that tend to be regressive, eg: sales tax. I just hate that we are going to need an ST4 plan because it completely ignores everything east of Sammamish Lake.
866.
by dlp211 10y ago
So I haven't voted yet, but my two concerns are the additional sales and property taxes and I don't believe that ST3 does enough, in a short enough timespan. Do you have any comments on my 2 concerns?
867.
by dlp211 10y ago
For the uninitiated: http://www.politico.com/story/2016/09/mitch-mcconnell-saudi-...
868.
by dlp211 10y ago
Hardly, the vast majority of jobs in the US Army are non-combat. You shouldn't paint with such a broad brush, many who serve do so out of a sense of duty to the nation, to escape a bad situation including poverty or get out of a dying
869.
by dlp211 10y ago
You don't have to think the world is becoming safer, it absolutely is. And not just safer, but more prosperous and wealth is more distributed then ever. Here is just a single article going over many of these things: http://
870.
by dlp211 10y ago
No, measured means exactly what it means. Measured. I have no problems with dissenting opinions on a matter and arguing against their merits. But anyone even slightly critical of wikileaks in that thread were downvoted. There was no measure

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