I challenge you to find a 20-year period that the S&P 500 did not return 7+% annualized returns AFI. There are some, but not many. I further challenge you to f

I challenge you to find a 20-year period that the S&P 500 did not return 7+% annualized returns AFI. There are some, but not many. I further challenge you to find a 30-year period where the S&P 500 did not return 7+% annualized returns AFI, there are even fewer. And the few that you will find are almost all between 6-7%.