davidgay

23 ms·

241.
by davidgay 5y ago
You do get lower interest rates on shorter-term mortgages, though.
242.
by davidgay 5y ago
In the US, IIUC, the IRS won't let you (employer, employee) do that.
243.
by davidgay 5y ago
Statistics and probability are formally defined using calculus, so that doesn't really work. Maybe basic introductory statistics is more useful than basic introductory calculus though.
244.
by davidgay 5y ago
You forgot the word "millions" (really). Changes things a bit.
245.
by davidgay 5y ago
> why England is a republic since the Magna Carta You'd have a much better case if you went with "since the Civil War" ( https://en.wikipedia.org/wiki/English_Civil_War ) or "since the Glorious Rev
246.
by davidgay 5y ago
> This math doesn't seem right. Deferring taxes gives you significantly more money to invest early and take advantage of compounding. No, the grandparent is correct. The tax rates and compounding are both multiplicative, so associat
247.
by davidgay 5y ago
Some missing aspects: - limit increases after 50, currently by 6.5k (more relevant with a different age range) - the traditional and Roth $ contribution limits are identical -> you can save more via Roth - employer matches are (I think a
248.
by davidgay 5y ago
And conferences also have limited capacity - arguably more son than journals, that could just choose to add more pages.
249.
by davidgay 5y ago
It's a distraction from the main discussion. And your comments are boring, because this is one of the most discussed epistemological questions and you are bringing exactly zero new insights to it.
250.
by davidgay 5y ago
Much of Europe is now at 0.05. In unrelated news, driving deaths per inhabitant or per km are also substantially lower in Europe (2x, 5x, etc, depends on country and metric - https://en.wikipedia.org/wiki/List_of_countr
251.
by davidgay 5y ago
Sun launched in 1982, went public in 1986 ( https://en.wikipedia.org/wiki/Sun_Microsystems ). One might presume that its customers thought it ready for commercial production work by the mid 80s at least...
252.
by davidgay 5y ago
> The flip side of Social Security owning the US national debt is that Social Security's solvency is entirely dependent upon the USA being able to pay. The obvious counterpart here is: assuming social security was invested in non-go
253.
by davidgay 5y ago
>With interest rates trending ever lower since then. Clearly not, the peak was in 1981 which is more than 50 years after the Great Depression: https://advisor.visualcapitalist.com/us-interest-rates/
254.
by davidgay 5y ago
That page is not exactly neutral though: it includes FICA (not completely unreasonable, though maybe uncommon) and includes FICA in Household Income (who knows their income with FICA included?).
255.
by davidgay 5y ago
People will actually effectively say j't'aime when speaking fast. But yes, the written form is always je t'aime.
256.
by davidgay 5y ago
Scotland has a different legal system than England. It seems unlikely that wouldn’t have an effect on remote work?
257.
by davidgay 5y ago
And in other parts of the world, they just pay monthly. Avoids that problem...
258.
by davidgay 5y ago
https://www.atlanticcouncil.org/blogs/ukrainealert/ukraine-b...
259.
by davidgay 5y ago
And then said person acquires triple citizenship via naturalisation and marriage, and moves to a fourth country. Does your principle still apply? What happens if those other three countries have similar rules?
260.
by davidgay 5y ago
Amusingly, the Amiga lacked cut&paste support in most applications, so someone developed a tool that did precisely that. Leading to questions like this: http://forum.amiga.org/index.php?topic=10580.0
261.
by davidgay 6y ago
Gibraltar seems sadly edifying too: no deaths until November, highest (world-wide) total per-capita deaths at https://www.worldometers.info/coronavirus/country/gibraltar/ , but cases are now also basically dow
262.
by davidgay 6y ago
In an analogous situation: how do you think a universal healthcare system should make spending and prioritisation decisions?
263.
by davidgay 6y ago
> When you say calc-heavy, you are speaking about just cranking the wheel or number crunching? There's a clear disconnect here: in my Swiss, CS undergrad calculus classes (1st and 2nd year), nothing was remotely as mechanical as tho
264.
by davidgay 6y ago
https://en.wikipedia.org/wiki/Primum_non_nocere would seem to be the ethical principle at play here .
265.
by davidgay 6y ago
And one shouldn't plan one's long-lasting infrastructure for 30y events?
266.
by davidgay 6y ago
The trivial proof of the GP's statement is that there are regions of the world and the US that regularly drop below 20F and have a functioning electrical grid (say, for instance, Alaska).
267.
by davidgay 6y ago
> It’s a shame that outside of historical circles and the well read nobody knows who Charlemagne is Except for all the French, and neighbouring French-speaking countries... (and probably other European countries, but I wasn't expose
268.
by davidgay 6y ago
Strangely enough, though dividing total US deaths by the total US population gives a population death rate of 0.135%, and on a per-state basis 5 states are above 0.2%. That's a definite lower bound on the IFR and more-than-obvious evid
269.
by davidgay 6y ago
No. From the link I posted: "Infection fatality rates (IFRs) were higher in countries with older populations, such as Japan (1.09%, 95% Credible Interval [CrI] 0.94%-1.26%) and Italy (0.94%, 95% CrI 0.80%-1.08%), compared with countrie
270.
by davidgay 6y ago
> They're very clearly making point estimates to contrast with the prevalent IFR estimates of the time (~2%), which we now know were entirely wrong. 0.01% (their estimate according to the post above) is far more "entirely wrong

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