bryanjohnson

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by bryanjohnson 3y ago
Bryan Johnson Blueprint | U.S. | Hybrid | Full-time | CTO/VPE + Join us in pushing the next evolution of humanity from H. sapiens to H. evolutis. + Quantified Don't Die + Build out internal systems, user app, health LLMs, therapy
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by bryanjohnson 5y ago
thank you for posting
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by bryanjohnson 16y ago
If that’s the case, they’re losing money on your account because that pricing is below the wholesale bank costs (which is the same for everyone). You probably want to check the fine print or your monthly statement. Our (Braintree) pricing i
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by bryanjohnson 16y ago
No, I didn't.
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by bryanjohnson 16y ago
This is Bryan from Braintree. I was working for a different company at the time I visited my former customers. I honored the one year non-compete I had with my former employer.
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by bryanjohnson 16y ago
We (Braintree) don't require fax usage. It's an option but not a requirement.
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Credit Card Data Portability Update(braintreepaymentsolutions.com)
3 points by bryanjohnson 16y ago|0 comments
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by bryanjohnson 16y ago
This advice is hard earned. Great write up. We're on the opposite side of the spectrum as a company in that we're not well known, we're not well connected, we don't have outside capital, and we're not creating the next generation of search.
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Recruiting for a start up when you're not a recruiter(braintreepaymentsolutions.com)
4 points by bryanjohnson 16y ago|2 comments
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by bryanjohnson 16y ago
Good for them. They've worked very hard and been extremely thoughtful about how they've built their business.
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by bryanjohnson 16y ago
The DataPortability Project has been at the forefront of addressing challenging data portability issues that affect all of us. We (Braintree) are really excited to see our Credit Card Data Portability initiative be adopted by them. This is
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Data portability in the Credit Card industry(blog.dataportability.org)
6 points by bryanjohnson 16y ago|9 comments
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by bryanjohnson 16y ago
Not directly related, but we (Braintree) recently blogged about credit card expiration dates. Here is a snippet: "If you run a transaction in our gateway and enter a date in the past for the credit card expiration date, you may be surprised
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by bryanjohnson 16y ago
We (Braintree) have no contracts and no termination fees. Merchants can leave whenever they want and for whatever reason without penalty. Some of our sponsoring banks unfortunately have cancellation fee language (that we don't control and a
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by bryanjohnson 16y ago
We (Braintree) now work with companies of all sizes, including a lot of startups, and have no volume requirements. In the past we did have volume requirements. We were a smaller company then and were trying to balance maintaining a high qua
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by bryanjohnson 16y ago
bryan.johnson@getbraintree.com
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by bryanjohnson 16y ago
Sachin - the online payments industry is indeed very complex. I'm impressed that you both took the time to write this up and did such a nice job. I would add a few things. (Disclosure: I'm with Braintree) 1) There is much more than meets th
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by bryanjohnson 16y ago
It's actually between 2-5k per month, depending on average ticket. For merchants looking to maintain volumes less than that for the long term, other providers will cost less in monthly fees (but may have a higher total cost when including o
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by bryanjohnson 16y ago
We (Braintree) are one of the gateway and merchant account providers that Chargify supports. When choosing a payment gateway, merchants need to be aware that most providers will hold stored credit card data hostage. It’s a huge problem with
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by bryanjohnson 17y ago
I think you have two options. First, to become a payments aggregator as Dan Manges pointed out. You would essentially be performing the same function as Paypal does on ebay today: facilitating payments between buyers and sellers. That's a v
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by bryanjohnson 17y ago
I'm unsure if you are comparing apples to apples on the pricing as it looks like SecureTrading is a UK only provider. The UK and the U.S. have entirely different credit card processing fee structures. The wholesale rates, known as intercha
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by bryanjohnson 17y ago
That's language that one of our sponsoring banks unfortunately has not yet removed from the agreement. It's boilerplate language that is optional for us to enforce. Regardless, we're working with them to get it removed because we maintain t
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by bryanjohnson 17y ago
We (Braintree) have never had contracts or termination fees. Customers can cancel whenever they want and port the credit card data elsewhere. As for our pricing, it's actually very competitive. It may look higher because we disclose all our
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by bryanjohnson 17y ago
Yes, sorry, forgot to mention that I am with Braintree. You can contact Eric at ej at getbraintree.com and he will be able to provide some guidance.
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by bryanjohnson 17y ago
Thanks @hga for the nice comment, we certainly try. Regarding the volume minimum, we did away with that about a year ago. @j1477 - here are a few resources that may help you in your search for a solution: 1. You mentioned reserving an amoun