alach11

25 ms·

331.
by alach11 5y ago
Great point about the PMI. For rent growth, do you think I should use the home price appreciation rate or make a new rate? Right now rent goes up with inflation.
332.
by alach11 5y ago
I tried to account for that with the rate of return number in the results. You can compare rate of return to your expected returns in the stock market.
333.
by alach11 5y ago
There's a separate parameter to control the increase in house prices. My assumption is that houses have tended to increase faster than inflation in most markets.
334.
by alach11 5y ago
It is accurate! While the house cashflow is negative in the example, it's at least less negative than the apartment cash flow. Maybe the moral of the story is living with your parents for free is better than either option!
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by alach11 5y ago
My wife wants to buy a house, but I'm unable to make life decisions without trying to minmax them. I wasn't satisfied with existing rent vs. buy calculators, so I decided to build my own! I'm not a developer, so I apologize i
336.
Show HN: Should I Get a House? a better rent vs. buy calculator(shouldigetahouse.com)
203 points by alach11 5y ago|410 comments
337.
by alach11 5y ago
My mind also immediately went to Superhuman while reading about Hera. I think the product has a lot of potential!
338.
by alach11 5y ago
Maybe a better choice would be to use a DateTimeOffset.
339.
by alach11 5y ago
Yep. It goes away if everybody is wearing headphones, which I strongly recommend.
340.
by alach11 5y ago
> Where we seem to disagree is on the question of whether government, employers or other institutional powers have the power to silence those who don't see it our way Isn't it the default case that employers can set rules about
341.
by alach11 5y ago
Calling China "a single country" minimizes the fact that it contains 18% of the world's people. It's hard to call something a "global network" if it leaves out that much of the world.
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by alach11 5y ago
There are many things the law permits at a small/manual scale but forbids at a larger/automated scale. This makes sense because in the latter case, the cost to the person doing the act is smaller. For example, there's no law
343.
by alach11 5y ago
Initially when I read these low ppm concentrations, I wasn’t concerned. However even a 1 ppm exposure to benzene in air over an 8 hour workday has been shown to be harmful. Hopefully the FDA cracks down on this...
344.
by alach11 5y ago
This split ownership reminds me of a similar situation in the USA, where different entities can own the surface rights and mineral rights. What gets weird, is owning the mineral rights legally entitles you to use the surface (to a limited d
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by alach11 5y ago
Does it matter? No matter who originally posted the content, if it’s allowed by the mods and upvoted by the subreddit’s users, that should reflect on /r/chodi.
346.
by alach11 5y ago
The amount of space in the "public commons" allocated to free car parking dwarfs the space taken up by these scooters. What if instead of banning a new transportation paradigm, the city had decided to work with the companies to co
347.
by alach11 6y ago
My point is that if you're spending electricity to generate heat, you can divert as much as you want to do calculations with no reduction in the amount of heat generated.
348.
by alach11 6y ago
Wouldn't transcoding the video still produce the same amount of heat?
349.
by alach11 6y ago
This comment has it all. A lot of other folks are missing the importance of a follow-up email. I always send a follow-up with notes/conclusions and action items assigned to people. Too often I’ve attended meetings that might have well
350.
by alach11 6y ago
As someone who lives in Houston, the cities just have completely different appeals. Austin has invested heavily in green spaces, and has way more to do nearby.
351.
by alach11 6y ago
It is important. They removed a lot of champions with complicated mechanics that could have been much harder for the AI to play against.
352.
by alach11 6y ago
What's the problem with producing oil and gas with the CO2? When the CO2 gets left behind in a reservoir, it's still a net positive for the environment. There are even oil companies aiming to produce 'carbon-neutral oil'
353.
by alach11 6y ago
Injected CO2 is also highly effective at sweeping stored oil and gas out of the reservoir to (ironically) help you produce more oil and gas. My company uses CO2 extensively in its older fields in the Permian Basin.
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by alach11 6y ago
Why should any paperwork be required? If the student has good scores, put them in the G&T program. You can send the student home with a piece of paper informing the parent, but there's no need to make it opt-in.
355.
by alach11 6y ago
We're talking about schools here, right? It's not a zero sum game like baseball.
356.
by alach11 6y ago
I’m surprised how quickly the CO2 level rises! Any idea how high it would get if you never open a window?
357.
by alach11 6y ago
Watching the stream, it's striking the difference in employee age between NASA and SpaceX. I won't speculate on the reasons, but I wish the best to the Perseverance team!
358.
by alach11 6y ago
This is it. Free market at work. If you live in Tulsa, OK you won't have easy access to as many $150k jobs. The goal of the company is to get the best quality of work for the lowest price. Why would they pay extra?
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by alach11 6y ago
To me this pivot makes a lot more sense. They’re sticking to their core competency. Gaming as a service, without a dedicated device or powerful machine, already has big appeal. If they nail that, they can always try some first party offerin
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by alach11 6y ago
From an oil industry perspective, it would be very fun to play with this data over the Permian Basin. I reviewed Planet’s offerings and the resolution was insufficient. And thermal unlocks some more possibilities.

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