4 ms·

I am totally on the other end of the spectrum. For $20 a month, the amount of value I get from ChatGPT is incredible. I can talk to it in voice mode to help bra

by czhu12 11mo ago

I am totally on the other end of the spectrum. For $20 a month, the amount of value I get from ChatGPT is incredible. I can talk to it in voice mode to help brainstorm ideas, it teaches me about different subjects, it (+ claude code) helps me write boilerplate code so I can spend more time doing things I enjoy. I'm going through the process of buying a home, and the amount of help its given is incredible. Analyzing disclosures, loan estimates, etc. Our accountant charges $200 an hour to basically confirm all the same facts that ChatGPT already gave us. We can go into those meetings prepped with 3 different scenarios that ChatGPT already outlined, and all they have to do is confirm. Its true that its not always correct, but, I've also had paid specialists like real estate agents and accountants give me incorrect information, at the cost of days of scheduling, and hundreds of dollars. They also aren't willing to answer questions at 2am in the morning.

avgDev 11mo ago
Well in some areas, the professionals are on the hook if they are incorrect, ChatGPT is not.
forgetfreeman 11mo ago
Lol what. Analyzing disclosures? What information of use could it possibly synthesize from a three column table with checkmarks in [no disclosure]? For your sake I sincerely hope you aren't using ChatGPT when you should be getting inspections.
- czhu12 11mo ago
  Unfortunately in SF at the moment, it seems basically all competitive offers need to waive inspection. Which is also what we did The sellers already had an inspection done. The full report is over 100 pages
  - forgetfreeman 11mo ago
    Who told you to waive inspection?
    - CamperBob2 11mo ago
      The market.
      - burnte 11mo ago
        That's a bubble.
        CamperBob2 11mo ago
        Indeed, but it can remain grossly overinflated longer than most buyers are willing to wait for it to pop.
    - phil21 11mo ago
      Inspections are fairly worthless if you are remotely handy and competent at basic stuff. I don’t need someone to go through and catalog the make and models of all the appliances, and I can visually inspect my own water heater and furnace pretty trivially. You can get “real” inspections done but they cost thousands of dollars and take a full or more day to do with multiple subject matter experts. Almost no one does this. Waiving inspection other than for major material defect is what I’ve done for all my real estate transactions. I’m not putting in an offer to nickel and dime someone over trivial bullshit like a busted GFCI circuit. My offer simply accounts for the trivial odds and ends I’ll have to take care of. Plus I’d much rather get the work done myself since I don’t trust a seller to do anything but the bare minimum. Every one of my friends who have had five figures or more of surprise repair work on homes they purchased all had an inspection done. None of those could have found the various hidden damages for those buildings short of destructive stuff like pulling drywall out or lifting up shingles from a roof. Don’t worry though, the inspectors found stuff like a bathroom faucet with a crack in the knob.
      - johnnienaked 11mo ago
        Waiving inspection is waiving seller liability, you know that right?
UncleOxidant 11mo ago
I feel like I can get all of that for free already. Not sure why I would pay a monthly subscription when I'm already getting Gemini across the Google ecosystem.
- czhu12 11mo ago
  Yeah the premise of the comment is that at some point prices will have to raised, and when that happens, if people will churn
burnte 11mo ago
> For $20 a month, the amount of value I get from ChatGPT is incredible. I agree. Wait until it's $249 a month. You'll feel differently.
- yumraj 11mo ago
  At $249/month the market adoption will crash resulting in somewhere in the middle pricing that the market can bear Competition and local SLMs will also provide a counter to massive price increase
  - tw04 11mo ago
    > At $249/month the market adoption will crash resulting in somewhere in the middle pricing that the market can bear Or much like what is going to happen with Alexa, it just dies because the cost of the service is never going to align with “what the market can bear”. Even at $75/mo, the average person will probably stop being lazy and just go back to doing 10 minutes worth of searching to find answers to basic questions.
    - yumraj 11mo ago
      That is also a possibility
    - burnte 11mo ago
      This is what I believe will happen. Once pricing is raised to sustainable levels (regardless of profit) I think the customer base will drop off.
- czhu12 11mo ago
  For what its worth, I already pay 20 for Chatgpt + 100 / month for Claude Code.
- Bombthecat 11mo ago
  Even for 500 a month, it's still a lot of value, especially for companies, if two guys with a subscription can replace one person. It's worth it
johnnienaked 11mo ago
I learned today there are people who upload personal information to chatbots

by czhu12 11mo ago

avgDev 11mo ago

Well in some areas, the professionals are on the hook if they are incorrect, ChatGPT is not.

forgetfreeman 11mo ago

Lol what. Analyzing disclosures? What information of use could it possibly synthesize from a three column table with checkmarks in [no disclosure]? For your sake I sincerely hope you aren't using ChatGPT when you should be getting inspections.

czhu12 11mo ago
Unfortunately in SF at the moment, it seems basically all competitive offers need to waive inspection. Which is also what we did The sellers already had an inspection done. The full report is over 100 pages
- forgetfreeman 11mo ago
  Who told you to waive inspection?
  - CamperBob2 11mo ago
    The market.
    - burnte 11mo ago
      That's a bubble.
      - CamperBob2 11mo ago
        Indeed, but it can remain grossly overinflated longer than most buyers are willing to wait for it to pop.
  - phil21 11mo ago
    Inspections are fairly worthless if you are remotely handy and competent at basic stuff. I don’t need someone to go through and catalog the make and models of all the appliances, and I can visually inspect my own water heater and furnace pretty trivially. You can get “real” inspections done but they cost thousands of dollars and take a full or more day to do with multiple subject matter experts. Almost no one does this. Waiving inspection other than for major material defect is what I’ve done for all my real estate transactions. I’m not putting in an offer to nickel and dime someone over trivial bullshit like a busted GFCI circuit. My offer simply accounts for the trivial odds and ends I’ll have to take care of. Plus I’d much rather get the work done myself since I don’t trust a seller to do anything but the bare minimum. Every one of my friends who have had five figures or more of surprise repair work on homes they purchased all had an inspection done. None of those could have found the various hidden damages for those buildings short of destructive stuff like pulling drywall out or lifting up shingles from a roof. Don’t worry though, the inspectors found stuff like a bathroom faucet with a crack in the knob.
    - johnnienaked 11mo ago
      Waiving inspection is waiving seller liability, you know that right?

UncleOxidant 11mo ago

I feel like I can get all of that for free already. Not sure why I would pay a monthly subscription when I'm already getting Gemini across the Google ecosystem.

czhu12 11mo ago
Yeah the premise of the comment is that at some point prices will have to raised, and when that happens, if people will churn

burnte 11mo ago

> For $20 a month, the amount of value I get from ChatGPT is incredible. I agree. Wait until it's $249 a month. You'll feel differently.

yumraj 11mo ago
At $249/month the market adoption will crash resulting in somewhere in the middle pricing that the market can bear Competition and local SLMs will also provide a counter to massive price increase
- tw04 11mo ago
  > At $249/month the market adoption will crash resulting in somewhere in the middle pricing that the market can bear Or much like what is going to happen with Alexa, it just dies because the cost of the service is never going to align with “what the market can bear”. Even at $75/mo, the average person will probably stop being lazy and just go back to doing 10 minutes worth of searching to find answers to basic questions.
  - yumraj 11mo ago
    That is also a possibility
  - burnte 11mo ago
    This is what I believe will happen. Once pricing is raised to sustainable levels (regardless of profit) I think the customer base will drop off.
czhu12 11mo ago
For what its worth, I already pay 20 for Chatgpt + 100 / month for Claude Code.
Bombthecat 11mo ago
Even for 500 a month, it's still a lot of value, especially for companies, if two guys with a subscription can replace one person. It's worth it

johnnienaked 11mo ago

I learned today there are people who upload personal information to chatbots