5 ms·

Someone please tell the stock market, I moved my investments to be more risk averse and it hurts to watch the green line go up.

wetpaws 11mo ago
Stock market is not the economy
outside1234 11mo ago
The market can stay insane longer than you can stay insolvent. Also, its possible that the market thinks job losses are good (aka that AI is replacing jobs)
- reactordev 11mo ago
  The brutal truth… Stocks go up, wages and income go down, things keep on keeping on because AI has quietly replaced you.
  - jvanderbot 11mo ago
    First time?
  - iwontberude 11mo ago
    Except in reality this isn’t happening outside of press releases. God y’all drank the koolaid.
thatfrenchguy 11mo ago
There is generally no point in doing this, keep a constant asset allocation that match your risk appetite, otherwise you're just playing the casino.
- caminante 11mo ago
  Timing the market is bad, but I'm reading "risk averse" as selling equities and buying bonds. The problem is that this recent equities run has been extra terrible for more conservative 60/40 portfolios [0]. [0] https://www.morningstar.com/economy/6040-portfolio-150-year-markets-stress-test https://www.morningstar.com/economy/6040-portfolio-150-year-...
  - dboreham 11mo ago
    > selling equities and buying bonds There's an intermediate option: sell high P/E stocks and buy lower P/E stocks with dividend paying history. There are ETFs designed for this purpose too.
    - tossandthrow 11mo ago
      That is also what I read in going risk averse. In particular bulking up in EM, EU, and small cap. And slimming down in us large cap.
    - caminante 11mo ago
      Uhhh...you're describing something like QAI? [0] And you're going to short a portfolio of TSLA, NVDA, AMZN, META, GOOGL, MSFT, AAPL, NFLX, AMD...? That's crazy. [0] https://finance.yahoo.com/quote/QAI/ https://finance.yahoo.com/quote/QAI/
      - pinkmuffinere 11mo ago
        I am indeed short TSLA (or rather, am taking an inverse position), and have greatly reduced my exposure to NVDA, AMZN, META, MSFT, and AAPL. I keep some exposure to GOOGL, NFLX, AMD, because I believe they are going to "win" in their industry in the long run. I plan to keep exposure to them for like 10+ years. I have a blog post about the inverse TSLA position here: https://bagelpour.wordpress.com/2025/11/30/taking-an-inverse-position-on-tesla/ https://bagelpour.wordpress.com/2025/11/30/taking-an-inverse...
anonymars 11mo ago
They say time in the market generally beats timing the market
alistairSH 11mo ago
Almost all of the gains on SP500 are from 7 stocks - I'll let you guess which 7. The market overall is nowhere near as exuberant. https://www.washingtonpost.com/business/2025/11/24/sp500-stock-market-tech-nvidia/ https://www.washingtonpost.com/business/2025/11/24/sp500-sto...
stego-tech 11mo ago
You and me both, but working poors like us should be investing for long-term gains, not short-term returns. I put my money into bonds and international indices because I want to be better protected when the AI CAPEX bubble pops here, but I have no idea when that’ll happen. We can’t time the market, but we can protect the scraps we’ve accumulated at least.

wetpaws 11mo ago

Stock market is not the economy

outside1234 11mo ago

The market can stay insane longer than you can stay insolvent. Also, its possible that the market thinks job losses are good (aka that AI is replacing jobs)

reactordev 11mo ago
The brutal truth… Stocks go up, wages and income go down, things keep on keeping on because AI has quietly replaced you.
- jvanderbot 11mo ago
  First time?
- iwontberude 11mo ago
  Except in reality this isn’t happening outside of press releases. God y’all drank the koolaid.

thatfrenchguy 11mo ago

There is generally no point in doing this, keep a constant asset allocation that match your risk appetite, otherwise you're just playing the casino.

caminante 11mo ago
Timing the market is bad, but I'm reading "risk averse" as selling equities and buying bonds. The problem is that this recent equities run has been extra terrible for more conservative 60/40 portfolios [0]. [0] https://www.morningstar.com/economy/6040-portfolio-150-year-markets-stress-test https://www.morningstar.com/economy/6040-portfolio-150-year-...
- dboreham 11mo ago
  > selling equities and buying bonds There's an intermediate option: sell high P/E stocks and buy lower P/E stocks with dividend paying history. There are ETFs designed for this purpose too.
  - tossandthrow 11mo ago
    That is also what I read in going risk averse. In particular bulking up in EM, EU, and small cap. And slimming down in us large cap.
  - caminante 11mo ago
    Uhhh...you're describing something like QAI? [0] And you're going to short a portfolio of TSLA, NVDA, AMZN, META, GOOGL, MSFT, AAPL, NFLX, AMD...? That's crazy. [0] https://finance.yahoo.com/quote/QAI/ https://finance.yahoo.com/quote/QAI/
    - pinkmuffinere 11mo ago
      I am indeed short TSLA (or rather, am taking an inverse position), and have greatly reduced my exposure to NVDA, AMZN, META, MSFT, and AAPL. I keep some exposure to GOOGL, NFLX, AMD, because I believe they are going to "win" in their industry in the long run. I plan to keep exposure to them for like 10+ years. I have a blog post about the inverse TSLA position here: https://bagelpour.wordpress.com/2025/11/30/taking-an-inverse-position-on-tesla/ https://bagelpour.wordpress.com/2025/11/30/taking-an-inverse...

anonymars 11mo ago

They say time in the market generally beats timing the market

alistairSH 11mo ago

Almost all of the gains on SP500 are from 7 stocks - I'll let you guess which 7. The market overall is nowhere near as exuberant. https://www.washingtonpost.com/business/2025/11/24/sp500-stock-market-tech-nvidia/ https://www.washingtonpost.com/business/2025/11/24/sp500-sto...

stego-tech 11mo ago

You and me both, but working poors like us should be investing for long-term gains, not short-term returns. I put my money into bonds and international indices because I want to be better protected when the AI CAPEX bubble pops here, but I have no idea when that’ll happen. We can’t time the market, but we can protect the scraps we’ve accumulated at least.