4 ms·

I wonder if banking and messaging apps will work on it in the future

jolmg 1y ago
Re: banking, not until adoption of non-Android and non-iOS devices grows. To break this chicken and egg problem, one can get an Android phone and use it exclusively for the banking app, treating it like one of those hardware security keys the banks used to give out in the early 2010s. One used to just leave it at home; maybe take it to work occasionally. Another option is to live like the early 2000s and go to an ATM/bank for all bank things, including account consultation.
- WD-42 1y ago
  Or use the banks website from a computer? Which banks do not allow this?
  - londons_explore 1y ago
    Many banks in Europe are app-only and don't allow you to log in with a web browser.
    - WD-42 1y ago
      Yikes. That sounds tough.
    - ahartmetz 1y ago
      In Germany at least, that's only the ones that advertise being an "app bank". It's the last thing that I want, but they exist.
  - nmfisher 1y ago
    Ubank in Australia just told me they’re retiring their website in a few months, the app will be the only way to access your account. It’s digital only, so no real world branches either.
    - jolmg 1y ago
      > the app will be the only way to access your account Maybe also on the ATMs of other banks?
    - drnick1 1y ago
      This would be enough of a reason for me to immediately move all my savings to another bank. No website, no business.
  - gt0 1y ago
    My bank in Australia has a great desktop website, but you have to do 2FA on your phone to access it. That means even though I prefer to use the desktop site, I still need to be able to run the app too.
  - edg5000 1y ago
    The biggest bank in the Netherlands at least requires the app to confirm payments. Although they do still have these paper slips (maybe) for transfers but that cannot be used for ecommerce
    - derkades 1y ago
      ING? You can choose to receive a hardware device instead of using the app.
    - jolmg 1y ago
      > Although they do still have these paper slips (maybe) for transfers Are you describing checks?
      - ahartmetz 1y ago
        Written (on paper) transfer orders. You fill them out at home and throw them into a special mailbox at the bank. Old people still use them, I even used them occasionally 20 years ago or so because they sometimes came with invoices, pre-filled with receiver details, so they were about as convenient as online transfer.
    - disgruntledphd2 1y ago
      > The biggest bank in the Netherlands at least requires the app to confirm payments This is (I believe) part of PSD2, so basically all EZ banks require this now. Hilariously enough, they still have absurdly weak passwords but apparently they meet security requirements by forcing you to confirm stuff on your phone.
- p0w3n3d 1y ago
  Ubuntu touch has an Android compatibility layer

Re: banking, not until adoption of non-Android and non-iOS devices grows. To break this chicken and egg problem, one can get an Android phone and use it exclusively for the banking app, treating it like one of those hardware security keys the banks used to give out in the early 2010s. One used to just leave it at home; maybe take it to work occasionally. Another option is to live like the early 2000s and go to an ATM/bank for all bank things, including account consultation.

WD-42 1y ago
Or use the banks website from a computer? Which banks do not allow this?
- londons_explore 1y ago
  Many banks in Europe are app-only and don't allow you to log in with a web browser.
  - WD-42 1y ago
    Yikes. That sounds tough.
  - ahartmetz 1y ago
    In Germany at least, that's only the ones that advertise being an "app bank". It's the last thing that I want, but they exist.
- nmfisher 1y ago
  Ubank in Australia just told me they’re retiring their website in a few months, the app will be the only way to access your account. It’s digital only, so no real world branches either.
  - jolmg 1y ago
    > the app will be the only way to access your account Maybe also on the ATMs of other banks?
  - drnick1 1y ago
    This would be enough of a reason for me to immediately move all my savings to another bank. No website, no business.
- gt0 1y ago
  My bank in Australia has a great desktop website, but you have to do 2FA on your phone to access it. That means even though I prefer to use the desktop site, I still need to be able to run the app too.
- edg5000 1y ago
  The biggest bank in the Netherlands at least requires the app to confirm payments. Although they do still have these paper slips (maybe) for transfers but that cannot be used for ecommerce
  - derkades 1y ago
    ING? You can choose to receive a hardware device instead of using the app.
  - jolmg 1y ago
    > Although they do still have these paper slips (maybe) for transfers Are you describing checks?
    - ahartmetz 1y ago
      Written (on paper) transfer orders. You fill them out at home and throw them into a special mailbox at the bank. Old people still use them, I even used them occasionally 20 years ago or so because they sometimes came with invoices, pre-filled with receiver details, so they were about as convenient as online transfer.
  - disgruntledphd2 1y ago
    > The biggest bank in the Netherlands at least requires the app to confirm payments This is (I believe) part of PSD2, so basically all EZ banks require this now. Hilariously enough, they still have absurdly weak passwords but apparently they meet security requirements by forcing you to confirm stuff on your phone.
p0w3n3d 1y ago
Ubuntu touch has an Android compatibility layer