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my bank offers phone banking. Which involves you speaking a pin over an ordinary insecure phone call.

• throwaway2037 2y ago
  > ordinary insecure phone call Is POTS or mobile phone voice calls considered insecure? I am surprised by this.
  • askvictor 2y ago
    For diplomats and organised criminals, probably insecure. For the rest of us, it's fine unless you're being targeted by someone with state-level resourcing
  • vrighter 2y ago
    emphasis on the word "speak". To me there is never any reason to speak your pin/password out loud.
• pasc1878 2y ago
  My phone bank now uses voice recognition. It used to be letters from a password.