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What do you do, just drive around uninsured for 3 weeks in your new car and hope nothing happens?
by Rebelgecko 3y ago
What do you do, just drive around uninsured for 3 weeks in your new car and hope nothing happens?
- jncfhnb 3y agoYou wait. I’m not saying it doesn’t suck.
- Rebelgecko 3y agoHow does that work? Do you just hope no one buys the car in the meantime? Or will the dealer let you store it with them?
- jncfhnb 3y agoYou can drive a car home without insurance. A quick google suggests californias grace period is 30 days.
- burnerthrow008 3y agoMost (all?) dealers in California offer some kind of 24/48 hour insurance for you to legally drive home. The prices are sort of ridiculous when compared to normal car insurance ($50-$100 for a couple days of coverage IIRC), but thats just a function of the risk profile and the fixed underwriting costs of a short policy.
- reactordev 3y agoYou aren’t allowed to drive without insurance
- fhdkweig 3y agoNew Hampshire is the only state in the US that does not require liability insurance. If you drive through NH, make sure you have uninsured coverage. (and it is a good idea anywhere)
- burnerthrow008 3y agoIt is legal to drive without liability insurance in almost every state… you just have to post a $20k-$50k bond with the state.
- anfilt 3y agoYea but if the costs of accident exceed that bond you still have to cover it if your at fault. Plus most medical expenses quickly will exceed those bond values these days. Maybe decades ago if you had a lot money to just set aside getting no interest on it it may have made sense. However the costs of medical and even cars today make it quite a risky proposition
- seanmcdirmid 3y agoLaws haven’t kept up with rising costs, so the amount of coverage you are required to have in most states won’t cover the average accident, let alone catastrophic ones. Same with the amount you have to bond for.
- kube-system 3y agoThat's not any different than with car insurance. If the costs of a car accident exceed your limits you have to pay it too.
- johnnyanmac 3y agoAhh yes, the "legal if rich" clause. classic.