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> If there's anything to fear about improved mental health diagnostics it's how this data will be used by insurance companies to exclude customers in countries
by WoodenChair 3y ago
> If there's anything to fear about improved mental health diagnostics it's how this data will be used by insurance companies to exclude customers in countries that lack socialized healthcare (i.e., US).
Since the Affordable Care Act went into effect in 2014 in USA it's no longer legal to exclude people based on most pre-existing conditions.
"Marketplace plans must cover treatment for pre-existing medical conditions. No insurance participating in the health insurance market place can reject you for coverage, charge more, or refuse to pay for essential health services for any prior medical condition. Moreover, once an individual is enrolled in the marketplace, insurance plans cannot deny coverage or raise rates solely based on your health." [0]
0: https://en.wikipedia.org/wiki/Pre-existing_Condition_Insurance_Plan https://en.wikipedia.org/wiki/Pre-existing_Condition_Insuran...