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I think the key take away here is learning to deliver, as that is what companies actually, finally care about - everyone else is nice, but without the final per
by bsenftner 5y ago
I think the key take away here is learning to deliver, as that is what companies actually, finally care about - everyone else is nice, but without the final person that ties the bow to get the product out the door, you're fluff.
And the advice to treat dept like a disease is worth following. There is no better feeling than telling the car sales failure you want $5K off because you're paying in cash, with a spreadsheet identifying that's their take from the financing you are not using.
- nradov 5y agoCar dealers don't give cash discounts anymore. In fact it's often the opposite because dealers get volume incentives for financing more customers through the manufacturer's captive lender. And interest rates now are often still lower than the inflation rate, so if you have good credit you're actually coming out ahead by borrowing.
- uxp100 5y agoRight, asking for a cash discount is going to have the salesman laughing behind your back. They might give a financing discount, but they don't want cash. So read the fine print, but it may make sense to finance a vehicle for the anti-cash discount (like a $1000 discount coming from some program run by the lender) and then pay off the loan completely after a month. Depends on fees etc if this makes sense for you, but it might.