Also health insurance issues. Most “snowbird” insurance is only cost-effective because they expect to G(you)TFO back to your government insurance if anything ha

Also health insurance issues. Most “snowbird” insurance is only cost-effective because they expect to G(you)TFO back to your government insurance if anything happens and discontinue your policy if anything happens. And often any medical condition needs to be stable to qualify in the first place. I’m aware of a lot of Canadians that look further south to get away every winter to avoid a lot of health and tax related issues.