zbruhnke

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121.
by zbruhnke 11y ago
to be honest Cory the last thing we have thought about so far is fees. In all likelihood we'll slash current fees and get down to the nuts and bolts of what makes our customers tick, we'll re-think our lending practices and try to
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by zbruhnke 11y ago
The way we've figured out so far is really learning from a failed past experience. We built a product in the past which was a kind of Yodlee or Plaid competitor ( http://spout.co ) and learned alot of what consumers cared abo
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by zbruhnke 11y ago
The short answer to this is that by partnering with a bank (we have before and will continue some relationshops we've already started) you are limited by their underlying technology platform in the data you get, the data you pull out a
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by zbruhnke 11y ago
One of the hardest parts of the regulatory requirements is the Capital on hand and getting a federal charter. Because we've targeted a handful of very small institutions with those charters in place and the banks are in good standing i
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by zbruhnke 11y ago
We're building a new kind of bank - Yes, an actual real bank. We're starting with a small acquisition and re-building the underlying tech from the ground up. The ultimate goal is creating a bank consumers would actually love to us
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by zbruhnke 11y ago
As someone who is in the top 1% of fliers I could not disagree more with the sentiment that the top 1% of fliers aren't going anywhere/will not notice good service. In fact as a counter to that point I flew well over 150k miles on
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Sense – A Smart Monitor for your entire home(sense.com)
2 points by zbruhnke 11y ago|2 comments
128.
by zbruhnke 11y ago
totally agreed on that post (its one I've read before) - i think a consumer truly having control (I'd even envision a dashboard where you could give or retract access to your data instantly) is what would be most helpful for the c
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by zbruhnke 11y ago
I think there is real value in consumers being able to glean value they want from their own data, would you or have you ever considered a program that allowed users to share data with you in exchange for services, ads or other products they
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by zbruhnke 11y ago
what part of Louisiana are you from? I don't meet many others from my neck of the woods in tech
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by zbruhnke 12y ago
I'll come at this question from a different angle. We made a decision in our last startup to actually turn down a term sheet and go heads down instead of taking money from a VC which we had seen a number of red flags from but had commi
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Guy wants job at Snapchat – Submits resume in story form(youtube.com)
2 points by zbruhnke 12y ago|0 comments
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by zbruhnke 12y ago
The one counter thing I'll say to this is that Brad and Jessie both had some first hand experience of farming (Full Disclosure: I was in the W12 batch with them and talked to them both a fair amount during YC) They weren't just tw
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by zbruhnke 13y ago
It's nice to see the side of investors that still have a passion for startups so much so that they feel sad when they reject people. It often feels like noone in that world has empathy. For the ones getting rejection emails tonight don
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A Startup Protecting Financial Data: Giving Consumers More Control(forbes.com)
1 points by zbruhnke 13y ago|0 comments
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by zbruhnke 13y ago
One of the Spout co-founders here. Sorry to hear you found it to be strictly mean. We meant the post all in good fun and we knew we'd be opening ourselves up to criticism since we're still in a closed beta ourselves. We certainly
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by zbruhnke 13y ago
email sent!
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by zbruhnke 13y ago
annnnd the app crashes for me
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by zbruhnke 13y ago
Their Monetization strategy? Thats simple ... Blackmail I kid, I kid, but oh the things they could do lol
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by zbruhnke 13y ago
We've posted two and received a total of about 50 applications. of those 50 I'd say 65-75% of them are high quality candidates at least at first glance that are writing emails specifically about the postings we put up and referenc
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by zbruhnke 13y ago
It really was a great event, congrats YC and jl for putting this on. My Co-founder went and I watched the entire event online(I'm a guy and her SO) it definitely got me excited knowing so many awesome women are starting companies and b
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by zbruhnke 13y ago
Agreed! been watching the entire thing so far
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by zbruhnke 13y ago
I read this and had a mix of emotions. First I kind of felt sorry for the guy, then I quickly realized there are much worse perdicaments to be in. I was living in Louisiana as a college dropout who had sold one company and (fairly easily) m
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by zbruhnke 13y ago
Santa Monica, CA - Full-Time(Remote possible for right Candidate) At Spout ( http://spout.co ) we're building Twilio for finance. We've only been at it a few months and we've already added over 700 banks and bill pr
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by zbruhnke 13y ago
RE: Sending info to google. When I got my invite to Atom it definitely mentioned that during the beta period it was automatically sending feedback and that it was a feature that could be disabled. So far Atom is not life changing for me but
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by zbruhnke 13y ago
I think he literally meant the speed at which the package was created for Atom Steve ;)
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Surf Air CEO ousted(techcrunch.com)
1 points by zbruhnke 13y ago|0 comments
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by zbruhnke 13y ago
Aggressive vs non-aggressive growth plan definitely makes sense there, definitely a better way to define that. If there is a way you feel you can still significantly grow your business with a less aggressive plan then that's great, I t
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by zbruhnke 13y ago
I get this to an extent, but it also borders on being dishonest when you're cutting the amount in half and honestly if you're setting out to raise 1.5 but you have a hard time getting to half of that chances are you're raisin
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by zbruhnke 13y ago
Thanks Watsi for having a sense oh humor about it. I bought a shirt because I love your mission as a whole and the post have me a much needed smile yesterday. I wish more people were light hearted like this/ took themselves less seriou

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