vecinu

26 ms·

1. 181.▲
   by vecinu 6y ago

   Wow, I must have gotten really lucky I had no such questions and had no way to prove any of them!
2. 182.▲
   by vecinu 6y ago

   I'm not sure I understood your point though. Retirement accounts hold YOUR money, that is money that YOU saved for YOUr own use later. Whether I put it in a savings account or taxable investing account it is still part of my net worth
3. 183.▲
   by vecinu 6y ago

   Neither of those accounts are "locked up", there are ways to access your money before the government sponsored year of retirement. See rule 72(t) or periodic distributions for withdrawing without penalty. Finally you can always wi
4. 184.▲
   by vecinu 6y ago

   I went through something similar but remember the name of the game is to not volunteer unnecessary information. Did you tell the agent you didn't leave after you were laid off? Or did you just ask for a new TN once you had a new offer?
5. 185.▲
   by vecinu 6y ago

   Wouldn't Chuck just receive donations from the thousands of people he personally knew and helped? I doubt people would let him go broke under any scenario... the man spent time with Bill Gates and Warren Buffet.
6. 186.▲
   by vecinu 6y ago

   I'm also on Fi and love it for the reasons you mentioned BUT keep in mind that swapping your SIM for a local plan is a lot cheaper, on average. In Eastern Europe for USD$10/month you get unlimited data and you can have people call
7. 187.▲
   by vecinu 6y ago

   > I was once asked to move to SF for a job and given a 20% bump compared to Toronto salaries so I could afford it Just to dwell on this point for a bit, I think your offer was not equitable. When I was offered to leave the GTA for SF I r
8. 188.▲
   by vecinu 6y ago

   Well, they did the best they could with the hand they were dealt. As the article states, their economy would have been impacted one way or another but dealing with COVID and the lack of tourism would have been devastating. It sounds to me l
9. 189.▲
   by vecinu 6y ago

   I wonder if the records set now during the reduced traffic COVID era will be able to be beaten once regular (or accelerated traffic begins due to reduced public transit use) resumes. If we defund the police completely then maybe new records
10. 190.▲
    by vecinu 6y ago

    I'm so happy to hear this. I cannot stand tipping and genuinely get anxiety when I'm out with friends and the wife and she sometimes pays without knowing what the right "tip amount" is. It happens to me too, where I have
11. 191.▲
    by vecinu 6y ago

    Oh no... I barely tolerate driving through civic center, nevermind walking there. I avoid waking or biking through the filth in the civic center at all costs. I'm not being facetious, I wish you a good time with no ill events, that&#x2
12. 192.▲
    by vecinu 6y ago

    Accurate experience, I have some similar examples as well. I am still considering if I should be like your friend #4 and go back to eastern Canada to wait out this disastrous response in the US. If only winter wasn't coming, I would ha
13. 193.▲
    by vecinu 6y ago

    Hiking in the Bay Area is extremely difficult right now. You have to wear a mask EVERYWHERE outside where you are near people. On trails with 90+F weather you have to put your mask on every 30 seconds with how many people there are, it&#x27
14. 194.▲
    by vecinu 6y ago

    > Dyson Interesting! My AM11 fan started screeching and making a strange noise so I called in and my warranty had expired just a month ago and all they could do is replace my unit with a refurbished one. Sounded fine to me, especially be
15. 195.▲
    by vecinu 6y ago

    Your coworker is totally on the money with this analysis. More so, I think folks like me that had a 5 minute walking commute are losing out a ton of benefits by not being near the office anymore. I'm lucky the weather's been coope
16. 196.▲
    by vecinu 6y ago

    Nice idea! I think for people who constantly want to invest in the next big thing, this would come in handy. As an aside, a good friend of mine warned me that investing at the beginning of an IPO generally is a bad bid. It's better to
17. 197.▲
    by vecinu 6y ago

    Can anyone explain what is happening with the downvotes on this post? Almost every single top level comment has been downvoted to almost disappearing.
18. 198.▲
    by vecinu 6y ago

    Wow, this exact same thing happened to me. I called AirBnB support and they said they most likely can't restore my deleted account, how did you get them to reinstate your account? I was so upset I lost all my data, trips, and reviews!
19. 199.▲
    by vecinu 6y ago

    I wasn't able to utilize these benefits efficiently since the The Blue Cash Everyday® Card has 3X points @ Supermarkets has no annual fee and I have another card for restaurants. I suppose if you max out all the categories it's no
20. 200.▲
    by vecinu 6y ago

    That's interesting, I have many credit cars from Visa/MC/Discover and never had an issue with fraud purchases or lost cards.
21. 201.▲
    by vecinu 6y ago

    > 1) The $10 monthly credit on American Express Gold cards But the annual fee is $250, how is it worth it? At best if you use the $100 airline credit, which is now hard to "hack", and max out $10/mo on Grubhub, you're
22. 202.▲
    by vecinu 6y ago

    You can take this logic to its absurd extremity such as "I have 3 children, a 4-bed house is a basic essential necessity for human life".
23. 203.▲
    by vecinu 6y ago

    Oh my goodness, it even has the UPS trucks and random Uber/Lyft drivers blocking the driving lanes in San Francisco. That's what I call realism, it's bringing back PTSD for me. Fantastic project, works really well, almost too
24. 204.▲
    by vecinu 6y ago

    This isn't a fair representation of CEO pay. Jack Dorsey is not paid $1.40/year, his share ownership is paying him out millions per year. What is the validity of this data set? Netflix Median Pay being lower than Google's doe
25. 205.▲
    by vecinu 6y ago

    What about retirement savings? If you had funded your 401(k) and IRAs with an engineer's salary for this many years you should have many millions to live off of.
26. 206.▲
    by vecinu 6y ago

    And who's fault is it? I have been telling my coworkers and friends for years that these salaries are not sustainable for 30 years and everyone called me a pessimist. It's not hard to see that the "good times" and "
27. 207.▲
    by vecinu 6y ago

    I just thought it was funny that you said in a different post you hate your job and are already looking for a new one [1] I don't think your problem with quitting has anything to do with WFH policies. [1] - https://news.ycom
28. 208.▲
    by vecinu 6y ago

    Yeah check the rates on I-bonds right now, they went down 1% this month. It's not even worth it anymore. I was earning 2.55% APY now it's barely 1.5%. You can get the same return in an AMEX savings account.
29. 209.▲
    by vecinu 7y ago

    This comment was literally copy pasted from Reddit. Why would you do this? https://www.reddit.com/r/investing/comments/evc2re/apple_202... Same with the trillion dollar comment below.
30. 210.▲
    by vecinu 7y ago

    > More people are leaving California than moving in, evidence of the toll the state’s housing crisis is taking as the world’s fifth largest economy inches toward 40 million people. [1] What is the myth again? [1] https://ktla.