tommynicholas

10 ms·

61.
by tommynicholas 9y ago
(Creator here) ugh that's such a bummer. I didn't know that I don't see that in my browsers. Anyone have a suggestion for a better cert I could get? Starcom was so nice and simple but seems like it's causing issues for u
62.
by tommynicholas 9y ago
Chris won the Twitter lottery.... and the Uber lottery.... and the Instagram lottery..... and a bunch of other lotteries. Had arguably the best run of seed investing in history.
63.
by tommynicholas 9y ago
I also like this joke in a way except it implies Steve didn't also increase his funding and participation in his wife's philanthropic work, which he has said in multiple interviews where he's shared this anecdote that he has.
64.
by tommynicholas 9y ago
I think Dick is actually a pretty good CEO and told a good story and had a good vision for Twitter as a business. It was just a vision for "Twitter as it exists right now" which is what a hired gun CEO is going to have a vision fo
65.
by tommynicholas 9y ago
This is the first "why the Dick Costolo move was the problem" take I've ever read that made any sense to me. This is excellent. (And it should go without saying that Dick did his job, as assigned, unbelievably well. It just s
66.
by tommynicholas 10y ago
Excellent for both. C1 may have better rewards though I'm not sure, love them for both banking and credit at the moment.
67.
by tommynicholas 10y ago
Curious: were you a direct SVB client? I can recommend them enough, I basically can't imagine a better banking experience unless someone made the tech side of it better. I have heard recently of a lot of folks on HN who are somewhat un
68.
by tommynicholas 10y ago
SVB
69.
by tommynicholas 10y ago
First of all, basically any way is better than Out of Wallet Questions because they don't work on both ends. They don't really prevent fraud and most legit people fail them. Better techniques involve data / device triangulati
70.
by tommynicholas 10y ago
You're very right, although that method of authentication (known as "Knowledge Based Authentication" or "Out of Wallet Questions" more specifically) is highly ineffective. Users can't answer the questions relia
71.
by tommynicholas 10y ago
Nope! But this is a regular SVB checking account not one through Atlas so I'm not sure what the differences are. My comment is defending SVB the bank, not necessarily the Atlas account which I have less knowledge of.
72.
by tommynicholas 10y ago
Wires from (most) SVB accounts are free so, that's factually inaccurate. If you had an account that didn't have free wires you had the wrong kind of account.
73.
by tommynicholas 10y ago
SVB is absolutely fantastic, has great service, saves us a ton of money on wires, and helps in so many other ways. Great bank, happy customer.
74.
by tommynicholas 10y ago
Came up with a use case for this within our current product within 30 seconds of seeing this, love it!
75.
by tommynicholas 10y ago
There is a TON of faxing still going on
76.
by tommynicholas 10y ago
I like this idea - but why do you let people edit the .wav part of the extension? That was super counterintuitive to me could I have done .mp3 for example? I'll leave any other feedback I have here unless you have an email I can send i
77.
by tommynicholas 10y ago
Absolutely - Giphy is a great example. There will be plenty of search engines that will grow to prominence around either a niche content type (gifs => Giphy) or a niche feature privacy => Duck Duck Go).
78.
by tommynicholas 10y ago
Not serious people in any near-term way. Even bullish AI folks think general AI is MINIMUM of 10, more likely 50-100 years away.
79.
by tommynicholas 10y ago
Why do you expect people will be trying to build a general_ai.exe? Vertical applications of machine learning and light-AI are what most private comapnies that are getting traction are doing today, while big-cos and universities (and things
80.
by tommynicholas 10y ago
No.
81.
by tommynicholas 10y ago
One thing to bear in mind is how different Village Capital is than YC. I think it makes a ton of sense for them to do it this way, I think Techstars (alum!) should consider it, but it does seem like it works for YC.
82.
by tommynicholas 10y ago
They got physical storage on premise at grocery stores who are not going to give that to providers 2-> infinity. It's highly unlikely that anyone beyond the stores themselves will be able to compete, and they would struggle mightily
83.
by tommynicholas 10y ago
If you like Simple's goals feature and want it as a standalone, I use Qapital for that and love it.
84.
by tommynicholas 10y ago
Yes it opened around this price, but the IPO price was $17. Another non-story about a stock dropping in price after it grew like crazy just before the drop.
85.
by tommynicholas 10y ago
"None of the banks I use are having any issues" - they all use third parties and they all have issues sometimes. Fact.
86.
by tommynicholas 10y ago
That I agree with.
87.
by tommynicholas 10y ago
The price of their service was $140 for the groceries the customer selected. Hard stop. The grocery store doesn't tell you what the underlying cost of their food was, nobody does that. It's not a requirement. Now it could be somet
88.
by tommynicholas 10y ago
Couldn't agree more. Plus, soon they'll have built their own infrastructure and this kind of thing will be less likely and at the very least easier to deal with.
89.
by tommynicholas 10y ago
Many comments saying something to the effect of "$140 for $80 worth of groceries? Robbery!" What's $80 worth of groceries? It's what you're willing to pay $80 for. The grocery store is marking up the food from their
90.
by tommynicholas 10y ago
Other banks relying on this third party will also be down. Actually happens all the time. Banks are very good these days at not losing your money but nothing else is guaranteed to work.

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